Senior KYC/AML Specialist and Analyst- CAMS, ICA
Results-oriented, reliable, and decisive senior KYC professional with extensive experience in quality control, due diligence, enhanced due diligence and risk assessment based on KYC, CIP, and AML for global clients for both remediation, on-boarding, quality assurance and quality control.
Critical thinking and customer-focused senior analyst who ensures the highest level of integrity of client information, systems, and databases.
Dedicated, well organized team leader and hard-working professional who is highly skilled in data searches, research, and validation of counterparty data, as well as review and resolution of EDD issues with escalation as appropriate.
The Brixton Group Inc./UBS August 2019-December 2019
KYC Business Advisor Outreach (Contract)
Conducting outreach to Client’s institutional client base including traditional asset managers, hedge funds and private equity firms.
Focusing on the outreach component of KYC remediation process across client’s existing client base. Using a high-touch approach (phone and electronic communication), highlight required KYC document to the appropriate clients and foster dialogue with end-client’s KYC team.
Forming critical relationships with Client’s Relationship Managers, Front Office Stakeholders and COOs to ensure and understand their end-client needs, collect feedback and explain our remediation process, including review of legal documents.
Working closely with the Client’s analysts to understand key upcoming events and summarize takeaways from recent end-client interactions.
JPMorgan Chase & Co. January 2018-October 2018
KYC Officer/Analyst – Commercial Banking Real Estate (Contractor)
Conducted QC, on-boarding, cradle-to-grave renewal and remediation audits of due diligence files for new and existing low, medium and high risk clients: LLCs, LPs, Trusts, REITs, Funds, SPV/SPE, NBFI, NOAHs, institutional, domestic and foreign entities.
Analyzed, determined and requested account documentation required based upon counterparty type, risk level, products used/traded, industry involved as well as approve adequacy for account documentation and financial information received from current and prospective clients: Certificate of Incorporation (Formation), By Laws (Memorandum and Articles), Share Certificates, Trust Deeds, Nominee Appointments, Certificate of Incumbency, CIP, Signature Cards, Financial Statements.
Compiled finished RFIs to include request for updated ownership and control, financial and OFAC information from the client/KYC Facilitation/Front office team.
Responsible for coordination and completion of government, regulatory and compliance documentation for all business units in an organization
Performed entity and individual screenings for negative media, PEP, OFAC matches
Analyzed product usage and transactional activity of the client, risk rating summary report and drafted historical activity reports: one or two years look back investigation reviews including mitigation of risks associated with the product usage, client type and geography involved.
Standard Chartered Bank- COBAM November 2016-Nov 2017
KYC Bank-Middle Office Specialist (Contractor)
Ensure Compliance, CIP, CDD, and KYC/AML regulatory standard.
Contacted customers/clients and liaise directly the collection of required KYC documentation for opportunity funds/private equity funds, hedge funds, regulated funds, regulated investment advisors, unregulated investments advisors, while concurrently preventing the back and forth with the clients.
Reviewed received documentation and ensure “correctness” (i.e. that the document is “true”/accurate and confirming to relevant standards and identify missing/additional documents required for CDD (et all) new to business and reviews).
LLOYDS Bank March 2016- July 2016
KYC Due Diligence Analyst (Consultant)
Responsible for delivering KYC Due Diligence and Enhanced Due Diligence activities, ensuring in all cases compliance to agreed policies, procedures and LBG protocols.
Collecting and verifying CIP and conducting customer due diligence (“CDD”) for the relationship files, with responsibility for the accuracy and completeness of a Customer KYC file.
Identification and verification of CIP; Working with the RM to compile KYC profile;
Collecting and evidencing with supporting documentation KYC information to support the level of due diligence required;
Conducting customer screening on the customer name, Controlling Parties, Key Account Parties (“KAPs”) (i.e. Sanctions, PEPs, Negative News) using LexisNexis, RDC and World-Check.
NATIXIS- Wholesale Banking Division Jan 2015 – Oct 2015
KYC/AML Analyst Client Services & Security Group (CSSGG) (Consultant)
Managed Know Your Customer Quality Control, Due Diligence, Enhanced Due Diligence and Risk Assessment reviews for Natixis’ Wholesale Banking Division, with responsibility for ensuring accuracy and completeness in customer remediation process, and ensuring compliance with KYC, CIP, Bank Secrecy ACT, USA Patriot Act and AML standards.
Gathered, chased and communicated with respective counterparts KYC documentation.
COMMONWEALTH BANK OF AUSTRALIA Jul 2013 – Jul 2014
Client On-boarding KYC Specialist- interest rate swaps
Worked in a middle office, supporting the New York institutional businesses; namely global markets undertaking all aspects of client on-boarding and remediation, pre-deal and post-deal KYC reviews, client maintenance and system on-boarding/review on all aspects of client reporting, and quality control.
Collaborated with front office and customers regarding client on boarding requirements with respect to BSA/AML and KYC.
CITIBANK INC. Dec-2011 – Apr 2013
KYC Business Consultant
Managed Know Your Customer, Quality Control, Due Diligence Enhanced Due Diligence,
Risk Assessment reviews for Citigroup Global Markets Inc with responsibility for ensuring accuracy and completeness in customer remediation process, and on-boarding
Ensured compliance with KYC, CIP, and AML standards.
SOCIÉTÉ GÉNÉRALE-CIB Jul 2002–Jun 2011
KYC Senior Analyst, Corporate and Investment Bank/Vice President
Provided staff supervision, training, and performance management of KYC analysts.
Responsible for workflow of on-boarding accounts and quarterly reviews and screening of client portfolios to ensure compliance with KYC and Anti-Money Laundering (AML) requirements, including Office of Foreign Assets Control World-Check Screening, Société Générale Global KYC Policy and AML/OFAC policies and procedures, and Customer Information Program (CIP) regulatory requirements to clients.
Producing client risk assessments and profiles, awarding a risk rating, providing feedback, escalating issues and ensuring follow up of critical issues to the appropriate support functions, the Front Office, respective CIB Managers and Compliance. Ensured the day-to- day production was timely completed. Responsible for writing the on-boarding procedures for the SGNY branch. Responsible for performing the permanent supervision for both the on-boarding and remediation teams.
Managed the workflow of approximately 200 new accounts per month, ensuring that the branch and the broker dealer complied with all internal and external legal and regulatory Anti-Money Laundering and Anti-Fraud requirements for the opening of new accounts.
Credit Risk Analyst, Client & Credit Group, Financial Institutions/Assistant Vice-President
Served as Credit Analyst for a portfolio of U.S. financial institutions, including investment advisors, regulated funds, broker dealers, ERISA pension plans, and not-for-profit organizations. Provided review and analysis of counterparty credit of banks, broker-dealers, investment advisers, and regulated funds. Made recommendations on renewals or approval of new committed revolving credit facilities and trading limits, including repurchase agreements, securities lending, and foreign exchange.
Credit Risk Analyst, Capital Markets Credit Products, RISQ – Assistant Vice-President
Analyzed counterparty credit analysis of domestic and foreign banks, institutions, broker-dealers, regulated funds, group of funds, regulated investment advisors, etc, for the purpose of recommending renewal and approval of trading limits such as repo, securities lending, and foreign exchange.
THE NEW SCHOOL UNIVERSITY, New York, NY -Masters of Arts in Media Studies - GPA 3.75.
UNIVERSIDAD DE LA COMUNICACION, Mexico City, Mexico - B.A. Advertising – GPA 4.0.
ACAMS- CAMS (Certified Anti-Money Laundering Specialist)- USA.
INTERNATIONAL COMPLIANCE ASSOCIATION, UK - Certificate in Anti Money Laundering Awareness.
THE NEW SCHOOL UNIVERSITY, New York, NY - Certificate in Media Management.
NEW YORK UNIVERSITY, New York NY - Diploma in Credit Analysis (Formerly known as Bank Lending).
Languages: English, French and Spanish
Skills: Lexis Nexis, Bankers Almanac, Factiva, Fenergo, World=check, OFAC, Adobe Acrobat/PDF files, SharePoint and other Microsoft Applications..