Hubert Rego (adnaif@r.postjobfree.com) * Queensboro Terrace

Tel: 609-***-**** East Windsor, NJ 08520

OBJECTIVE

To contribute and utilize my vast experience working for Citigroup Inc. JPMorgan Chase and Signature Bank on AML/KYC Remediation and Investigations, BSA, OFAC, PEP, Transaction Monitoring, AML analysis on Mantas Alerts generated via Actimize, Transaction Surveillance and Client On-Boarding. Having several years of Compliance, AML KYC, Transaction Monitoring, Surveillance, SAR’s, PEP’s, Corporate Governance, Client On-Boarding, Credit Risk Exposure, Derivatives, Credit Derivatives, Equities, Options, Non Delivery Forwards in the Emerging Markets, Foreign Exchange, Hedge Funds, Letters of Credit, Wire Transfers, SWIFT, Internet and Electronic transfers and OTC Options working with Relationship Managers, Traders, Treasury Sales, Front Office, Middle Office, Back Office and Operations.

HIGHLIGHTS

An effective team player, with expertise on various AML and sanctions regulations, risks and typologies.

Possess sharp analytical and technical skills able to evaluate problems and the take appropriate actions in a timely manner

Ability to work collaboratively with the business and other key stakeholders

Strong organizational and record keeping skills.

Excellent written, verbal and analytical skills.

Proficient in Microsoft Excel and Microsoft Word.

Experience with transaction monitoring and OFAC filtering vendors and platforms

Familiar with Lexis/ Nexis, World Check, Ness, Bankers Almanac, Dun & Bradstreet, One Source, SKYC, CitiSmart and RDC Searches.

PROFESSIONAL EXPERIENCE:

SIgnature Bank – Sr. Analyst TMU Group - August 2016 - November 2020

Conducted disposition of SAM and EVA Alerts generated by Actimize.

Conduct disposition of SAM Alerts for Loans and Leases.

314(a) and 314 (b) reviews and requests from other financial institutions.

OFAC/FinCen Checks for PEPs and Subpoena Reviews.

EDD Referrals, PCG Operations Referrals and Branch Referrals.

Law Enforcement Requests/ Subpoenas.

SAR’s and 90 Day Reviews

Aggregated Check Reviews.

KYC Due DD, USA Patriot Act Certificates and RDC Scanner (3rd Party Approvals).

Sending RFI -Requests for more information to PCG -Private Client Group and PCG Conference calls.

Prior Learning (Alert Suppression)

Actimize Rule Testing’s.

Signature Bank Compliance Trainings-Webinars, Seminars and Sessions.

K2 Intelligence – Analyst / First 1Level Reviews – June 2015/ June 2016 & Jan 2021/ May 2021

K2 Intelligence is a consulting firm providing investigative and risk analytics firm conducts investigative, analytic, due diligence and advisory assignments to financial institutions all over the globe.

AML investigation on International, 3rd party and Corresponding banking wire transfers to/from high-risk jurisdiction countries.

Address and resolve AML/EDD/KYC issues and concerns generated by a team of analysts and QA personnel.

Analyze data and edit memoranda of fact drafted by analysts for case closures, escalations, requests for further information (RFI), and filing of suspicious activity reports (SARs).

• Conduct first level QA reviews for retail and prepaid inputs across multiple typologies including high velocity, rapid movement of funds, excessive activity, high-risk industries, adverse news media and structuring involving cash, wires, ATM withdrawals, direct deposits, POS, and card-to-card transfers.

JPMorgan Chase – Mantas Alert Analysis - Jan 2014 - to May 2015

Compliance Officer – Senior Associate – Alert Operations

Analyze customer account transactions to detect unusual activity and make decisions on appropriate action to take. Create a clear and concise comment that supports no case decision.

Work cooperatively with business line to establish procedures for identifying suspicious customer transactions, specific to money laundering, including the proper method for reporting such activity to the anti-money-laundering group.

Provide guidance, support, and recommendations to business lines regarding customer AML risk ratings and account activity.

Based on the outcome of the preliminary investigation, analyze and determine whether or not the alert warrants a further review that may result in a Suspicious Activity Report (SARs) filing.

Assist with departmental tracking and reporting and prepare investigation reports for management.

Assis and support any special projects or critical casework.

Ensures compliance with Code of Ethics - AML, BSA, Information Security and SAR requirement policies and procedures.

Actively participates in any required corporate and business line training in these areas.

JPMorgan Chase – Financial Intelligence Unit - Jan 2013 - to Dec 31, 2013

Consultant – Compliance Senior Analyst – Anti Money Laundering (AML) Surveillance

Responsible for maintaining certain aspects of the Bank's BSA/AML compliance program and assists in meeting and maintaining BSA/AML compliance requirements of the Bank. Complies with all applicable, federal and state laws, regulations and guidance, including those related to AML, BSA and USA Patriot Act.

Responsible for performing investigations that may range from routine to highly complex while adhering to the Bank's policies and procedures to reduce loss/risk to the Bank.

Completes SAR in a timely manner and in accordance with FinCEN's guidance and regulations and escalation on activity recommended for account closure where appropriate.

Performs due diligence on customer accounts and report negative findings to BSA management.

Compiles case files with supporting documentation for each investigation

JPMorgan Chase - Treasury & Securities Services (TSS) – Jan 2012 – Dec 31, 2012

Consultant – Compliance Senior Analyst KYC AML BSA, OFAC / Remediation Project

Responsible for AML KYC Monitoring, Surveillance and Investigations, the quality assurance and integrity of KYC Remediation end to end process of vetting, research and reporting of new and existing customer information and ownership structures in compliance with the USA PATRIOT Act Section 312 (Due Diligence & EDD) and Section 326 (CIP requirements).

Functions include examining the ownership structure on clients in order to better understand and make recommendations regarding their current and potential risk rating relevant to other factors such as geography, industry type, PEP’s, media findings, reviewing Alerts, writing up SAR’s Reports, OFAC issues and BSA. Conduct comprehensive research to establish company profiles, Transaction Monitoring, analyze wire transfers to determine if transactions amounts and payments patterns correlated with originators and beneficiary’s lines of business

Citibank New York – Global Derivatives NY: May 2000 - to Dec 2011

Associate AML/BSA/KYC - Transaction Services

Performing the review of assigned BSA/AML transaction monitoring system alerts and cases.

Completing comprehensive reviews of customer activity to identify potential anti-money laundering and terrorist financing risks.

Conducting internet and other research concerning the customers and counterparties involved with the transactions, as appropriate.

Reviewing complex and multi-tiered relationships to determine if account activity is suspicious and requires the filing of an SAR.

Writing a comprehensive analysis of the account activity to support the disposition to close/escalate alerted cases and file SAR’s when required while meeting management defined productivity and quality control requirements.

Education

Bachelors of Science in Business Administration – Government College University, Lahore

Majored in: Economics, English, Statistics and Political Science

Senior Cambridge School Certificate Examination U.K. London – St. Anthony’s High School University, Lahore

O Levels – General Certificate of Education

Majored in: Mathematics, Physics, Chemistry, English Language & Literature

Courses / Seminars completed

JPMorgan Chase and Signature Bank AML Training Program FIU Investigations 2014/2020

Global training JPMorgan Chase /Citigroup Inc. Fraud Policy and Fraud Awareness Trainings

JPMorgan Chase / Citigroup Inc. Anti-Money Laundering, Sanctions and Anti-Bribery & Corruption.

JPMorgan Chase Anti-Laundering Training Program TSS 2013/14

JPMorgan Chase International Sanctions Training Program 2013- Signature Bank 2020.

Successfully completed JPMorgan Banking Industry Proprietary KYC, CIP & SAR’s programs

Derivative and advanced Derivatives including Options Bond Hedges and Risk Management

Operations Leadership – Bottom Line Management

Euro Clear Seminar on: Debt Securities and Advanced Settlements

International Trade Products, Letters of Credit and Swift Wire Funds Transfers.

Management of Controls and Control Awareness, Client On-Boarding and Transaction Monitoring

Situation Leadership Skills and Business Writing and Results

Various Inter-Departmental and Internal Trainings. Microsoft Excel, Access, Macros, Power Point and, VLookups.

AWARDS

Nominated several times for Citigroup Service Excellence Awards.

Attained several Star Awards in Fixed Income, Treasury and Derivatives Operations for outstanding performances.

Constantly attainted Management bonuses for exceptional performance

Hobbies / Interests

Active member of the Knights of Columbus Involved with various charities and fund-raising events

Coach for NJ Junior Soccer League East Windsor Region

Languages: Fluent in English, Hindi, Urdu, Punjabi and Konkani

Contact this candidate