ROBERTO D. ABUAN
West Covina, CA. 91790-3375
Mobile: 626-***-****
ACCOMPLISHMENTS
Twenty-three (23) years extensive asset-based lending audit experience on a senior level conducting on-site complex financial and analytical examination of diverse types of existing and prospective clients, to determine collateral performance and adequacy, financial statements validity and analysis, and compliance to loan agreements for propriety of credit line advances or feasibility for financing.
Over twelve years progressive practical experience in all aspects of managerial and hands-on accounting functions, operations, record-keeping, and supervision cash management, tax works and administrative responsibility under computerized environment
Several years Controllership, Accounting Management & Reporting, Internal Bank and CPA audit experience.
CAREER HISTORY
SENIOR AUDITOR - COMMUNITY BANK – 01/26/1998 to 12/31/2016
(Position was eliminated. ABL audit will be outsourced)
Successfully contributed in the following audit objectives and goals of CCU/ABL Group and of Community Bank:
a) I have determined the collateral adequacy and/or inadequacy that are securing the loan.
b) I have detected potential and existing Borrowers’ financial and operational weaknesses, as well as potential frauds.
c) I have determined whether the financial and operational condition of potential Client and existing Borrower is deteriorating or not, and/or whether its conditions may endanger the continuance of Client’s operations.
d) I have provided the Credit Management of Community Bank with sufficient information in order to properly evaluate the collateral performance and financial condition of Prospect of Client.
Performed all the audit requirements, and have accomplished audit goals and objectives in a thoughtful, thorough, judicious and independent manner without direction and supervision. My work is consistently accurate, thorough and in a professional manner.
Successfully assisted in the collateral analysis, and collateral verification, including occasional on-hand processing of CCU/ABL Group operations and related works.
Fully and consistently accomplished operational functions in a thoughtful, judicious and timely manner with almost without direction and supervision in assisting CCU/ABL Group operations.
Prior to 1998 `
SENIOR ASSET BASED AUDITOR
Performed financial and analytical audit examination of both existing and prospective clients’ books, records, and financial reports. Prepared financial and credit analysis of historical and current financial statements. Evaluated collateral performance, and made recommendation for collateral advances and credit structuring. Appraised client’s management and CPAs performances.
CONTROLLER/ACCOUNTING MANAGER FUNCTIONS
Was responsible for hands on accounting record-keeping, financial reporting and analysis, budget and planning, including reconciliation, tax works, licenses, credit and collections, Inventory, MIS, administration and bank relation. Managed accounting and administrative staffs, Interfaced with Customers, Vendors, Lawyers, CPAs, Tax Examiners and Investors.
Represented the President, and/or the Company in bankruptcy and small courts litigations.
SENIOR INTERNAL BANK
Performed financial, operational, compliance and EDP audits of every Department of an International Bank and its Affiliates.
CPA STAFF ACCOUNTANT
Performed compilation and reviewed audit.
EDUCATION
Attended MBA Program, majored in Accounting, at Saint John University. - Jamaica, New York.
BACHELOR OF BUSINESS ADNMINISTRATION (BBA) majored in Accounting.
OTHER SKILLS
Computer literate. Effective administrator and good communicator. Excellent interpersonal, and motivational skills. Proven manager and supervisor.
REFERENCES
Bernard Maniago
COMMUNITY BANK
Senior Vice President
Asset Based Lending group Manager
460 Sierra Madre Villa Avenue
Pasadena, CA 91107
Office, 626-***-**** Cell, (626) 202-9738l
E-Mail: ********@*****.***
G. Scott Peterson
COMMUNITY BANK
Senior Vice President
Deputy Chief Credit Officer
460 Sierra Madre Villa Avenue
Pasadena, CA 91107
Office, 626-***-**** Cell, (310) 493-1400l
E-Mail: *********@*****.***
Patty Carrillo
COMMUNITY BANK
First Vice President
ABL Operations Manager
460 Sierra Madre Villa Avenue
Pasadena, CA 91107
Office, 626-***-****
E-Mail: *********@*****.***
Robert J. Cassidy
COMMUNITY BANK
Executive Vice President
Chief Human Resources Officer
460 Sierra Madre Villa Avenue
Pasadena, CA 91107
Office, 626-***-**** Cell, (626) 278-5802l
E-Mail: ********@*****.***
Carmen S. Sanez
BANK OF HOPE
Vice President & ABL Officer
3200 Wilshire Boulevard, Suite 800
Los Angeles, CA 90010
Office, 213-***-**** Fax, 213-***-****
E-Mail ******.*****@**********.***