Sheryl E. Loper **** Golf Club Drive 682-***-****

acwi6z@r.postjobfree.com Fort Worth, Texas 76179

OBJECTIVE

A position with a strong, ethical, and stable company. To grow, learn, and contribute my assets in a productive atmosphere, while utilizing my strengths and abilities in working with people, numbers, and a team. I am a specialist with 17+ years experience in Commercial Real Estate, SBA, Commercial, and Agricultural loan documentation. I have worked with the Bankers/Lenders and the loan customer throughout my experience. I work with title companies and outside counsel on a regular basis. I order and review all vendor work, prepare language for loan documents as well as prepare all documents for commercial closings. I evaluate, process, and/or service multiple multi-family and commercial real estate loans. Incumbents must also meet goals and standards and applicable regulatory and bank compliance requirements. Point of contact for sales team, underwriters, and loan closers throughout the due diligence process to answer any questions that may arise. Work independently through complex transactions and identify issues and concerns, coordinate the communication of requests with appropriate lending officer and/or manager to expedite resolution. Provide one- on-one training and technical assistance for co-workers as needed. Effectively manage expectations of sales teams in terms of timelines and completion of loan documentation checklist throughout the due diligence process. Review borrower's loan application package, prepare a Missing Items Letter, and convey any issues discovered to the underwriting team. Validate the borrowers/principal's/entity structures and financial liquidity. Obtain and review preliminary title report, underlying title documents and title proforma for acceptability and required endorsements to meet bank guidelines. Reviews file for proper documentation to confirm right types of third party reports are ordered and obtain clearances, Reviews, title reports and insurance. Confirms escrow has been opened; and determines applicable signatures on loan documentation, and assembles underwriting and legal documentation files. Reviews all plotted easements. Develop and maintain knowledge of guidelines and comply with Bank policy and requirements, industry standards, conveyance/settlement procedures, current real estate laws and appraisal requirements. Develop and maintain contacts with sales teams, closing teams, outside agencies (e.g. title, brokers, designated law firms and their staff, insurance and escrow companies) in order to obtain required information and/or documentation for individual transactions in a Southern California environment Coordinate specialized documentations with third parties Develop and maintain knowledge of MFL terminology, secondary market investor terminology,,form and document preparation, processing, closing, assumption, and servicing operations. Ensures accuracy and thoroughness of data entry into appropriate tracking systems. Perform audit of sales file and underwriting file for submission to the closing/delivery group.

EDUCATION

6/1988 Tarrant County Junior College Texas-Hurst Accounting 3.64 GPA 6/1983 Hinds County Junior College Ms-Vicksburg Marketing 4.20 GPA 1/1990 American Management Association Management I Management II Time Management 1/2001 National Center For Housing Mgmt Certified Property Manager, Certified Financial Manager, Certified Manager Maintenance, Certified Housing

Manager, Certified Occupancy Specialist, Registered Housing Manager

EXPERIENCE

November, 2012 – August 31, 2016 Citibank, NA Irving, Texas Telephone: 469-***-**** Salary: $65,000.00 Supervisor: Cindy Engel Loan Documentation Specialist - Commercial Loan documentation and due diligence specialist for Commercial Real Estate, Commercial and Agricultural loan documentation. November 2010 – November 2012 JPMorgan Chase Bank, NA Dallas, Texas Telephone: 214-***-**** Salary: $59,500.00 Supervisor: Robbin Seeton Credit Delivery Loan Coordinator – Commercial Loan documentation and due diligence specialist for Commercial Real Estate, Commercial and Agricultural loan documentation. 1/2003 – November 2010 GE Capital Real Estate/GEMSA (PPSVS) Dallas (Addison), Texas

Telephone: 972-***-**** Salary: $49,000.00 Supervisor: Nancy Byars Contact is encouraged – Letter of Reference

Compliance Specialist - Provide analytical support to draw processing function / Analyze and complete funding review on Equity assets, Debt, ORE, LEQ, JPI, with capital improvements, tenant improvements and leasing commissions / Interface with Asset Managers, Property Managers and Borrowers to determine appropriate documentation and funding authority required for draw / Ensure compliance with GE Capital Real Estate draw procedures to facilitate timely funding for customer satisfaction / Produce all reports and maintain database accounting system as necessary to track all funding and compliance with budgets. 3/2002 – 9/2002 Kevin Coleman Construction, Inc Wesson, Mississippi Telephone: 601-***-**** Salary: $33,600.00 Supervisor: Kevin Coleman Reason for Leaving: Company Financial Stress/Lay off Contact is encouraged – Letter of Reference Project Coordinator - Construction specializing in Site Development, Earthwork, Utility, and Road Building. Job Cost Budgets /Solicitation of Bids and Bid Tab / Material Pricing and Management/ Safety Meetings / OSHA and MDOT Requirements / Plans and Specifications / Pay Estimates / Contracts / CSI Job Code 2/2001 - 12/2001 RM Crowe Company Dallas, Texas

Telephone: 214-***-**** Salary: $36,600.00 Supervisor: Jeanne Cress Reason for Leaving: Surgery/Medical Contact is encouraged – Letter of Reference Manager of 6 Commercial Properties totaling 860,000 SF, and 350 tenants. Tenant Relations / Accounts Receivable - Payable / Abstracts / Budgeting / Bookkeeping / Reconciliation’s / Contracts / Operations / Funding and Loan Package Reimbursements / Maintenance /Supervision / Leasing / Sales / Tax / Cam / Insurance / Escalations/ CPI / Hiring / Training

6/2000 - 1/2001 Home and Hearth Inc. Addison, Texas, Telephone: 972-***-**** Salary: $34,500.00 Supervisor: Daniel Guerra Reason for Leaving: Business sold/Layoff Contact is encouraged – Letter of Reference General Manager of an Extended Stay Suite Hotel. Customer Service and Relations / Accounts Receivable - Payable / Shipping / Receiving / Budgeting / Bookkeeping / Reconciliation’s / Contracts / Operations / Payroll / Maintenance / Materials Management / Supervision / Sales / Hiring / Training 8/1999 - 6/2000 Randall Management Fort Worth, Texas Telephone: 817-***-**** Salary: $33,500.00 Supervisor: Randy Heafli Reason for Leaving: Surgery/Medical Contact is encouraged – Letter of Reference Property Supervisor of 17 Commercial Properties totaling 270,000 SF and 675 tenants. Tenant Relations / Accounts Receivable - Payable / Abstracts / Budgeting / Bookkeeping / Reconciliation’s / Contracts / Operations / Maintenance /Supervision / Leasing / Sales / Tax / Cam / Insurance / Escalations / CPI / Funding and Loan Package Reimbursements / Hiring / Training 4/1997 - 8/1999 GES America/Advantage Battery Fort Worth, Texas Telephone: 800-***-**** Salary: $32,300.00 Supervisor: Paul Garcia Reason for Leaving: Business sold/layoff Contact is encouraged – Letter of Reference Broker / Customer Service for a National Battery Company. New position to buy, sell, and ship used product Nationwide. Accounts from $25,000 per truckload. Customer Relations / Accounts Receivable - Payable / Shipping / Receiving / Bookkeeping / Reconciliation’s / Contracts / Operations / Materials Management / Sales

/ Solicitation of New Accounts

6/1995 - 3/1997 The Perfect Seal Company Azle, Texas Telephone: 817-***-**** Salary: $32,300.00 Supervisor: JD Knight (Husband) Reason for Leaving: Divorce/Sold Business Contact is not encouraged Owner of Roofing and Home Builders Company. All aspects of running operations. Customer Relations / Accounts Receivable - Payable / Shipping / Receiving / Budgeting / Bookkeeping / Reconciliation’s / Contracts

/ Payroll / Taxes / Materials Management / Sales / Insurance / Hiring 8/1993 - 6/1995 The Kirkland Company Jackson, Mississippi Telephone: 601-***-**** Salary: $42,300.00 Supervisor: Bruce Kirkland Reason for Leaving: Move back to Texas Contact is encouraged – Letter of Reference Property Supervisor of 14 Residential Subsidized Properties, 10 Home Properties, 6 Commercial Properties, totaling 3000 tenants. Tenant Relations / Accounts Receivable - Payable / Budgeting / Bookkeeping / Reconciliation’s / Contracts / Operations / Payroll / Maintenance / Supervision / Leasing / Sales / Tax / Cam / Insurance / CPI / Hiring / Training / HUD Compliance / Funding and Loan Package Reimbursements 11/1992 - 8/1993 Plantation Land Company Houston, Texas Telephone: 601-***-**** Salary: $38,700.00 Supervisor: James Grizzard Reason for Leaving: Owner Deceased Contact is encouraged – Letter of Reference Property Supervisor of 5 Multifamily Communities, 15 tracts of land, Oil and Gas Properties, 22 Commercial Properties totaling 700 tenants. Tenant Relations / Accounts Receivable - Payable / Budgeting / Bookkeeping / Reconciliation’s / Contracts / Payroll / Maintenance / Materials Management / Supervision / Tax / Cam / Insurance / CPI / Hiring / Training / HUD Compliance 5/1990 - 11/1992 Countrywide Funding Corp. Texas Properties Telephone: 888-***-**** Salary: $31,600.00 Supervisor: Bill Serafini Reason for Leaving: Company Sold MH Division Contact is encouraged – Letter of Reference Property Supervisor of Fort Worth and Houston Properties (mobile homes) totaling 600+ tenants. Brought property through major rehab and sold individually. Customer Relations / Accounts Receivable - Payable / Shipping / Receiving / Budgeting / Reconciliation’s / Contracts / Maintenance / Materials Management / Supervision /Leasing / Sales / Hiring / Training / HUD compliance. 6/1988 - 5/1990 Woodmont Properties Fort Worth, Texas Telephone: 817-***-**** Salary: $28,800.00 Supervisor: Debbie Long Reason for Leaving: Better Offer/Responsibility Contact is encouraged – Letter of Reference Lease Administrator of 17 Commercial Properties totaling 650,000 SF and 500 tenants. Tenant Relations / Accounts Receivable - Payable / Utilities / Budgeting / Bookkeeping / Reconciliation’s / Contracts / Operations

/ Abstracts / Maintenance / Supervision / Leasing / Tax / Cam / Insurance / Escalations / CPI COMPUTER SKILLS

Skill Name Skill Level Experience

Microsoft – All Expert 15 years

Laser Pro Expert 10 years

Yardi Property Management Expert 04 years

A & M Rent Manager Expert 04 years

AMSI Expert 07 years

Skyline Expert 05 years

Timberline Moderate 02 years

Atlas Expert 05 years

Misc. Software (Accounting, Payroll) Expert 15 years Metaframe Expert 07 years

Investor DataMine Expert 07 years

GOAL Reporting Expert 07 years

Financial Services Desktop Expert 07 years

Gateway Expert 07 years

AFS Moderate 03 years

REFERENCES

Mrs. Sandra Lemon First Command Bank Personal 817-***-**** Ms. Vicki Tapp Rodeo Tavern Personal 682-***-****

Mrs. Anissa Garcia Citibank, NA Professional 817-***-**** Ms. Donna McDonald Citibank, NA Professional 817-***-**** Personal Cover Letter Sheryl E. Loper

I have accomplished a great deal for the companies I have worked for, by administering day-to-day procedures and policies. I analyzed paperwork and figures in budgeting. Completed daily, weekly, and monthly reporting. Conducted hands on professional management by controlling costs through effective budgets. I coordinated staff and material, while developing procedures and documents to simplify problem solving. I have established vendor and guest relations for repeat business. I enjoy evaluating problems, and reorganizing accordingly. I have forecasted and generated top "numbers" in sales and revenue, implemented new ideas and improved costs, while increasing employee awareness. I enjoyed launching new sales programs and communicating through divisional offices. I maintained site and corporate relations, motivated employees in knowledge and training. I am proficient in negotiating business, corporate, and residential contracts. I have performed well under stressful situations; planned then processed the results, while producing high sales, and occupancy. I provide support and information to staff, recommend ideas, and accepted input from staff. I have been responsible for hiring and training of staff and I scheduled staff for biweekly meetings to keep everyone aware of property strengths and weaknesses. I believe in recruiting strong team environments. I have "sold" corporations to company ideas so that the properties could prosper due to creating a strong marketing regimen. I believe in solving daily problems as they occur. I have strengthened and enhanced each position I have held, and structured my time and skills. I am available for an interview at your convenience. Respectfully,

Sheryl Loper

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