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Work sonic

Hereford, TX, 79045
November 30, 2020

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This pre-approval is based on our initial review of your

Experian FICO 2 soft credit check.

Loan Type

**-**** **** ****

Down Payment


Purchase Price


Loan Amount


Property Usage

Primary Residence

Property Address

1534 South Mesa Road,

Canyon, TX 79015

Pre-approval expires: Feb 11, 2021

Your Better Mortgage pre-approval letter gets you

home faster

It tells you how much home you can afford, so you can focus your search

Print, download, or share the letter from your dashboard Multiple offers? Instantly create more customized letters Unlike other lenders, we give pre-approval letters up front. No hassle

It shows potential sellers that you’re serious about buying How did we get the pre-approval amount?

Your number is based on the info you gave us about your income, assets, and current debt obligations, plus your Experian FICO 2 Score.

Why Better Mortgage?

Close up to 2x faster

Close in as few as 21 days — that’s

2x faster than the industry average

Save thousands on closing costs

With no lender fees or commission,

homebuyers save an average of

over $3,000

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We’re recognized as a 2020 Best

Mortgage Lender by NerdWallet

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Log in any time to check the status

of your application

Backed by

Congrats, Ramon Barrera!

You’ve been pre-approved for


Initially reviewed






Fred Nicotra Mortgage Expert

NMLS #1839239


Better Mortgage Corporation NMLS #330511

120 Broadway St, FL 5, New York, NY 10271

We’re here to help

This approval is a preliminary determination that the borrower(s) quali ies for a mortgage loan under our lending standards and guidelines. It is subject to the veri ication of all additional information provided by borrower(s). It is also subject to a satisfactory appraisal of the subject property, a satisfactory title search and a inal underwriting decision, among other criteria. If inal approval is granted for this loan, the terms, loan amount, and conditions may be different than what is described here. This is not a commitment to lend. Better Mortgage Corporation 120 Broadway St, Floor 5, New York, NY 10271 888-***-**** NMLS #330511 Equal Housing Lender As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Better Mortgage Corporation is a direct lender. Not available in all states. Alaska Mortgage Broker/Lender License (#AK330511), Alabama Consumer Credit License (#22548), Arkansas Combination Mortgage Banker-Broker-Servicer License (#114738), Arizona Mortgage Banker License (#0942146), CA Dept. of Business Oversight - Finance Lenders Law License (#6052748), Loans made or arranged pursuant to Mortgage Company Registration with the Colorado Division of Real Estate (#330511), Connecticut Mortgage Lender License (#ML 330511), District of Columbia Mortgage Dual Authority License (#MLB330511), Delaware Lender License (#026589), Florida Mortgage Lender License (#MLD1484), Georgia Mortgage Lender License (#43354), Iowa Mortgage Banker License (#2018 0056), Idaho Mortgage Broker/Lender License (#MBL 208*******), Illinois Residential Mortgage Licensee (#MB.6761046), Indiana DFI Mortgage Lending License (#330511), Kansas Mortgage Company License (#MC.0025544), Kentucky Mortgage Company License (#MC419058), Louisiana Residential Mortgage Lending License (#330511), Maryland Mortgage Lender License (#21438), Maine Supervised Lender License (#330511), Michigan 1st Mortgage Broker/Lender Registrant (#FR0020971), Mississippi Mortgage Lender License (#330511), Missouri Mortgage Company License (#19 2462), Montana Mortgage Lender License (#330511), North Carolina Mortgage Lender License (#L 162055), North Dakota Mortgage Broker License (#MB103296), Nebraska Mortgage Lender License (#330511), Licensed by the N.J. Department of Banking and Insurance (#330511), Licensed Mortgage Banker – NYS DFS

(#LMB 109666), New Mexico Mortgage Lender License (#330511), Ohio Residential Mortgage Lending Act Certi icate of Registration (#RM.804430.000), Oklahoma Mortgage Lender License (#ML011933), Oregon Mortgage Lending License (#ML 5310), Pennsylvania Mortgage Lender License (#46959), Rhode Island Mortgage Lender License (#20183669LL), South Carolina-BFI Mortgage Lender / Servicer License (#MLS 330511), South Dakota Mortgage Lender License (#ML.05201), Tennessee Mortgage License (#136757), Texas Mortgage Lender License (#330511), Utah Mortgage Entity License (#11448204), Washington Consumer Loan License (#CL 330511), Wisconsin Mortgage Banker License (#330511BA), West Virginia Mortgage Lender License (#ML36354), Wyoming Mortgage Lender License (#3369)

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