MICHAEL ALLEN FOLEY

**** *********** ****

Charlotte, NC 28262

Home: 704-***-****

Cell: 704-***-****

E-mail: aczz8b@r.postjobfree.com

EDUCATION:

EASTERN KENTUCKY UNIVERSITY Attended: CHASE LAW SCHOOL

Bachelor of Art; Major Paralegal Science Degree, Paralegal Program ABA approved, Minor in History (Teaching Minor).

EXPERIENCE:

January 2017 to Present:

Bank of America:

Paralegal Contract Reviewer:

Working as paralegal reviewing contract.

June 2016 to December 2016: Working as Contract Paralegal

Working with small law firms on a contract bases reviewing property contract agreements title searches and loan transactions.

WELLS FARGO BANK, NA

Loan Valuation Administrator/Vice President Loan Documentation: September 2011 to June 2016

Worked in Escalation Department as Corporate Paralegal, drafted and executed affidavits for foreclosure cases; executed Motions for Summary Judgments; executed Complaints; drafted and executed Deeds; drafted and executed Power of Attorney; drafted and executed Assignments, prepared State Deed Tax Forms for recording of Deeds; reviewed REO (HUD) purchase contract documents and all forms associated with resale of REO property held by bank. Drafted HUDs from SoftPro with training on ProForm and TRID. Met weekly with staff attorney to discuss case problems and ways to work out the issues and what we could executed and what had to be sent to other departments. Reviewed commercial contracts between Wells Fargo and HUD to determine the agreed upon terms for the resale of HUD foreclosed property. Reviewed commercial contracts with various banks conducting foreclosure and then the resale of the foreclosed property. Worked with several large banks that were providing loan money for a large commercial loan deals, these commercial transactions are done so that the amount loaned out could be spread out by between the various banks involved; due to the fact the loan would be for several hundred millions of dollars.

Awards:

Wells Fargo Employee of the Month;

Wells Fargo Quarterly Employee of the Year;

Wells Fargo Top Production Award given monthly won 14 times.

RANSTADT STAFFING/WELLS FARGO BANK, NA

Temp Paralegal: June 2010 to September 2011

Worked in loan department preparing loan documents for residual loan closing; drafted and reviewed HUD-1 Settlement Statements; reviewed completed Loan Packages. Notarized documents to comply with Wells Fargo’s standards while meeting stated guidelines, notarized Power of Attorneys; Deeds, and any other document needing to be notarized.

Worked in loan department executed Deeds; drafted and executed Power of Attorney; drafted and executed Assignments, prepared State Deed Tax Forms for recording of Deeds; reviewed REO (HUD) purchase contracts documents and all forms associated with resale of REO property held by bank.

FOLEY’S PARALEGAL & INSURANCE ADJUSTER’S SERVICE: March 2009 to June 2010

Paralegal and Title Abstractor:

Worked doing paralegal services for local attorneys that needed a temporary paralegal for short term long term needs; worked doing civil, criminal cases. Also worked title research for bank loans for local attorneys and title companies. Assist in meeting business development objectives, and other tasks as requested. Performed Mineral Titles back to state granting ownership to first land purchaser; prepared case log book for court cases for Civil/Criminal Court; Conducted criminal case interviews with witness; prepared witnesses for testimony to be given at trial or for depositions.

CHARLOTTE HOUSING AUTHORITY: Charlotte, NC

Temp Paralegal December 2008 to March 2009

Prepared Reasonable Accommodations Requests for submitting to Reasonable Accommodations on matters of Public Housing and Section 8 Housing. Prepared Notice of Approval of Accommodation Request letters and Notice of Denial of Accommodation Request letters. Prepared Weekly Request for Reasonable Accommodation Case report status for staff attorney; drafted Accommodation Request forms for Public Housing, Domestic Violence and Section 8 Housing, drafted Wavier of Request First and Second Notice of Refusal form; Wavier of Domestic Violence Request of Refusal forms. Prepared eviction case files for staff attorney.

SOUTHEASTER KENTUCKY TITLE AND PARALEGAL SERVICE: June 1997 to November 2008

Commercial Paralegal and Mineral Title Abstractor

Responsible for residential real estate transactions, disbursement of funds by checks and wiring service, supervise the balancing of the IOTA Account; Also perform title searches prior to closing and perform post closing title updates, review title examinations preformed by third party searchers, prepare title commitments, prepare Deeds of Conveyances; Deeds of Trust; POA and other legal documents needed for a commercial or residential loan.

Order mortgage payoffs, HOA dues, preparing HUD statements, negotiate title insurance policies and land title surveys to assure compliance with client’s requirements.

First point of contact for all residential real estate files; daily contact with real estate agents, lenders, buyers and sellers.

Train and supervise paralegal assistants.

Assist in meeting business development objectives, and other tasks as requested.

Performed Mineral Titles back to state granting ownership to first land purchaser.

Prepared case log book for court cases for Civil/Criminal Court

Conducted criminal case interviews with witness.

Prepared witness for depositions.

Procurement and sourcing

Contract negotiation

Worked on commercial contract for coal companies handling buy out between both companies.

Worked on commercial bank contract and helped with setting up of a bank holding company.

Worked using Word; Excel; Power Point;

References:

Joseph C. Chatellier: Work Flow Director

214 Mingus Street

Belmont, NC 28012

1-843-***-****: Cell

Oksana Zinchenko: HR Director

4321 Silo Lane

Charlotte, NC 28226

704-***-****: Cell

Karen Blalock: Vice President Loan Documentation

9804 Hanging Moss Drive

Mint Hill, NC 28227

1-980-***-****: Cell

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