FOUJAN KANTINI

Thornhill, ON § 416-***-****

Email: addk4z@r.postjobfree.com § www.linkedin.com/in/foujan-kantini

PROFILE

Seasoned Finance Professional with extensive experience in energy, telecommunications and information technologies managing high performance teams.

Passionate at leading the development and implementation of innovative and ground-breaking ventures to advance business capabilities and results.

Aptitude for forward thinking outlook to maximize the risk and reward balance of credit portfolios.

Capability to bridge the gap between business goals, data analytics and IT development requirements to ensure alignment of objectives and expected results.

EXPERIENCE

DCM Corp., Brampton, ON Jan 2020-Present

Marketing CPG

Director of Finance, Shared Services

Set objectives for the accounts receivable and accounts payable teams that align with the company’s objectives

Manage organizational cash flow and prepare or direct the preparation of cash flow forecasts to ensure that DCM is able to meet obligations as they come due. Present these forecasts to the Audit and Risk Committee of the Board and the Board, including appropriate analysis and commentary

Evaluate current policies and procedures followed, diagnose areas for improvement, develop, implement and document effective processes and internal controls, and monitor compliance

Develop dashboards and/or in-depth analysis on performance/key insights against KPIs

Building strong relationships across Corporate Operations and enterprise to ensure alignment on delivery and identification of new opportunities

Formulate strategies relating to billings and collections that drive improved accuracy, timeliness and compliance of set out objectives

Collaborate with business heads to develop specific business or social enterprise initiatives

Establish targets for key metrics and effectively motivate the team to meet or exceed these targets, Lead a team of 30

Overseeing supplier relationship management activities and ensuring proper documentation of processes, while working closely with Corporate Procurement on material vendor relationships

Enbridge Inc., North York, ON 2011-2019

Energy Utility

Senior Manager, Credit Risk

Established and led the Credit risk team for Enbridge Gas in Toronto, ON. Developed, implemented and maintained risk policies and procedures. Led and managed a team of 10.

Maintain and enhance the Enbridge risk management program (or direct these activities) to ensure that the program effectively identifies and classifies risks, that risks mitigants are identified and actioned and that risks are clearly communicated to senior management.

Managed and monitor, in conjunction with the Collections Operations and Collections Strategy teams, the value of accounts in arrears within budget. Report monthly deviations (with reasons) within the EGD as appropriate.

Developed and implemented online 3rd party credit scoring to optimize Credit Risk strategies for both Commercial and Residential portfolios.

Develop, implement and maintain (or direct these activities) internal controls that safeguard Enbridge’s assets and provide a high degree of assurance that financial reporting is accurate and conforms to external accounting and regulatory requirements.

Drove significant drop in the bad debt for both Residential and Commercial portfolios by leading the analysis to identify high risk consolidation service applications, developing a new policy and implementing a strategy to require escalation for review resulting in a turnaround of loss rates.

Moved from an account level strategy to a customer level strategy using adaptive control system required leadership of data management, calculating statistical models and strategies, adequate technical infrastructure and resources while ensuring the output could meet current and future business objectives.

Represented credit risk in enterprise projects for new services, regulatory compliance and emerging business. Accountable for budget, contracts and relationships with Equifax, Dun & Bradstreet, and Rapid Ratings.

Rogers Communications Inc., Toronto, ON 2006-2011

Telecommunication

Senior Credit Risk Manager

Managed an analytics and modeling team that developed, implemented and maintained credit risk strategies, processes and reporting for consumer and business in the wireless and residential markets. Created originations and behaviour scorecards, decision trees, and other predictive models. Responsible for credit risk policy design, deployment and audit to help meet sales, revenue, churn, bad debt and customer experience objectives. Led and managed a team of 25.

Led critical credit risk projects mainly on the AMDOCS billing platform. Introduced credit limit monitoring, credit evaluation-based customer options, collection risk prioritization on Equifax Gold Monitoring system, and reporting to the credit bureaus.

Directed a manual credit review team responsible for the investigation and assessment of consumer escalations, disputes, complaints as well as unusual credit activity.

Implemented leading edge automated Indirect auto credit approval decisions. This required leadership to establish business objectives in alignment with data analytics, system constraints and IT support.

Supported collection call centre operations through development of collection models and strategies for past due portfolio, creation of churn, retention and recovery models for late-stage delinquency, enhancements to onboarding and credit reference checks, and skip tracing.

Promoted system, policy and process changes to mitigate application fraud and abuse as well as improve compliance to credit policy. Implement checks and balance using credit bureau high risk databases and ID mismatch alerts, multiple account matching, consumer contact notification, and residential non-pay negative list.

AIM Health Group, Markham, ON 2004 – 2006

Healthcare

Revenue Controller

Accountable for the Revenue Control process from start to finish i.e. Case inception and set up, Time recording & WIP Management, Billing, Credit Control, and Management reporting including the CRM analysis for Business Development and Marketing.

Reviewed subsidiary divisions monthly management accounts for inclusion into the Group consolidation

Owned Joint Venture agreements, managed and reviewed contractual obligations to ensure payout terms & conditions were met.

Owned and managed business division of the Clinical Trials

Celestica International Inc., Finance Accounting Manager, Toronto, ON 2002 – 2004

Roles with progressive experience in management, Toronto, ON prior to 2002

Education

Risk Evaluation, Financial Statement Analysis, Credit Institute of Canada 2013

Leadership Program, Queens University 2012

Executive MBA, Queens University 2009

Bachelor of Commerce, Ryerson University

Computer Information System (BBMC), Accounting & Finance (BBMA) with a minor in Business Communication 1994

PROFESSIONAL DEVELOPMENT AND ASSOCIATIONS

Member IECA (International Energy Credit Association)

Member of TRMA (Telecom Risk Management Association)

Professional Development:

International Financial Reporting Standards (IFRS) Project Management Basics (PMI 25 hrs. credit)

Leadership Excellence: Foundations of Management Queens Leadership Program – Strategic Thinking

Managing Matters – Sharing a broader focus Elements of Leadership Coaching: Bring out the Best in Others

Core Skills for Building commitment NACM annual seminar & expo Preparing Others to Succeed

Partners in Excellence How to Become an Effective Team Member Understanding Others – Increasing Interpersonal Effectiveness

INTERESTS AND COMMUNITY INVOLVEMENT

United Way

Days of Caring - Birchmount Bluffs Neighbourhood Centre

Rat Race

Enbridge CN Tower Climb

Junior Achievement of Central Ontario

Acting as a mentor to deliver the following programs to youth in elementary, middle and secondary classrooms

Dollars with Sense: gives junior high school students personal money management skills, challenging them to apply these concepts in their own life. This program demonstrates how they can financially manage changes in career and life directions.

Economics for Success: encourages middle and high school students to take a Closer Look at the advantages of staying in school and at how the choices they make can positively affect their future dreams, aspirations and outcomes.

Our Business World: gives elementary school students experience making big decisions in different areas of a small manufacturing operation. Students explore the many aspects of business, hands-on.

•Investment strategies: interact with business people, develop financial strategies, and use technology. The role of the mentor is to conduct several pre-simulation activities and coach the students in the on-line stock market simulation.

•Company Program (Lead Advisor): To mentor and lead high school students to experience the risk and rewards of entrepreneurship. From inception to liquidation, students experience the process of running their own business using real products, real dollars and real consumers.

Enbridge Ride to Cure Cancer - Rider

Habitat for Humanity – Scarborough & Brampton

Food Banks Canada - Toronto

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