DONIEL M. JONES

Objective

Notably dedicated professional with a duty to upholding laws, procedures, and regulatory guidelines that decrease fraudulent activities affecting the financial industry. Witnessed success in conducting investigations, in-depth research, and performing due diligence. Substantial communication skills (oral and written). Knowledge of reports, procedures, and industry regulations. A financial industry expert with extensive experience in the Bank Secrecy Act, OFAC, AML institutional guidelines, FinCEN, and the US Patriot Act.

Expertise Includes:

Correspondent Banking

QA Experience

Customer Risk Rating

High Risk Jurisdictions

Sanctions

Internal Audits

BSA (Bank Secrecy Act)

AML (Anti-Money Laundering)

KYC (Know Your Customer)

USA PATRIOT Act

Office of Foreign Asset Control (OFAC),

FFEIC Manual, and industry-leading practices.

EDD (Enhanced Due Diligence)

CIP (Customer Identification Program)

SAR (Suspicious Activity Report)

Experience

Senior BSA/AML Analyst 02/23/2018 to Present

Community Federal Savings Bank New York City

Researched, analyzed, and investigated high risk customer/commercial account behavior for potential Money Laundering or Terrorist Financing

Conducted look-back research by bank policies and procedures while utilizing the internet, internal and external databases, and bank inquiries.

Conducted investigations on bank designated high-risk countries (HRC), wire transfers, ACH services, and prepaid debit card loads.

Daily Transaction Monitoring Reporting

Dispositioned accounts; and escalations accordingly.

Examined prepaid card and third-party merchant accounts, resulting from Mantas-generated alerts and manual referrals for potential money laundering and fraudulent activity.

Conducted periodic EDD reviews, and bank risk analysis.

Screened OFAC alerts for false positives and or clearing.

Investigated customer records and transactional histories.

Conducted research on customer matches to names on FinCEN 314a bulletin lists.

Drafted narratives for SAR reporting.

Responsible for training new hires and case work reviews.

Surveillance Business Analyst 11/04/2017 TO 02/21/2018

Momentum Resources UBS Weehawken, NJ

Surveillance reviews of the business and or given projects within investment banking.

Performed Daily, Monthly, and quarterly reviews.

Monitored the company's internal communications.

Assisted the Surveillance team by searching for deviations to bank policies.

Data mining

Reviewed for potential REG U violations.

Monitored general security accounts.

Reviewed high-risk client relationships to ensure that client due diligence is complete and accurate.

AML Investigator 10/04/2017 TO 11/1/2017

Winston Staffing Kearny Bank Fairfield, NJ

Recorded KYC documentation on departmental databases and monitored the progress of pending documents.

Analyzed transactions to determine fraud.

Reviewed client onboarding, including CIP and EDD.

Researched wire fraud, check fraud, and ATM fraud.

AML Surveillance Analyst 11/14/2016 to 06/30/2017

IT Trailblazers PNC Bank Pittsburgh, PA

Assessed alerts for potential money laundering risks in the banking sector.

Conducted investigations using the bank’s internal systems and external data systems

Monitored transactions for embezzlement, insider abuse, stock/bond fraud, bribes, money laundering, Ponzi-schemes, forgery, and other financial criminal activity.

Completed Suspicious Activity Reports (SAR).

AML Consultant 7/1/2015 to 5/1/2016

Green Key Consultant K2 Intelligence New York City

Conducted research by bank policies and procedures, while utilizing the internet, internal and external databases, and bank inquiries.

Conducted investigations on bank designated high-risk countries (HRC), wire transfers, commercial loans, bulk wire transfers, and prepaid debit card loads.

Created extensive investigative narratives.

Dispositioned accounts; and escalations accordingly.

Escalated cases to appropriate departments for potential MSB activity, fraudulent activity, negative information, and prohibited businesses.

Managed assigned workloads and completed tasks within designated time frames and department deadlines,

OFAC Analyst - Watch List Filtering 1/1/2014 to 7/1/2015

Green Key Consultant K2 Intelligence New York City

Performed investigations and enhanced due diligence on results from Sanctions/PEP/Negative News, and Watch lists

Screened customer information against pre-selected sanctions, OFAC, law enforcement, and Politically Exposed Persons (PEP) lists.

Performed enhanced due diligence investigations of transactions examining the customer's in high-risk jurisdictions via internal and third-party systems and internet research.

Compared party to potential matches, Hits, identified from “watch lists” based on pre-defined matching algorithms.

Education

Criminal Justice Law and Cyber Security University of Phoenix 05/15/2021

St. Peter’s College Associates of Science 05/10/2002

ACAMS 06/06/2020

Software & Systems:

6+ years’ experience using Excel (Macro, V Look Up & Pivot Tables), Word, Outlook, PowerPoint, Pivot Tables, Actimize, CTR-Actimize, FCRM, Fiserv, Lexis Nexis, Pneuron, SQL, PowerPoint, CaseTracker, Noble, Halo, Dashboard, Mantas, Authentic 8, Lotus Notes, SAR- Lotus Notes, SIR- Lotus Notes, STX, Star Station, SQL(6yr.), World-Check, XNet, WebView, Signature Card, Genesis, ConsultWorks

Hobbies and Skills

Reading, Writing, Researching, Investigating, Learning, Education, Business, Small Business, Global Business, and Networking.

References available upon requests.

Contact this candidate