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Pipeline Manager- Mortgage Processor

Location:
Melville, NY
Posted:
December 26, 2019

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Resume:

Tracie Marrow

*** ******* ***

Huntington, NY ***46

631-***-****

ada5fb@r.postjobfree.com

SUMMARY:

Experienced mortgage professional with comprehensive knowledge of conventional and government loan programs. HIGHLIGHTS OF QUALIFICATIONS:

-Deep knowledge of real estate transactions, processes and principles

-A team player with strong leadership qualities; Thrives under pressure and a great multi-tasker

-Well organized and focused on details; Effective problem solver

-Ability to interact effectively in verbal and written medium with bank officials, customers and outside agencies

-Successfully processed some of the most challenging loan applications (first-time borrowers, self-employed applicants and borrowers with problematic credit histories

-Thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing

EXPERIENCE:

MORGAN STANLEY PRIVATE BANKING GROUP(AUGUST 2015 TO CURRENT contract assignment) Pipeline Manager for Mid-Atlantic Region

-Ongoing (daily, weekly, monthly) review of assigned regional pipelines

-Weekly communication with business partners to discuss pipeline challenges and opportunities

-Ensure loans are progressing through the mortgage process at desired pace and in accordance with the Banks policy and processes

-Participate in weekly meetings with Region Sales Manager, Vice President of Underwriting and Processing Supervisor

-Serve as the primary point of contact and owner for the Private Bankers and Regional Manager for Pipeline status INTERCONTINENTAL CAPITAL GROUP (MARCH 2015 TO AUGUST 2015) Processor/Pipeline Manager to SVP

-Analyze all documents and submit to underwriting for credit and collateral decisions

-Monitor pipeline to facilitate closings, contacting borrowers for outstanding conditions GUARDHILL FINANCIAL CORP (SEPTEMBER 2014 TO JANUARY 2015) Processor/Pipeline Manager to President

-Prepared and submitted accurate loan files to in-house underwriters and outside investors

-Scheduling and tracking of closing dates, contingency dates and loan lock expirations

-Review loan approvals and address all conditions required for underwriting and closing

-Scheduling and tracking of closing dates, contingency dates and loan lock expirations GUARANTEED RATE (Formerly The Manhattan Mortgage Company) (MARCH 2013 TO SEPTEMBER 2014) Loan Coordinator to Executive Vice President-The Manhattan Division (Midtown, NY)

-Verified loan application for correctness, completeness, program adherence and credit worthiness

-Processed loan from credit decision to post closing; coordinating borrowers, attorneys, realtors THE FEDERAL SAVINGS BANK (JAN 2013 TO MARCH 2013 Contract Assignment) Mortgage Loan Analyst (Midtown, NY)

-Analyze credit and collateral documents and submit files to underwriting

-Clear loan conditions and communicate with borrowers, bankers and realtors

-Submit approved and cleared loans to closing department UNITED MORTGAGE CORPORATION (JULY 2012 TO DECEMBER 2012 Contract Assignment) Senior Mortgage Processor (Melville, NY)

-Analyzed credit, collateral documentation and loan packages and submitted to underwriting

-Processing Conventional, FHA and HARP loans

-Maintaining an active pipeline 80 to 100 loans; cancelling/withdrawing files over 45 days

-Reviewing all received conditions from loan officers and borrowers to submit for closing FRANKLIN FIRST FINANCIAL (NOV 2011 TO FEB 2012 Contract Assignment) Sr. Processor (Melville, NY

-Review appraisal, flood and title reports and inform parties of requirements needed

-Order all lien payoffs, verifications and insurance binders

-Perform quality control review on files before closing documents are drawn SPERRY FEDERAL CREDIT UNION (JANUARY 2010 TO OCT 2011 Contract Assignment) Sr. Loan Administrator (Garden City Park, NY)

-Process Home Equity and first mortgage loans (appraisals, title, payoffs and verifications)

-Prepare paperwork for Satisfactions, Subordinations and Closing packages

-Monitor pipeline to facilitate closings, contacting borrowers for outstanding conditions LEND AMERICA (JUNE 2008 to DEC 2009)

Sr. Loan Processor to Manager of Outside Sales Dept (Melville NY)

-Examine documents such as appraisal, credit reports, and title, income and bank statements

-Verifying income and reviewing credit (using the rescore program to ensure borrowers qualify)

-Coordinating the loan process with borrower, attorneys, & real estate agents to facilitate closings REFINANCE.COM (DEC 2006 to MAY 2008)

Sr. Loan Processor (Syosset NY)

-Ordered title, appraisal and coordinated closings

-Reviewed HUD-1's and final closing documentation

-Handled loans from submission, origination to funding, managed pipeline of 60 to 80 loans

-Uploaded loans to automated underwriting systems (DO/DU, LP and Clout)

-Analyzed income, asset, title and appraisal documentation

-Order all lien payoffs, verifications and obtained insurance certificates WASHINGTON MUTUAL BANK (JULY 2002 - SEPT 2006)

Sr. Loan Coordinator/Jr.Underwriter (Islandia Consumer Loan Processing Center)

-Submitted original and resubmitted loans for credit decision by Credit Analysts

-Performed credit analysis (debt to income ratios, LTV etc) and verified income documentation

-Reviewed appraisal, flood and title reports and informed parties of requirements needed

-Ordered VOE's, VODs, VOMs and payoff's to clear conditions and resolve conflicts Sales Associate/Assistant (Mid-Town Manhattan Home Loan Center)

-Assist clients in completing details of application and verify financial information provided

-Order title, set appraisals, and assign bank attorney

-Managing pipeline to achieve the highest loan funding for loan consultants

-Follow-up with clients for documentation required for processing

-Perform pre-qualification and debt ratio analysis for clients

-Origination of Conventional, Jumbo Residential Loans, Home Equity Loans & Lines of Credit EDUCATION:

University of Massachusetts at Amherst: Criminal Justice and Business Management Walt Whitman High School: Graduate Regents Diploma



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