David Jackson
*** * ****** *** *** Angeles, CA **036 252-***-**** acvyuj@r.postjobfree.com
Qualifications Summary
Analytical and performance-driven financial professional with diversified business experience in credit analysis, mortgage underwriting, mortgage equity analysis, banking, sales, portfolio management, and customer relations. Highly versatile individual that can adapt to the many changes in the financial industry while maintaining a high and efficient productivity level. Detail oriented with demonstrated ability to solve problems utilizing best practices and financial software, as well as the ability to administer multiple systems at once. Skilled communicator and able to build strong working relationships with coworkers and clients to ensure team success.
Professional Experience
ALLSAINTS, Los Angeles, CA Nov. 2015-Present
Stock Associate
Responsible for ensuring the replenishment needs of the store are met daily in order to maximize sales. This involves manual replenishment pre-trade, radio requests during trade, and continual replenishment of stock sold throughout trade.
Ensures the correct sizes are available on the trading floor, liaising with floor staff and other assistants as required.
PURVEYOUR INC, Los Angeles, CA May 2013-Nov.2015
CEO/Co-Founder
Oversight of all functions of the organization while implementing long-term strategy and vision for company that will redefine users’ shopping experience by providing the best places to shop in each city, ability to search by brand, and power to create an itinerary.
WELLSFARGO, Raleigh, NC Nov. 2011-Mar. 2014
Consumer Loan Underwriter 1
Responsible for analyzing, reviewing, approving and underwriting moderate individual consumer requests and products within company and industry guidelines which include Home Preservation Underwriting, Client 512, FHA, Fannie Mae, Freddie Mac and Bank & Private portfolios
Evaluated financial statements, credit reports, applicable ratios such as debt ratios & loan-to-value, and other supporting documentation to ensure overall loan documents are accurate, complete, and compliant
Utilized traditional underwriting and multiple automated scoring systems/programs to determine acceptability of moderate requests and contact customers and partners to gather information to make appropriate decisions and explain the rationale behind those credit decisions
Accurately provided research for special projects for the Office of the Comptroller and Promontory Financial Group to ensure compliance and risk management in regards to prior underwriting decisions
Performed risk control reviews by applying quality metrics and verifying the validity of accuracy of consumer audit conducted by mentoring and coaching underwriters and provided subject matter expertise
WELLS FARGO/WACHOVIA, Durham, NC Nov. 2009-Sept. 2011
Personal Banker/Credit Manager
Promoted to Personal Banker with Wachovia after 7 successful months in the Credit Manager position with Wells Fargo Financial
Analyzed current customer relationships and proactively contact customers with recommendations to help them achieve financial success
Understood customers’ financial needs and demonstrate how to get the greatest possible value from our products and services
Accurately opened and properly set up various banking accounts to ensure initial client satisfaction
Developed and maintained relationships with Wells Fargo partners to maximize sales opportunities
Communicated with other divisions within the company to make sure customer’s needs are met compliantly and efficiently
Effectively navigated through multiple systems in order to create proposals for customers in a timely manner
Built and managed a portfolio of lifelong customer relationships
ABERCROMBIE & FITCH, Durham, NC Aug. 2008-Oct. 2009
Sales Associate
Provided customer service by greeting and assisting customers, and responding to customer inquires and complaints
Monitored sales floor activities to ensure that each customer received satisfactory service and quality goods
Advised and aided customers to purchase the right products that fit their needs the best
UNC LAW SCHOOL ADMISSIONS OFFICE, Chapel Hill, NC Sept. 2008-May 2009
Administrative Assistant
Provided administrative support for the Director of Recruiting and the Assistant Dean of Admissions
Prepared and helped file 1,000s of law school applications and assisted in the organization of these files
Gathered prospective student information and entered it into a law school database
NORTH CAROLINA LAW REVIEW, Chapel Hill, NC Sept. 2006-May 2008
Office Assistant/Database Manager
Maintained the subscription database for the NC Journal of Law and Technology
Reconciled account balances and activity to ensure transactions and expenses were accurate to financial records
Monitored and oversaw the funds and expenses of the journal using Quicken Financial Software
Filled claims, handled payments, subscription cancellations, and payment notifications for the clients and subscribers of the journal
Education
University of North Carolina at Chapel Hill
B.A. Management and Society, May 2009