Malcolm M. Tsung
Twinsburg, OH 44087
adhzbv@r.postjobfree.com
EXPERIENCE
Utica National Insurance, Remote-Director of Commercial Auto
April 2017 - PRESENT
● Accountability for the top- and bottom-line results for the country wide line of business for Commercial Auto with significant strategic importance and financial impact to the organization. This includes overall
responsibility for financial results as well as loss ratio, growth, retention, underwriting profit and legal
compliance for Commercial Auto
● Monitor performance and communicate product, pricing, underwriting philosophies, strategies and financial results to internal/external partners, as well as team members
● Partner with Marketing and Underwriting Operations to take calculated risks to help develop new business opportunities and extend current business in order to positively impact financial objectives and strategic plan
● Disciplined and structured thought leader; ability to understand customer needs, find new growth
opportunities and find profitability improvement
opportunities. Also, help lead change effectively by building commitment in a collaborative team
environment.
National Interstate, Richfield, OH- Commercial Auto Business Manager (Trucking and Public Auto)
Feb. 2016 - March 2017
● Drive improvement in loss ratio results for the auto line of business across the organization
● Practively identifies and eliminates issues and barriers to success
● Proposes new product enhancements that improve top and bottom line performance including branding material addressing loss ratio, best practices, and areas of growth opportunities
● Providing company wide and specific product managers on improving results commercial auto segments
SKILLS
An energetic, positive, and
dynamic manager
Strong agent/broker
relationship skills set
Underwriting, marketing,
and management skill set
Loves public speaking,
member of Toastmasters
International
Licenses/Designations
Chartered Property
Casualty Underwriter
(CPCU) Designation
Associate Underwriter
designation (AU)
Property & Casualty
Agent
Life & Disability Agent
Long-Term Care license
American Express
Financial Advisor- Series
7 (stock broker) and Series
65
(Financial Planner)
Commercial Driver’s
License B (CDL B/ 26,001
GVW or more)
Associate In Risk
Management
(ARM)- 301 in progress,
once completed will have
ARM designation
Liberty Mutual, Marlton, NJ & Boston, MA- Underwriting Consultant
Feb. 2011 - Feb 2016
● Develop external/internal working relationships to write profitable P & C (package) business and adhere to internal policies, procedures, and regulatory requirements
● Broker assignments- Marsh McLennan Agency, USI,
AmWins and Wells Fargo
● Assist underwriters across Commercial Insurance by increasing their level of analytic and technical
underwriting expertise.
● Wheels Underwriter/SME for Auto & Trucking. Reviewing referrals and responding to consults from the
underwriters. Wrote guidance papers
● Coordinate with different internal groups such as Product Management to update our obsolete forms/ cargo
worksheet, Risk Quality Assessment and Claims to give an in-depth response to
Northland Insurance (Travelers Ins.), Hartford, CT
-Account Executive
April 2007 to Feb. 2011
● Managed a profitable book of $35 million and a diverse agency plant in the Midwest and Northeast, represented the company in truck and limo shows across the nation
(2008, 2009 and 2010). Strong agent/broker relationship skills. Trade shows (GATS & Mid-America Truck
show) Wheels Underwriter -Trucking and Public Auto
● Instrumental in helping write profitable business: dump truck committee to develop black box
● approach, developed Sells Sheet- competitor/coverage difference and technology committee to
● implemented work from home initiative (Collaboration with units, Product life cycle)
● Facilitate a nationwide training session and rollout of Northland online quoting system.
● Leveraged accounts by writing GL & WC lines and achieved incentive goals annually
EDUCATION
University of Hartford, West Hartford, CT- Master’s in Business Administration (MBA) 2008 - 2010 GPA - 3.80 Sigma Alpa Phi NASC Honor Society
Gonzaga University, Spokane, WA-Bachelor of Science (BS) in Business Administration
1991-1994 GPA 3.54 for Major- International Business and Minor- Marketing Completed degree within 3 years
Father Duenas Memorial High School, Mangilao, GUAM USA LANGUAGES
Mandarin, Taiwanese,
Japanese