United States Real Estate
Resume:
Michael Olson
Agent
Henderson, Nevada, United States
*******@*****.***
WORK EXPERIENCE
March 2009-Current
Owner
MJ Olson Insurance Services
Henderson, Nevada, United States
• Attended meetings, seminars and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.
• Calculated premiums and established payment method.
• Called on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
• Conferred with clients to obtain and provide information when claims are made on a policy.
• Contacted underwriter and submitted forms to obtain binder coverage.
• Customized insurance programs to suit individual customers, often covering a variety of risks.
• Developed marketing strategies to compete with other individuals or companies who sell insurance.
• Ensured that policy requirements were fulfilled, including any necessary medical examinations and the completion of appropriate forms.
• Explained features, advantages and disadvantages of various policies to promote sale of insurance plans.
• Explained necessary bookkeeping requirements for customer to implement and provide group insurance program.
• Inspected property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.
• Installed bookkeeping systems and resolve system problems.
• Interviewed prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
• Performed administrative tasks, such as maintaining records and handling policy renewals.
• Planned and oversaw incorporation of insurance program into bookkeeping system of company.
• Sought out new clients and developed clientele by networking to find new customers and generate lists of prospective clients.
• Selected the Carrier that offers type of coverage requested by client to underwrite policy.
• Sold various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance or specialized policies such as marine, farm/crop, and medical
June 2003-March 2009
Mortgage Agent
Direct Home Loans
United States
• Used my interpersonal and communication skills to generate referral business, leads, and relationships with individuals, existing clients, past clients, and Real Estate Professionals.
• Participated in training for marketing, sales, and scenario techniques to effectively sell, package, and close consumer mortgages.
• Took thorough and complete loan applications; analyzed and prequalified applicant information to determine viability of the client's desired loan program.
• Pulled credit, analyzed credit, and compared for accuracy with the mortgage borrower's statements.
• Corrected inaccuracies and determined the correct loan options for the borrower based upon the applicant's present situation, future plans, and preferred loan product.
• Provided guidance and information relevant to the risks and benefits of each program the applicant was qualified for; effectively explained and communicated the terms of each product and ensured all documents necessary were signed by the borrower.
• Gathered all initial documentation required based upon the applicant's selected loan program and the 1003 including all disclosure requirements.
• Provided the loan package to the loan processor for review, stacking, and pre-submission audit. Worked with the loan processor to provide any letters of explanation, or additional documentation as necessary and required by underwriting to clear all conditions and close each loan.
• Maintained a working file for the office as required for compliance. November 1989-June 2003
Real Estate Agent
Coldwell Banker
United States
• Reviewed trade journals and attended staff and association meetings to keep informed of marketing conditions, property values, and legislation which would affect real estate values in my market.
• Interviewed prospective clients to solicit listings. Accompanied prospects to property sites, quotes purchase price, described features, and discussed conditions of sale or terms of lease.
• Drew up real estate contracts, such as deeds, leases, and mortgages, and negotiated loans on property.
• Assisted buyer and seller in obtaining pertinent information or services, such as finance, maintenance, repair, or obtaining an appraisal.
• Obtained pictures and measurements of rooms, doors, windows, or any other specified areas for inclusion in newspaper advertisement an real estate booklets listing description of property.
• Inspected property to determine if repairs were needed and notified owner.
• Conducted seminars and training sessions for sales agents to improve sales techniques.
• Prepared closing statements, oversee signing of real estate documents, disbursed funds, and coordinated closing activities.
EDUCATION
-Current
A.A.
Contra Costa College
United States
College, Contra Costa College
A.A. Business Administration
• Business Administration
-Current
Hayward State University
United States
College, Hayward State University
No Degree, Accounting
• Accounting
SKILLS
NEW Accounts Sales Agents Sales Techniques Networking Technical Assistance Dental Insurance Claims Underwriting Administrative Tasks Closing Processor Accounting Bookkeeping Audit Loan Processor Loans Mortgage Finance Marketing Real Estate Real Estate Contracts Contracts Appraisal Buyer Quickbooks Documentation Maintenance Excel Microsoft Word MS Word Insurance Sales Health Insurance Administrative Skills Record Keeping Technical Support Marketing Strategy Insurance Sales Prospecting Construction Sales LANGUAGES
English - Intermediate
WORK AUTHORIZATION
I am authorized to work in the following countries:
• United States
Contact this candidate