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FInancial Analysis

Location:
Los Angeles, CA
Posted:
August 01, 2016

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Resume:

David Jackson

*** * ****** *** *** Angeles, CA **036 252-***-**** acvyuj@r.postjobfree.com

Qualifications Summary

Analytical and performance-driven financial professional with diversified business experience in credit analysis, mortgage underwriting, mortgage equity analysis, banking, sales, portfolio management, and customer relations. Highly versatile individual that can adapt to the many changes in the financial industry while maintaining a high and efficient productivity level. Detail oriented with demonstrated ability to solve problems utilizing best practices and financial software, as well as the ability to administer multiple systems at once. Skilled communicator and able to build strong working relationships with coworkers and clients to ensure team success.

Professional Experience

ALLSAINTS, Los Angeles, CA Nov. 2015-Present

Stock Associate

Responsible for ensuring the replenishment needs of the store are met daily in order to maximize sales. This involves manual replenishment pre-trade, radio requests during trade, and continual replenishment of stock sold throughout trade.

Ensures the correct sizes are available on the trading floor, liaising with floor staff and other assistants as required.

PURVEYOUR INC, Los Angeles, CA May 2013-Nov.2015

CEO/Co-Founder

Oversight of all functions of the organization while implementing long-term strategy and vision for company that will redefine users’ shopping experience by providing the best places to shop in each city, ability to search by brand, and power to create an itinerary.

WELLSFARGO, Raleigh, NC Nov. 2011-Mar. 2014

Consumer Loan Underwriter 1

Responsible for analyzing, reviewing, approving and underwriting moderate individual consumer requests and products within company and industry guidelines which include Home Preservation Underwriting, Client 512, FHA, Fannie Mae, Freddie Mac and Bank & Private portfolios

Evaluated financial statements, credit reports, applicable ratios such as debt ratios & loan-to-value, and other supporting documentation to ensure overall loan documents are accurate, complete, and compliant

Utilized traditional underwriting and multiple automated scoring systems/programs to determine acceptability of moderate requests and contact customers and partners to gather information to make appropriate decisions and explain the rationale behind those credit decisions

Accurately provided research for special projects for the Office of the Comptroller and Promontory Financial Group to ensure compliance and risk management in regards to prior underwriting decisions

Performed risk control reviews by applying quality metrics and verifying the validity of accuracy of consumer audit conducted by mentoring and coaching underwriters and provided subject matter expertise

WELLS FARGO/WACHOVIA, Durham, NC Nov. 2009-Sept. 2011

Personal Banker/Credit Manager

Promoted to Personal Banker with Wachovia after 7 successful months in the Credit Manager position with Wells Fargo Financial

Analyzed current customer relationships and proactively contact customers with recommendations to help them achieve financial success

Understood customers’ financial needs and demonstrate how to get the greatest possible value from our products and services

Accurately opened and properly set up various banking accounts to ensure initial client satisfaction

Developed and maintained relationships with Wells Fargo partners to maximize sales opportunities

Communicated with other divisions within the company to make sure customer’s needs are met compliantly and efficiently

Effectively navigated through multiple systems in order to create proposals for customers in a timely manner

Built and managed a portfolio of lifelong customer relationships

ABERCROMBIE & FITCH, Durham, NC Aug. 2008-Oct. 2009

Sales Associate

Provided customer service by greeting and assisting customers, and responding to customer inquires and complaints

Monitored sales floor activities to ensure that each customer received satisfactory service and quality goods

Advised and aided customers to purchase the right products that fit their needs the best

UNC LAW SCHOOL ADMISSIONS OFFICE, Chapel Hill, NC Sept. 2008-May 2009

Administrative Assistant

Provided administrative support for the Director of Recruiting and the Assistant Dean of Admissions

Prepared and helped file 1,000s of law school applications and assisted in the organization of these files

Gathered prospective student information and entered it into a law school database

NORTH CAROLINA LAW REVIEW, Chapel Hill, NC Sept. 2006-May 2008

Office Assistant/Database Manager

Maintained the subscription database for the NC Journal of Law and Technology

Reconciled account balances and activity to ensure transactions and expenses were accurate to financial records

Monitored and oversaw the funds and expenses of the journal using Quicken Financial Software

Filled claims, handled payments, subscription cancellations, and payment notifications for the clients and subscribers of the journal

Education

University of North Carolina at Chapel Hill

B.A. Management and Society, May 2009



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