ESIFA JOY JENNIFER
070********,081******** adnt70@r.postjobfree.com
*,******** ****** *****,*******, LAGOS STATE
PERSONAL PROFILE
A customer service professional with vast experience in developing and motivating high performance teams that consistently produce sales growth and actualization of corporate objectives. A confident, hardworking and also a problem solver willing to meet people and organizational needs as well as to successfully work in a team to achieve the goals and objectives of the organization.
PERSONAL DETAILS
Date of Birth : 9th June 1994
Sex : Female
Marital status : single
State of origin/LGA : Akwa ibom / Oron
Personal interests : Researching,sharing ideas, meeting new people
KEY ATTRIBUTES
Strategic business planning
Excellent Marketing, Communication and interpersonal skills
Direct and Channel Marketing
Public speaking, Presentation and Communication
Strong multitasking skills and always exceed expectations
Exceptional leadership quality skills
Proficiency in Microsoft word and excel
Excellent customer and retention skills
PROFESSIONAL EXPERIENCE
FINATRUST MICROFINANCE BANK 2021- till date
FIELD OFFICER
Actively involved in the management of client’s loan portfolio,assessment, disbursement of loans,loan monitoring as well as Recovery of loans disbursed so as to reduce PAR growth.
Also responsible for increasing the customer base of the bank.
EDFIN MICROFINANCE BANK LAGOS 2019 -2020
RELATIONSHIP OFFICER
I was actively involved in managing of loan portfolio of clients/business, responsible for originating, preparing the customer assessment module for prospects and closing new loans to meet growth and company goals. I actively worked with Underwriters and Risk/credit committee for loans above N10,000,000.
KEY CONTRIBUTION
Achieving monthly targets consecutively for three months.
Monthly, quarterly and annual reporting of the portfolio.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Monthly review and report of loan portfolio.
Assist in the due diligence and underwriting of potential acquisitions.
ENUGU EAST LOCAL GOVERNMENT AREA(NYSC PPA) 2018-2019
OFFICE ASSISTANT
Assist in the arrangement of corper’s documents in the local government
Assist in coordination during monthly clearance
Assist in typing documents when necessary
EXCEL COLLEGE
SCHOOL ADMINISTRATOR 2017- 2018
In charge of all academic affairs of the students
Ensure the smooth running of school activities
Ensure total compliance of teachers and other staffs to the rules and regulations of the school
UNIVERSITY OF BENIN (WORK STUDY). 2013 - 2017
SECRETARY TO DEAN OF FACULTY
In charge of typing documents,arrangement of files of students
In charge of all affairs in the deans office that’s within my limit.
GOLDEN PENNY COMPANY (DEPO) 2010-2013
ACCOUNT OFFICER
In charge of all sales accounts as well as ensure account is balanced
Ensure the stocks available are recorded daily after sales
Ensure proper management of all facilities used as well.
EDUCATIONAL QUALIFICATIONS AND CERTIFICATIONS WITH DATES
LADOKE AKINTOLA UNIVERSITY OF TECHNOLOGY,OGBOMOSO
MSc in Business Administration In view
NATIONAL YOUTH SERVICE CORPS July 2018-June 2019
NYSC Discharge certificate
Satisfactory
UNIVERSITY OF BENIN, BENIN CITY 2013- 2017
Bachelor of education (B.Ed) Environmental science
Second class upper division
ZUMRATUL ISLAMMIYYAH GRAMMAR SCHOOL 2004-2010
West Africa Examination Council (W.A.E.C)
CHRIST THE ULTIMATE INTERNATIONAL SCHOOL 1999-2004
First school leaving certificate
PROFESSIONAL SKILLS ACQUIRED
MICROFINACE CERTIFICATION PROGRAMME (MCP IN VIEW) in view
Fundamentals of microfinance banking
Managing of microfinance bank
Chattered Institute of Customer Relationship Management (CIRCM) 2019
Post graduate diploma in customer relationship management
Certified customer service professional
Institute of chattered Digital Marketing (ICDM) 2019
Professional diploma in customer service marketing
British International safety organization
HSE Level 1 (Award in health and safety at work) 2018
HSE Level 2 (Risk Assessment practical Application)
HSE Level 3 (Award in Environmental Awareness)
Department of petroleum Resources
Environmental Impact Assessment 2018
Novelle centre
Basic first Aid/ CPR 2018
REFREES
MR. TONY AHAMAFULE
Senior manager(Retired)
PHCN,In GRA,Benin city branch