Real Estate, mortgage disclosure desk, Customer Service

DESAREA B BRADLEY: Cell 214-***-****, Home 469-***-**** ***********@*****.*** or *****************@*****.***

Mortgage and Real Estate Industry Professional with disclosure desk experience, loan signing experience and real estate sales training and experience. Knowledge of TRID and SAFE compliance. Knowledge of conventional and government loan programs.

Diligent and detail oriented. Thorough in verifying borrower information, verifying loan documents and reviewing disclosures for title fees, points and lender discounts. Diligent in reviewing initial disclosures, changes of circumstance and re-disclosures.

SAFE Compliant, Pre-Licensed in mortgage origination and finance.

I have an excellent customer service approach.

Computer savvy in MS Office Suite and proprietary mortgage processing software.

Professional Experience

Geneva Financial LLC.-Arlington, TX 11/2015-Current

Disclosure Specialist-Prepared, reviewed and analyzed new disclosures and re-disclosures per new TRID regulations. Delivered initial disclosures, changes of circumstance, loan estimates and re-disclosures per 3 day rule. Meticulous in ensuring proper accounting for changes in origination process per POINT and MORTECH. Ensured compliance with company policies.

Achievement Highlights:

Regarded as one of the companies elite and productive document specialist. Documents on the average were out within the hour of request, despite 24 hour company turn around or 3 day rule.

Informed MLO’s, processors or lock desk of any needed fees, mistakes or corrections to be made immediately, in order to order and disclose documents in a timely manner.

Rapid Mobile Notary-Dallas TX

Specialized in witnessing and notarizing loan signing

Professional Loan Signing Agent/Certified Notary – 12/2012-current

Specialized and trained to handle loan document signings. Professional vendor to Title companies and signing services

Delivered and explained documents to borrowers. Verified identity of borrowers through valid government authorized ID’s and observation. Notified MLO and or Title Company of any recognized mistakes and or corrections needed to be made within my realm. Directed borrower to MLO per questions and or concern. Provided return document delivery to Title companies

DESAREA B BRADLEY: Cell 214-***-****, Home 469-***-**** ***********@*****.*** or *****************@*****.***

Real Estate Agent- 7/2007 to License is current, inactive status at this time(No Broker)

Trained to assist in the renting, buying or selling of real estate property. Trained to study and relay property value and conditions. Trained to interview clients for needs. Trained to draw, review and explain real estate contracts. Experienced in establishing relationships with other vendors such as: Title Companies, MLO’s, Appraisers, Inspectors and Notaries.

Education

Kaplan University- Bachelors of Legal/Paralegal Studies-2007-2011

Kaplan Professional School of Real Estate and Mortgage Origination-2007

Continued education through Kaplan and Learn Mortgage

Cedar Valley Jr. College 89/90 and 92

SAFE Compliant

Licensures:

License Real Estate Agent

Certified Notary Signing Agent/Notary Expired 12-16-16

Volunteer:

City of Lancaster Library Advisory Board (Elected sworn official) 2014-Current

City of Lancaster Civic Academy

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