Dave Kroeger

Indianapolis, IN ■ 317-***-**** ■ adc991@r.postjobfree.com ■ https://www.linkedin.com/in/david-kroeger/

VP/Director- Financial Planning and Analysis

Dedicated to leveraging skills in financial planning, data analytics and modeling

to contribute to the growth and increased profitability of a company.

Strong financial planning, modeling and analysis skills with recent emphasis on pricing, data mining and portfolio management. Adept at uncovering and analyzing data underlying customer and product performance. Analytical with ability to collaborate in team oriented or matrixed environments to diagnose problems, achieve consensus on recommendations, and implement and monitor ongoing results of solutions. Strong capabilities in Excel combined with skills in business intelligence (BI).

Summary of Skills:

Strategic Financial Planning Pricing Modeling & Pricing Analytics

Budgeting & Forecasting Operations Management

Financial Modeling & Scenario Analysis Capital Raising

Due Diligence, New Business / Potential Acquisitions Project Leadership

Investment Valuation (DCF, NPV, EVA, IRR, ROI) Team Mentoring, Collaboration & Management

Career Highlights

Expanded active dealers from 10,500 to more than 12,000 and increased ROE from 28% to 36% in one year for Automotive Finance Corporation.

Grew acquisitions by over $20M in one year for TWG Capital, Inc. by properly valuing business segments and leveraging debt and equity capital.

Instrumental in generating 25% of total business for Oak Street Mortgage by developing and implementing REIT-oriented guidelines and models to hold assets in the company’s portfolio.

Experience

Automotive Finance Corporation (AFC; subsidiary of KAR Global) Carmel, IN – 2009 to 2019

MANAGER OF FINANCIAL ANALYTICS

Manage financial analytics for a $350M company (portfolio size of $2.2B) providing inventory financing solutions for independent used car dealers in North America. Provide senior management with financial status and strategic recommendations to achieve business objectives by analyzing, collecting, monitoring, studying, and presenting reports on data. Led development of pricing models for new client acquisition and monitored performance against company ROI targets. Ensure development of accurate, consistent and timely reporting, analysis and delivery of business results. Supervise two financial analysts.

Increased active dealers to 12,000+ and ROE from 28% to 36% on new and renewed dealer acquisitions by developing now-proprietary risk-based profitability model to evaluate pricing options relative to corporate ROE target.

Utilized data querying, analytics, and financial acumen to provide inputs and calculations in user-friendly Excel model and integrated it with company G/L through Oracle financials to develop the risk-based profitability model.

Instrumental in driving 25% increase in promotional volume relative to run rate by assessing production and profitability potential of large dealer relationships and impact of pricing promotions.

Provided accurate volume, dealer performance, and monthly financial results by utilizing Cognos BI to develop and maintain company financial performance metrics and concise financial dashboards.

Served on due diligence team that added $3M in EBITDA by executing acquisition of $25M sales organization.

Recommended and received approval by senior management to implement all pricing model and valuation analyses.

Irwin Financial Corporation Indianapolis, IN – 2007 to 2009

DIRECTOR OF RISK ASSESSMENT

In charge of assessing and mitigating potential risks for a company providing deposit, cash management, credit, lending, leasing, trust, investment, and financial services to customers in Indiana.

Championed a proactive, dynamic risk management capability and mindset into corporate business practices.

Drove economic capital process for six disparate financial services businesses having unique credit, operational, and market risks.

Coordinated and assessed impact of asset acquisitions and dispositions in collaboration with CFO.

Identified advantageous capital allocations based on performing unique sensitivity analyses on economic capital parameters and assigning probability assessments.

Determined optimal use of capital for company by managing and using analyses of ratio of risk adjusted return on capital (RAROC) computational and assessment processes.

TWG Capital, Inc. Indianapolis, IN – 2005 to 2007

FINANCE OFFICER

Directed finance functions for a 25-person team providing financial solutions for the insurance industry. Key challenges involved lack of defined process for new business acquisitions and template/model for future acquisitions.

Developed and maintained due diligence information for prospective debt and/or private equity investors.

Refined inputs and “persistency” odds of agents’ acquired books of business and created a robust model for determining valuation of the businesses.

Grew acquisitions by over $20M in one year by properly valuing business segments.

Provided detailed monthly financial reporting to Board of Directors, including performance of portfolio investments.

Proved to be a critical information liaison between company, private equity funds and banks.

Oak Street Mortgage Carmel, IN – 2004 to 2005

MANAGER, PRICING & FINANCIAL PLANNING

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Provided strategic financial planning and directed pricing strategy for all sub-prime and Alt-A mortgage and home equity products sold into the secondary market for a mortgage lender. Managed relationships with whole-loan investors, including mortgage banks and Wall Street conduits.

Instituted risk-based pricing models for proprietary product line for future securitization, developed fair value execution model to facilitate gain-on-sale forecasting, and managed accounting for Alt-A hedging program.

Developed qualification and pricing criteria for assets to be included in REIT, which was not launched due to market conditions. Established a REIT-like model that accounted for 25% of total business by implementing guidelines and models to hold assets in portfolio vs. REIT conversion.

Education / Additional Information

Master of Business Administration, Finance – Indiana University Kelley School of Business, Bloomington IN

Concentration in Corporate Finance, Investment Analysis & Portfolio Management

Bachelor of Arts, Economics – DePauw University, Greencastle, IN

Licenses – Certified Financial Planner (CFP®)

Professional Affiliations – Institute of Certified Financial Planners; Indiana Association of Certified Financial Planners; Financial Planning Association

Technical Skills – Microsoft Excel; Microsoft PowerPoint; Business Intelligence Tools (Cognos BI, including querying capabilities); Development of Business & Operational Dashboards in Tableau

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