Sign in

Pipeline Manager- Mortgage Processor

Melville, NY
December 26, 2019

Contact this candidate


Tracie Marrow

*** ******* ***

Huntington, NY ***46



Experienced mortgage professional with comprehensive knowledge of conventional and government loan programs. HIGHLIGHTS OF QUALIFICATIONS:

-Deep knowledge of real estate transactions, processes and principles

-A team player with strong leadership qualities; Thrives under pressure and a great multi-tasker

-Well organized and focused on details; Effective problem solver

-Ability to interact effectively in verbal and written medium with bank officials, customers and outside agencies

-Successfully processed some of the most challenging loan applications (first-time borrowers, self-employed applicants and borrowers with problematic credit histories

-Thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing


MORGAN STANLEY PRIVATE BANKING GROUP(AUGUST 2015 TO CURRENT contract assignment) Pipeline Manager for Mid-Atlantic Region

-Ongoing (daily, weekly, monthly) review of assigned regional pipelines

-Weekly communication with business partners to discuss pipeline challenges and opportunities

-Ensure loans are progressing through the mortgage process at desired pace and in accordance with the Banks policy and processes

-Participate in weekly meetings with Region Sales Manager, Vice President of Underwriting and Processing Supervisor

-Serve as the primary point of contact and owner for the Private Bankers and Regional Manager for Pipeline status INTERCONTINENTAL CAPITAL GROUP (MARCH 2015 TO AUGUST 2015) Processor/Pipeline Manager to SVP

-Analyze all documents and submit to underwriting for credit and collateral decisions

-Monitor pipeline to facilitate closings, contacting borrowers for outstanding conditions GUARDHILL FINANCIAL CORP (SEPTEMBER 2014 TO JANUARY 2015) Processor/Pipeline Manager to President

-Prepared and submitted accurate loan files to in-house underwriters and outside investors

-Scheduling and tracking of closing dates, contingency dates and loan lock expirations

-Review loan approvals and address all conditions required for underwriting and closing

-Scheduling and tracking of closing dates, contingency dates and loan lock expirations GUARANTEED RATE (Formerly The Manhattan Mortgage Company) (MARCH 2013 TO SEPTEMBER 2014) Loan Coordinator to Executive Vice President-The Manhattan Division (Midtown, NY)

-Verified loan application for correctness, completeness, program adherence and credit worthiness

-Processed loan from credit decision to post closing; coordinating borrowers, attorneys, realtors THE FEDERAL SAVINGS BANK (JAN 2013 TO MARCH 2013 Contract Assignment) Mortgage Loan Analyst (Midtown, NY)

-Analyze credit and collateral documents and submit files to underwriting

-Clear loan conditions and communicate with borrowers, bankers and realtors

-Submit approved and cleared loans to closing department UNITED MORTGAGE CORPORATION (JULY 2012 TO DECEMBER 2012 Contract Assignment) Senior Mortgage Processor (Melville, NY)

-Analyzed credit, collateral documentation and loan packages and submitted to underwriting

-Processing Conventional, FHA and HARP loans

-Maintaining an active pipeline 80 to 100 loans; cancelling/withdrawing files over 45 days

-Reviewing all received conditions from loan officers and borrowers to submit for closing FRANKLIN FIRST FINANCIAL (NOV 2011 TO FEB 2012 Contract Assignment) Sr. Processor (Melville, NY

-Review appraisal, flood and title reports and inform parties of requirements needed

-Order all lien payoffs, verifications and insurance binders

-Perform quality control review on files before closing documents are drawn SPERRY FEDERAL CREDIT UNION (JANUARY 2010 TO OCT 2011 Contract Assignment) Sr. Loan Administrator (Garden City Park, NY)

-Process Home Equity and first mortgage loans (appraisals, title, payoffs and verifications)

-Prepare paperwork for Satisfactions, Subordinations and Closing packages

-Monitor pipeline to facilitate closings, contacting borrowers for outstanding conditions LEND AMERICA (JUNE 2008 to DEC 2009)

Sr. Loan Processor to Manager of Outside Sales Dept (Melville NY)

-Examine documents such as appraisal, credit reports, and title, income and bank statements

-Verifying income and reviewing credit (using the rescore program to ensure borrowers qualify)

-Coordinating the loan process with borrower, attorneys, & real estate agents to facilitate closings REFINANCE.COM (DEC 2006 to MAY 2008)

Sr. Loan Processor (Syosset NY)

-Ordered title, appraisal and coordinated closings

-Reviewed HUD-1's and final closing documentation

-Handled loans from submission, origination to funding, managed pipeline of 60 to 80 loans

-Uploaded loans to automated underwriting systems (DO/DU, LP and Clout)

-Analyzed income, asset, title and appraisal documentation

-Order all lien payoffs, verifications and obtained insurance certificates WASHINGTON MUTUAL BANK (JULY 2002 - SEPT 2006)

Sr. Loan Coordinator/Jr.Underwriter (Islandia Consumer Loan Processing Center)

-Submitted original and resubmitted loans for credit decision by Credit Analysts

-Performed credit analysis (debt to income ratios, LTV etc) and verified income documentation

-Reviewed appraisal, flood and title reports and informed parties of requirements needed

-Ordered VOE's, VODs, VOMs and payoff's to clear conditions and resolve conflicts Sales Associate/Assistant (Mid-Town Manhattan Home Loan Center)

-Assist clients in completing details of application and verify financial information provided

-Order title, set appraisals, and assign bank attorney

-Managing pipeline to achieve the highest loan funding for loan consultants

-Follow-up with clients for documentation required for processing

-Perform pre-qualification and debt ratio analysis for clients

-Origination of Conventional, Jumbo Residential Loans, Home Equity Loans & Lines of Credit EDUCATION:

University of Massachusetts at Amherst: Criminal Justice and Business Management Walt Whitman High School: Graduate Regents Diploma

Contact this candidate