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Financial Analyst Office

Miami, FL
October 17, 2020

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Business graduate seeking career change to human resources. Experienced in conducting administrative duties, employee management and underwriting. Able to provide comprehensive planning organization and budget management.

Core Qualifications

• Logistics & coordination

• System management

• Employee management

• Problem solving

• Independent

• Data management


HSBC Bank Ltd - Credit Underwriter

Bangalore • 07/2007 - 01/2010

· Works with internal staff to provide follow up, counter offers and additional information requests

· Employ a strong sense of urgency and ownership, and demonstrate a strong, professional work ethic in all facets of completing work duties

· Perform other duties and special projects as assigned

· Ability to analyze and interpret credit reports and financial data weighing risk for reward

· Working knowledge of Microsoft office and financial calculator ICICI Bank Ltd - Credit Underwriting Officer

Bangalore • 06/2006 - 06/2007


Expertise in Farm equipment, Farmer Finance, Rural Housing, Credit franchisee loans Mortgage underwriter known for strengths in risk assessment, income/credit analysis and documentation review. Consistently commended for the timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of-business quality. Comprehensive knowledge of underwriting guidelines and restrictions for conventional and government-insured loan programs for both conforming and CONTACT


Miami, Florida 33172


Master of Business Administration

(MBA): Finance & Human Resource

Bangalore University

Bachelor of Commerce (

Advanced Financial and

Management Accounting

Bangalore University

Projects Undertaken:

● A study on Organization training,

development in Wipro Consumer

care Ltd.

● Internship at District Co-Operative

Bank Ltd on Loans, Advances & on

Lending Overview.

nonconforming mortgages. Work collaboratively with team members to drive deals to successful funding and close.

Reliance Info Streams Pvt Ltd - Financial Analyst

Chennai • 01/2005 - 05/2006

Develop Annual Budget and Monthly forecast updates. Prepare MIS Reports. Analyze and Explain variance to budgets and prior year. Track and explain Report Productivity improvement actions for assigned business units. Develop Financial Performa and Pricing Models for New Business. Work with Business Units to ensure that all revenue is filled timely and accurately. Write and review contracts for new projects. Oversee all invoice billing, payment and reconciliation. Use financial analysis to evaluate business choices and options. PROFESSIONAL SKILLS

1. Prepare financial and industry analysis spread sheets, reports, and summaries. 2. Researches and examines credit risks, assess credit history to determine the creditworthiness of existing and potential bank customers. 3. Strong Microsoft Office skills, including Excel


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