SANA HASEEB RAJPUT
Dubai, United Arab Emirates
E-mail address: email@example.com
A detail-oriented and result driven Analyst with vast experience in retail banking portfolios, risk and operations. Possess the ability to handle multiple priorities and complete projects in timely manner with little supervision. Seeking a career in a progressive organization evaluating my knowledge and experience to achieve organization's goal and our mutual success. CORE COMPETENCIES
-Quantitative Analysis -Portfolio Performance Analysis -Forecasting and Financial Analysis
-KYC and Anti Money Laundering -Corporate Client Onboarding -Operational Risk Management
-Fraud Monitoring -Regulatory Compliance -Reporting Analysis
-Client Operational Services -Policy and Procedure -Target Market Listing PROFESSIONAL EXPERIENCES
1 FIRST ABU DHABI BANK – DUBAI
December 2016 - June 2020
Specialist – Portfolio Analyst (MIS) in Credit – Governance and Policy department,
Conceptualize and create analytical reports and interactive dashboards for retail portfolios and all product acquisitions, based on requirement with an instant access to information in order to monitor, measure and manage portfolio performances.
Identify and prepare trends and analysis on new business, flows into different states, NPL growth and provision forecast indicating the expected position by year end.
Analyze current and past trends in key performing indicators of portfolio segments and provide line of sight into performance trends and cause of risks.
Research independently and collaboratively, to continually enhance relevant credit monitoring and risk mitigation with analytics in compliance with banks policy, given current data structure and anticipated future enhancements.
Generate ad hoc reports and presentations as required by higher management with required contents and formats.
Achieved timely completion of a project to develop Data Analytics Portal and performed as a major UAT testing resource in liaison with IT support. Developed automated dashboards & reports to view instant information and numbers on various retail portfolio segments for Credit Cards, Personal Loan, National Loans, Mortgage Loans, Auto Loans and SME.
FIRST GULF BANK – DUBAI August 2014 – November 2016 Target Market Listing & Point of Sales Monitoring Officer for “Credit & Policy – Fraud Control”.
Scrutinize the documents of fresh companies received from Sale Support Unit for listing, perform all necessary checks before decision taken.
Develop and implement strategies in order to improve the process of “Target Market Listing”.
Prepare and share the monthly dashboards to measure and manage new and listed companies' performance.
Draft/Amend SOPs and Policies for products in coordination with Risk Management Unit to attain approvals.
Monitor numerous real-time queues and analyzes high-risk transactions from specified point-of-sale within the portfolio.
Generate informative POS monitoring reports based on the set triggers in order to take productive measures.
Take appropriate and timely actions to block and prevent future fraud while minimizing negative impact. 2 NOOR BANK - DUBAI
July 2013 - July 2014
MIS Officer for Risk department.
Prepare and rollout daily was-is report for all products. (A record and analysis of daily performance of collection).
Assist in delivering systems administration, maintain and provide user support for the collections department.
Daily/weekly/Monthly MIS reporting for the department and creating new reports in the system. (Productivity, performance, trends, forecasting, provisional reports etc)
Analyze and maintain the performance of the collectors individually, bucket wise and collectively.
Prepare month end reports showing the level of targets achieved overall.
Identify areas of concern and recommends improvements to existing risk modeling techniques.
Work with management in identifying and developing best practices according to industry standards. 3 DEUTSCHE BANK AG - PAKISTAN
April 2010 - June 2013
Client Onboarding Officer in KYC department.
Conduct KYC CDD and EDD reviews for new and existing clients in timely manner to high quality standards as per the bank policies, making an analytical risk assessment for new clients.
Investigating high risk clients and reporting where necessary, and obtaining all necessary documentation to complete the client file.
Process entries to open/close clients’ account on our KYC / Related Parties and CDD database.
Handle the complete process of Cheque book issuance. MIS Officer in Business Cash Operation department.
Conduct booking and maturity of Fixed Deposits & dealt SSC and DSC (Sale, Reinvestment, Encashment).
Process entries to open and close accounts on request.
Report monthly tax reporting to State Bank. (DSC, SSC and Fixed deposit).
Handle the complete process of dormant accounts. (MIS, letter sending & activation)
Prepare different certificates (Tax, account balance) on customer’s request. 4 HSBC BANK MIDDLE EAST LIMITED - PAKISTAN
July 2008 - November 2009
MIS Officer in Risk department.
Prepare and rollout daily Was-is report (a record and analysis of daily performance of collection department).
Process daily advices of the collection officers working in different DPDs.
Conduct trainings for new "Tele Callers" and "Collection Officers" in collections regarding system and Products.
Coordinate with HR for new hiring.
Maintain performance record of every collector and targets achieved by Credit Management unit. 5 STANDARD CHARTERED BANK - PAKISTAN
June 2006 - July 2008
Support Officer for “Ready Loan” Products.
Manage and monitor collection officers for effective service delivery to SCBPL Ready Loan customers during the collection process also identify and manage risk.
Manage collector’s performance, efficiency to provide adequate training for maximum output in collection.
Resolve customer queries, complains and educate them about the product features. CERTIFICATIONS
Attended the training program entitled “Opening and Operations of Account” held at “The institute of Bankers Pakistan”. (May 2010)
Completed the training program entitled “KYC AML Specialist” held at “The institute of Bankers Pakistan”.
Attended the training program entitled “SBP Prudential Regulations for Corporate & Commercial Banking”.
Qualified as a “Certified Life Coach & NLP Practitioner” from “MindBridge Training Institute”, credentials by
“International Coach Federation” & “The Association for NLP”. (November 2019) ACADEMIC BACKGROUND
Particulars Years Institute
MBA (Finance) 2013 University of Karachi
Bachelor's of Commerce 2009 University of Karachi
Inter (Pre-Engineering) 2006 Government Degree Girls College Metric (Computer Science) 2003 Gulshan-e-Iqbal Secondary School