Financial Management

Michael S. Radcliff, CPA, CGMA, CTP

Los Angeles, California 90045

Cell Phone Number: 310-***-****

Email: ****************@*********.***

Linked-In Profile: http://www.linkedin.com/pub/michael-radcliff-cpa-ctp/5/675/839

Chief Financial Officer, Chief Accounting Officer, VP of Finance or Corporate Controller

BSBA (with emphasis in Accounting), active Certified Public Accountant (CPA), active Chartered Global Management Accountant (CGMA), active Certified Treasury Professional (CTP), Accounting and Finance Executive and Cost Reduction Specialist, with more than 20 years of financial leadership experience that consistently converts organizational intent into action for organizations ranging from $25 million to over $1 billion in annual gross revenues.

Areas of Expertise

Maintaining & Enhancing Banking Relationships Debt Management Cash, Investments & Asset Management Foreign Currency Transactions & Hedging Techniques Budgeting & Projections Federal, State & Local Income, Payroll, Sales and Use, Property & Business Tax Planning & Returns Month-End Financial Closings Financial Statement Preparation in Compliance with GAAP and FASB Pronouncements Create and/or Maintenance of SOX 404 Narratives Internal/External Audit Management.

Professional Experience & Accomplishments

Secure Nursing Service, LLC, Los Angeles, California (Voluntary resignation to pursue a larger role) (A Nursing Registry, a majority owned by a publicly held company) 06/2023 to 06/2024

Controller – Solely responsible for accounts receivable collections, monitoring, risk assessments and weekly cash flow forecasts. Sets new processing routines, established standards and provides accountability structure for monthly close process. Approval of daily, weekly and monthly financial transactions. Spear-headed software installations (LaborEdge and Branch).

Identification and documenting of key business controls. Software utilized: Sage Intacct, QuickBooks, LaborEdge, Branch and Microsoft office.

Budgeting and cash flow forecasts and treasury management.

Prepares annual budget and monthly forecasts.

Performs month-end and quarter-end reviews and the approval of reserves, income taxes, income, expense allocations, borrowing base certificates (BBC’s) and other lender reporting requirements.

Management of Regulatory and Financial Reporting.

Calculates and assesses key performance indicators (KPI’s) and other financial ratios and metrics and presents relevant information to senior management.

Acts as a strategic financial advisor to the CEO and parent company executives.

Performs timely month-end close procedures and interprets results for the CEO and parent company management.

Oversees all US GAAP reporting requirements, responds to all activities relating to corporate accounting/reporting requirements and ensures US GAAP standards and requirements are met.

Dunmore Capital Group, Woodland Hills, California (Left as position eliminated) 04/2022 to 11/2022

(A privately held FinTech start-up company, commercial and residential lending)

Corporate Controller - Set new processing routines, established standards and provides accountability structure for monthly close process. Identification and documenting of key business controls. Aligning key controls to applicable processes, rules and standards. Assessment of design adequacy, performance and maturity of key controls according to defined criteria. Software utilized: QuickBooks and Microsoft Office.

Wrote and reviewed technical memos and policies and procedures.

Budgeting and cash flow forecasts.

Identified and documented key accounting and financial controls.

Reviewed, analyzed and restated previous year’s asset G/L account balances.

Initiated, prepared necessary documentation and obtained approvals for three warehouse lines-of-credit.

Michael S. Radcliff, CPA, CGMA, CTP Page Two

LendingUSA, LLC, Sherman Oaks, California (Left as position eliminated) 10/2016 to 09/2020

(A privately held FinTech company, POS & DTC e-Commerce)

Senior Vice President and Senior Controller - Daily G/L reviews, G/L account maintenance (including updating chart of accounts and setting up new G/L accounts), monthly G/L reconciliations/certifications, intercompany, special purpose entities (SPE’s) and variable interest entity (VIE) accounting. Set new processing routines, established standards and provides accountability structure for monthly close process. Other duties included coordinating annual financial audits by outside independent auditors, including the preparation of financial statements and footnotes. Computer accounting software utilized: QuickBooks, Concur and Microsoft Office.

Budgeting and cash flow forecasts and treasury management.

Management of Regulatory and Financial Reporting.

Month-end reviews and the approval of reserves, income taxes, loan accounting, income, expense allocations, borrowing base certificates (BBC’s) and other lender reporting requirements.

Coordinated annual financial audit by outside independent auditors, including the preparation of financial statements and footnotes.

Identified and documented key accounting and financial controls.

Accounted for prepays, fixed assets, intercompany transactions and consolidations (includes SPE’s).

Resources Global Professionals, Los Angeles, California (Left to assume a larger role) 5/2015 to 10/2016 and

(A publicly held consulting firm) 6/2011 to 7/2012

Corporate Accounting & Financial Consultant - Provided subject matter expertise to clients within the financial services and education industries. Identification and documenting of key business controls. Aligning key controls to applicable processes, rules and standards. Assessment of design adequacy, performance and maturity of key controls according to defined criteria. Identifying and documenting key business controls. Aligned key controls to applicable processes, rules and standards. Set-up and documented policies and desktop procedures for impaired loans.

Management of Regulatory and Financial Reporting and SOX departments.

Prepared, and/or approved 12 restated quarterly FFIEC call reports, FRY-9 and FRY-8 regulatory reports, weekly FR2900 reports and other financial and regulatory reports.

Successfully performed SOX compliance test work in treasury, derivatives and information technology.

Assessment of design adequacy, performance and maturity of key controls according to defined criteria.

Bank of Manhattan, El Segundo, California (Left due to a pending merger) 7/2012 to 5/2015

(A publicly held community bank)

Senior Vice President and Senior Controller – Responsibilities included daily G/L reviews, G/L account maintenance (including updating chart of accounts and setting up new G/L accounts), as well as monthly G/L certifications. Streamlined accounting processes; improved efficiencies and drove best practices. Set new processing routines, established standards and provided accountability structure for monthly close process. Responsible for Financial and Regulatory Reporting. Computer accounting software utilized: PeopleSoft, Concur, ExpenseCloud, BlackLine, OptionEase, Solium, CallReporter and FedReporter. Private Equity majority owned.

Decreased the monthly close process from three weeks to four days and automated many of the reporting functions, including employee expense reimbursements, regulatory reporting and monthly G/L certifications/reconciliations.

Month-end review and the approval of reserves, income taxes, loan accounting, fair-value accounting, income and expense allocations.

Prepared and/or approved annual SEC 10-K, quarterly SEC 10-Q, quarterly FFIEC call report, quarterly FRY-9 and FRY8 reports, weekly FR2900 report and other financial and regulatory reports.

Coordinated annual financial audit by outside independent auditors, including the preparation of financial statements and footnotes.

Identified and documented key accounting and financial controls.

Wrote and reviewed technical memos and policies and procedures.

Accounted for fixed assets, intercompany transactions, consolidations and share-based compensation.

Education & Professional Development

Bachelor of Science in Business Administration with Emphasis in Accounting, California State Polytechnic University, Pomona

Active Certified Public Accountant (CPA), California

Active Chartered Global Management Accountant (CGMA)

Active Certified Treasury Professional (CTP)

Contact this candidate