Manager Branch

CURRICULUM VITAE

Personal Data:

KHURRAM IQBAL

Contact No. 050-*******

Date of Birth: 17h June 1968

Religion: Islam

Marital Status: Married

Visa Status: Residence

Nationality: Pakistani

Academic Qualifications:

Bachelor in Commerce from

University of Karachi.

Pakistan.

Languages Known

English

Arabic read & speak

Urdu & Hindi

Computer Qualifications:

MS office 98 & 2000 Professional,

Windows 95, 98 & 2000.

Educational Plans in Progress:

Microsoft Certified Office Product Specialist.

Aspirations:

To handle effectively and efficiently payments and receipts of cash, clearing & collections cheques, drafts & managers cheques and transfer cheques. Ensure adherence to Banks policies, ethics and code of conduct.

Chronicle of Professional Experience

The National

Bank of

Ras-Al-Khaim

ah

Head Teller

Reporting to

Branch

Operation

Manager

Major Responsibilities & Accountabilities:

Handle (13)tellers in the branch.

To count with BOM/Cash Officer and forward to BOR all types of clearing/collection cheques/in house cheques /post dated cheques which received from (6) ATM machines and cheque deposit BOX and take care about scanning before cut over time through C.P.C CCDM & I.C.C.S.system.

To accept scrutinized post dated cheques for technical reasons and forward to BOM/CO for verification.

Pass Vault & ATM entries and remove cash from Vault for replenishment (6) ATM’S Machines and bring up before 8.00 AM for customer use. To accept pension payments on behalf of general pension and social security authority.

To process demand drafts and manager cheques.

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ATM

Machines.

To balance cash and have zero cash shortages and overages. Prepare daily MIS for transactions processed.

Prepare daily VAULT report and dual check and balance with BOM/CO while closing the Vault.

Prepare daily Transit a/c report and ensure the closing account should be zero singed by CO/BOM.

To provide high quality services to customers.

Joint custodian of vault cash with CASH OFFICER/BOM. Ensure all tellers transactions and other routine processing are done as per laid down operating procedures and guidelines and due diligence is carried out with respect to money laundering and other regulatory requirements. End of day checked branch limit if cash is excess then limit inform Cash Officer/BOM.

Prepare tellers cash for the next working day.

Prepare Cash for others Branches as per their requirement. Prepare Cash for CENTRAL BANK.

Manage and control daily cash flow and front desk activities. Handle customer queries, complaints and resolve.

Keep the Operations Manager informed of all matters pertaining to process deviations or risk involved in the activities conducted by the branch staff. Carry out related administrative tasks such as branch security, contingency plans and fire drills.

Attend Police calls for branch security related matters specifically the surety alarm. Perform First Aider duties in the branch.

Ensures proper handover/takeover has been completed and signed for the day off. Handling (6) ATMS Machines in the branch.

Replenishment Counting and balancing ATM & EDM cash Find out, retract and jam cash according to the journal roll. Sort out technical issues in the machine.

Making a Reconciliation statement on a daily basis signed by the line manager. Prepare Cash for next day replenishment.

To inform customers to use ATM machines for transactions below the limit. To educate customers to use EDM machines for deposits of cash and cheques. Occasional Responsibilities & Accountabilities:

To post back office transactions if need arises

Scan outward cheques at regular intervals and upload batches to central server To assist in daily reconciliation of sundry clients suspense accounts, clearing in transit account & on-site ATMs/EDMs

To assist in monthly reconciliation of all suspense accounts To prepare schedule for settlement of invoices related to the branch 2

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Contributes:

To branch services standard targets for H/Teller functions To cross referral targets for increased branch business. received best cross sell award 2009

Ability to detect unusual transactions (money laundering, forgeries, etc) Initiative and drive to achieve set targets and services standards. Lari Exchange Establishment

Abu Dhabi U.A.E.

Cashier & Remittance officer

From July 2006 to June 2007

Major responsibilities:

Buying and selling foreign currencies

Handling overseas remittances for Pakistan, India, Bangladesh & Nepal Handling Western Union send/receive around the globe Handling local currency for bank transfer locally and overseas Maintain daily cash report in local currency and submit to manager Prepare daily closing statements for foreign and local currencies and submit to the branch manager after balancing.

Mars Exchange Company

Karachi-Pakistan

Senior Cash In Charge

From : Jun 1999 to Aug 2005

Major responsibilities:

Maintaining cash records in Pak rupees & foreign cash Looking after customer problems and complaints

Maintains cash statement daily submits to the manager Sell out the foreign currency in local market and price negotiations Buying foreign cash according to requirements

Maintain bank statement on daily basis

Check foreign exchanges rates on daily basis in open market Collect closing reports from cashiers on daily basis, checking and submit to the manager

Multinational Foreign

Exchange

Karachi International Airport

Cashier

From : Feb 1996 to May 1999

Major responsibilities:

Handling customer in Departure & Arrival counter

Maintain cash statement on daily basis

Prepare closing statement on daily basis & submit to the manager Working on rotation basis

Royal Foreign Exchange

Karachi International Airport

Cashier

From : Dec 1994 to Jan 1996

Major responsibilities:

Handling customer in Departure & Arrival counter

Maintain cash statement on daily basis

Prepare closing statement on daily basis & submit to the manager Working on rotation basis

HOBBIES Sports, Socializing, & Internet Surfing

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