K. Hariharan Iyer

acv4yw@r.postjobfree.com

PROFILE:

Banking professional with 38 years’ experience in branch banking at operations level, with direct customer interface,marketing bank products, selling them different deposit and loan products of the bank, having latest CBS environment achieving goals set, earning rewards for implementation at all levels. Worked in the Bank as clerk, supervisor and officer.

WORK EXPERIENCE:

Canara Bank

As a clerk:

Dahisar East Branch tenure Dec 1976 to Aug1984

Exposed to all kinds of customers in all departments. Learnt many things I the loans and advances department right upto preparation of profit & loss,account, Balancesheet of the Bank, Audit rectifications,obtaining satisfactory gradation for the branch.

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Agashi Branch semi urban branch tenure Aug 1984 to April 1991

Experienced new style of customers, rural mix.Learnt clearing operations all manual.No computers.

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Overseas branch, Nariman point tenure April 1991 to March 1999

Affluent,Export Import business. With lots of documents pertaining to foreign trade,swift messages etc.

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Vileparle east branch tenure March 1999 to June2003

Witnessed opening of a new extension counter at Airport,Salary accounts of airport staff

Rich affluent customers, Courier companies, etc. Credit reports, loan sanctions were at my fingertips.

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Tamarind lane branch tenure June 2003 to May2004

Promoted as Special Assistant – supervisory staff.

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Goregaon West Bangurnagar branch tenure May 2004 to August2006

Promoted as Officer scale I

Loan sanctioning, preparing credit reports granting housing loans, setting the house right

Achieving branch targets

Andheri ssb : Itenure August2006 to March 2008

Assumed charge of ATM cash handling, debit cards clearing operations.

Mira road east br. Tenure April2008 to June2012

Incharge of loans and advances, followup,monitoring NPA levels.

Virar east br. Tenure June 2012 to June 2015

Full fledge customer handling, New branch,total computerized branch

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Academic backfground:

Passed out my SSC in 1971 with 63%

Graduated from Ness

wadia college of commerce, Pune in 1975 with 51% Bcom

ACHIEVEMENTS:

Got 1st rank in 1st Std

Awarded scholarship prize from college for obtaining 60% in pre degree

Got cash prize of Rs.5000/- from college for securing advertisements from clients in the college souveneigr

Awarded cash prize from the Bank almost all years for participation in various contests, schemes of the Bank.

PROJECTS:

Preparation of Credit Reports for VIP clients

Timely renewal of credit limits

Achieved lower level of NPA at Mira road branch

PROFESSIONAL QUALIFICATIONS:

Thirty eight plus years of Banking imbibed in blood

Close followup by diarizing dates

LANGUAGES KNOWN:

English- (Native-level) Read, Write and Speak -

- Hindi - Read, Write and Speak

- Marathi- Read, Write and Speak

Tamil- Read and Speak

REFERENCES:

Provided on request

Contact details:

K.Hariharan Iyer B305 Kesarinandan

Ashokvan Dahisar East Mumbai 400068

MOB/NO.845-***-**** presently retired from virar east

retied on 30/06/2015

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