Manager Loan
Resume:
Wesly Cadet
Brooklyn NY, *****
********@*****.***
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Skills
● Logical/Critical Thinking
● Quick Learner /Active Listener
● Microsoft Office tools - Word, Excel, PowerPoint
● Ability to work with different CRMs (Salesforce, etc) and operating systems
● Investigative/Gather Information
● Writing Case Studies/Editorials/Research reports/Essays/Articles
● Problem solving
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Experience
Royal Business Bank / Mortgage Quality Control Assistant
July 2019 - October 2019
• Assist QC Specialist to perform pre-funding, post-funding and mortgage compliance reviews
• Assist Mortgage Loan Post Closing Quality Control Manager in the preparation of reports and detailing findings from prefunding and post-funding reviews
• Prepare weekly reports including action plan, pipeline report, mistake report, pending item report, paid in full report to inform managers up to date
•Investigate potential fraud reports for the lending area and fill Suspicious Activity Reports ( SAR ) with the Bank Secrecy Act (BSA) for further follow up
• Assist QC Specialist to conduct QC checks on the closed loans in accordance with Board guidance
• Assist the QC & Compliance Manager with reviewing and submitting the Home Mortgage Disclosure Act (HMDA) reports
World Business Lenders, LLC / Operations Coordinator
April 2018 - July 2018, Jersey City NJ
• Assisted Managers in day-to-day coordination and management of business operational activities for active loans and processing
• Monitor, control and manage loan closing packages and other operational task to maintain scheduled closings
• Liaise between customer and sales to assist in document retrieval and overall communication
• Manage project tasks to ensure project delivery within acceptable time frame: i.e searching potential insurance partners in local area
• Ensure compliance with closing and processing operations
• Verified loan information and documentation for closing packages and processing
NJ Lenders Corp / Junior Mortgage Processor
January 2017 - August 2017, Little Falls, NJ
• Ensure the timely and accurate packaging of all residential mortgages originated by gathering information and take each file from pre-approval to underwriting. Input proper loan information into the system for processing. Assisted with loan corrections on personal and other processor files.
• Correspond with loan officer and borrower to collect any borrower provided documents and loan application information. (Concepts of this job are similar or the same as previous position)
• Review and reading different forms of income documentation (W2s, 1040s, K1s (and schedules), pay stubs, etc) in order to calculate income.
• Ordering and Reviewing title and legal documentation (Death Certificates, Power of Attorney, Closing protection letters etc), ordering/quoting mortgage insurance, and following the guidelines of diverse mortgage products (Homestyle, Home Possible, etc), types (FHA, Conforming, VA) and banks (Local and large banks such as Wells Fargo and Chase)
• Verifying borrower identities, reviewing credit reports, ordering/reviewing appraisals and ordering/reviewing condo documents (HOA forms, condominium questionnaire, etc).
• Kept constant contact (via telephone or email) with borrowers, title companies, insurance companies, lawyers etc.
• Assisted borrowers with any and all issues during processing. Resolved issues that would put the loan in jeopardy of denial, making the borrower ineligible, have a significant effect on the timeframe between initial application and closing, and/or conflicted with the policies of the bank/lender providing said loan, or loan type/product (FHA, Conforming, Home Possible, Homestyle, etc) with and without upper management consultation. .
ISGN Solutions/ Mortgage Processor
August 2016 - November 2016, Palm Bay FL
• Ensure the timely and accurate packaging of all residential mortgages originated by gathering information and take each file from pre-approval to underwriting. Input proper loan information into the system for processing. Correspond with loan officer and borrower to collect any borrower provided documents and loan application information.
• Ensured that all documentation is complete accurate verified and complies with company policy. Verify that loan documents including income, credit, appraisal, and title insurance are received and are valid, ultimately preparing application for submittal to underwriting
• Review all documentation and ensure all items needed are requested. Order and coordinate loan documents for multiple borrowers. Meet requested crucial deadlines and perform any additional duties/activities assigned by management.
• Perform work up and TRID on loans prior to underwriting submission. Pull VA case files, pay history(s), payoff statements, and other essential documents to the loan process
Agera Energy / Data Analyst
September 2015 – April 2016, Briarcliff Manor NY
• Quality assured, enter, and create data and information for proper transferring into the system.
• Interact with customer contracts, pricing request, contract submission forms, and pricing request forms to process, enroll, and QA customer information and deals
• Create, manage, update, and manipulate excel sheets containing various types of information that is transported, reviewed, and referenced
• Interact with Excel, Adobe, Word, PowerPoint, and inner company systems to store, review, and manipulate customer and usage information
• Problem solve, calculate commissions, and investigate system issues while communicating with utilities to ensure the most efficient and proper data entry, quality assurance, and creation
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Education
St. Bonaventure University / Bachelor's Degree
August 2009 - May 2013, Allegheny NY
Albertus Magnus High School / High School Degree
2005-2009, Bardonia NY
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