PAMELA F. GRAVES

**** ***** ****. #***, ******, CO 80239

303-***-**** cell

adnxnt@r.postjobfree.com or adnxnt@r.postjobfree.com

SUMMARY:

SALES, MARKETING, NEGOTIATING & CLOSING

Experienced professional in sales and marketing from auto, mortgage finance, insurance and precious metals and vintage collectibles. Presently, a top seller with Ebay.

ACCOMLISHMENTS:

EMPLOYMENT:

2001-Present

Self employed and owner of wholesale precious metals, gold, silver, watches and jewelry. Buy vintage and collectibles and the last two years a top seller on Ebay. LICENSED INSURANCE AGENT

Relicensed with Colorado 6/26/21 and valid until 1/31/23 Licensed to sell Accident, Health, Casualty, Life and Property 1998 to 2000 Insurance Agent

American Family Insurance Agent, licensed and bonded State of Colorado Insuring home, auto, business, life, health and umbrella insurance. I ran my own insurance agency, wrote new business, gave insurance quotes. I wrote insurance on personal insurance lines and commercial lines. I bound coverage through underwriting.

2002 to 2005 Mortgage Loan Officer

I assisted customers with refinancing existing mortgages. I worked with rate sheets, lenders and representatives to refinance and consolidate debt. Often worked with late payments and pre-foreclosures. I used “Rapid Score” to correct dated material on credit reports and helped increase clients credit score through Experian, Equifax and Transunion. I had to work with appraisers, processors and managers to review finished product loans to close. I often cold called many homeowners and spoke to various people for leads.

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Independent Loan Officer worked under DKA Mortgage, Creative Mortgage and was employed by Money Tree and other smaller companies. 1993 – 2005 Automobile Sales

Licensed and bonded selling vehicles new and used in Colorado. I greeted customers and found the vehicle that they helped to choose. Helped with demonstrating, filling out credit forms, negotiated purchase vehicle and trade in with desk managers. I cold called past customers and potential buyers. Greeted customers in the Dealership and Service department. I helped customers with good credit and special finance.

Shortline Subaru, Hyundai and Suzuki, Aurora, CO

Stevinson Toyota East, Aurora, CO

Colorado Chrysler Plymouth, Aurora, CO

Mike Naughton Ford, Aurora, CO

John Elway Ford, Denver, CO

Medved Chrysler, Chevrolet, Wheatridge, CO

Burt Ford, Centennial, CO

Centennial Chrysler Plymouth, Centennial, CO

Daewoo, Englewood, CO

EDUCATION:

Palisade High School, Palisade, CO

Major: Basics & Art

Tuskegee University (Tuskegee Institute), Tuskegee, AL, 1982 to 1984 Major: Pre- Veterinary Medicine and Biology

Toledo University and Toledo University Community Technical College, Toledo, OH, attended 1987 to 1993

Major: Pre-Nursing and Community Health Education

Degree: Bachelors of Education, Community Health Education 1993 Toledo University, Community Technical College

Major: Pre-Nursing and Natural Science

Degree: Associates of Natural Science 1992

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MILITARY SERVICE:

U.S. Army, Private First Class, PFC, E-3, Military Police, trained at Ft. McClellan, Anniston, AL, served on Honor Guard which was flag detail and recognized by the Colonel, served in the Permanent Duty Party, Frankfurt, Germany, September 1984 to June 1985, Honored Veteran with an Honorable Discharge. AWARDS:

Honor Student, Tuskegee University, Tuskegee, AL

Honor Flag Detail, Letter of Merit, U.S. Army, Anniston, AL Salesman of the month several times, plaques, bonuses as a high gross producer, Colorado Chrysler Plymouth, Aurora, Colorado

REFERENCES: Upon Request

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