Zainab Malvi

908-***-****, adkoj6@r.postjobfree.com

*** ***** **** ****, ******* Ridge NJ, 07920

SUMMARY

An adaptable and responsible graduate seeking an entry-level position in the Corporate Finance sector. Knowledge of programs such as SAP and the CRM suite of application. Results-oriented and self-driven professional with exceptional communication and leadership skills, and the ability to adapt quickly to change. My Finance degree and my past experience have provided me with a well-rounded background and enabled me to develop an analytical/logical approach to tasks, software skills, and the ability to work under pressure. Reliable and hardworking with strong attention to detail and eager to learn.

EDUCATION

Rutgers University New Brunswick, New Jersey Expected Graduation: May 2021

Rutgers Business School

Master of Financial Analysis; GPA: 3.46

Rutgers University, New Brunswick, New Jersey Graduated: August 2020

Rutgers Business School

Major: Finance

WORK EXPERIENCE

Kering Eyewear Bridgewater, New Jersey

Credit Analyst Intern May 2019–Mar. 2020

Reconciled and reviewed accounts and data for accuracy, to ensure all accounts were up-to-date and had a clear debit or credit status with Kering Eyewear.

Reconciled balance sheet accounts on a monthly basis.

Reviewed ageing balances to conclude root cause of delinquency (disputes, extended terms were not applied, cash flow problems). After discovering root cause, prepared a report with recommendations to manager.

Analyzed financial statements: Balance Sheets, Statement of Cash Flows, and Income Statement; prepared month and year end financial reports, monthly profit/loss forecasts.

Participated in the accounts payable process; daily cash clearing and posting, bank administration.

Performed calculations of (DSO) days sales outstanding by channel of distribution, monthly cash forecasting, budgeting and reporting, analysis and calculation of bad debt reserves.

Processed and reviewed customer invoices for approval and applied payments to customer accounts in company’s accounting system (SAP), updated company’s GL based on transactions.

Analyzed credit summary to ascertain potential credit limit and made recommendations to manager for increasing or decreasing customer’s line of credit.

Collaborated with third party insurance agencies by providing delinquent customers’ details and interacted on an ongoing basis until accounts were settled or debts were written off.

Facilitated tax audit by obtaining and analyzing audit evidence, preparing audit paperwork such as Resale Certificates and providing these as evidence to auditors.

Conducted tax computations for customers in different Canadian Provinces.

LEADERSHIP AND ACTIVITIES

Mind and Media

Public Relations Officer, Sep. 2018 – Dec. 2020

The purpose of this club is to analyze movies and TV shows through the psychiatry lens.

Communicated with the general public on behalf of Mind and Media, presented a positive image of the clue to the public as well as the members of the club.

Habitat for Humanity

General Member, 2016 -2020

Attended break trips and builds to help restore houses in communities that were hit with natural disasters.

Somerset Hills Montessori School

Teacher Assistant, May 2018 - March 2019

Supported teachers and helped children with educational and social development, taught children basic skills and manners.

Bernard’s Township Recreation

Camp Counselor, Summers Jun 2013 – Aug. 2016

Acted as a role model and leader to campers aged 5-7, carried out daily planned activities, supervised physical activities and organized arts and crafts activities.

SKILLS & INTERESTS

Technical: Microsoft Office Suite, Pivot Table, HTML, SAP, Salesforce CRM System, Java, Photoshop.

Languages: Fluent in Hindi, Urdu and Guajarati Elementary in Japanese and Arabic.

Interests: Community Service, Art, Music, Hiking, Fitness and Nutrition, Mindfulness, Traveling, Journaling, Yoga.

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