Po-Hsiu Chou (Aka Grace Chou)
• Mortgage loan servicing experience
• Excellent accounting and reconciliation skill
• Familiar with mortgage, syndication loan documents
• Very detail oriented, can work at fast pace
• Computer: MS Word, Excel, Quick Books, Oracle and Fiserv systems
EXPERIENCE:
10/2019-12/31/2020
East West Bank Loan Department
Loan Specialist
• Prepared of excel spreadsheets(payment codes)with the different systems than processed revolving credit line repayment (commitment reduce) and payments.
• Accepted all 200 branch’s incoming emails for HELOC repayment and posted payments.
• Received daily incoming payment checks then posted revolving credit line payments.
• Processed Speed payment, Manual Drafts, Shadow Payment (Charge off), Return item,Advance Request and speed pay clearing.
07/2019-10/2019
AllSourcePPS / East West Bank Loan Department
Temp Loan Specialist
• Prepared of excel spreadsheets(payment codes)with the different systems than processed revolving credit line payments and mortgage payments.
11/2018-07/2019
First Commercial Bank / Loan Department
Loan Officer
• Preparation of syndication loan docs for new funding, created borrowers file, prepared wire form, set up new line code and renewed line code.
• Received fees income, issued cashiers check to pay loan fees and amortization of loan fees.
• Payment Processed(Syndication,Business,Construction, and Mortgage Loan), advances, repayment and payoff requested.
10/2017-02/2018
Platinum Coast Management Corp
Full Time Accounting Clerk
• Collection of daily sales reports, save on e-files.
• Processed credit card reports and bank reconciliations.
• 3rd Quarter sales tax return, created Excel pivot table report for project revenue.
• Analyzed and estimated revenue in the future business date. (Estimated borrowers repayment)
• Full cycle accounts receivable and monthly reports.
05/2016-02/2017
Infinity Consulting Solutions, Inc/CTBC Bank Loan Department
Full Time Loan Specialist
• Processed new mortgage loan funding and performed maintenance for loan documents on e-files.
• Processed operation ACH, updated for the China Trust Bank account change form, POA form, mortgage monthly payments, payoff and maintenances for 1098, W9, and W8 forms.
• Preparation of monthly overdue report and sent out the past due notice for 30-day, 45-day, 60-day, and 90-day notice.
02/2011-02/2016
Pan Pacific Management LLC
Bookkeeper
• Created and posted all transactions of journal entries and sent out the monthly billing statements for tenant and landlord.
• Full cycle accounts receivable for collection of monthly paid rent deposits.
• Accounts payable, handled weekly check runs, paid invoices, payroll expenses and bank reconciliations.
• Maintenance for management fees, property management rents.
• Preparation of monthly profit and loss statement, annual reports and 1099 form tax returns.
04/2010-10/2010
Hua Nan Commercial Bank
Full Time Loan Specialist
• Input data for new loan funding and outgoing wire transfers.
• Processed mortgage, business, syndication loan payments, repayments, advances.
• Requested payoffs and scheduled audit reports.
• Preparation of monthly schedule reports and quarterly reports in a timely manner.
• Renewed line code, insurance and extended effective dates.
07/2006-07/2008
United Commercial Bank
Full Time Teller
• Accepted, processed deposits.
• Handled daily transactions, scanned on e-files.
• Processed payments, checks for cashing and other transactions.
• Provided customer service.
EDUCATION:
National Kaohsiung University of Applied Sciences / Kaohsiung, Taiwan
Kaohsiung Business High School / Kaohsiung, Taiwan