CURRICULAM VITAE

ARIFULLA A

# ***/*, *** ****** ******* ROAD,

A K COLONY, BEHIND DARGA,

K R PURAM, BANGALORE -560036 Contact No. 953-***-**** / 906-***-****

Email ID: acu2wl@r.postjobfree.com

OBJECTIVE:-

A position that would give me an opportunity to use my knowledge, skills and potential towards achieving organizational goals as well as that provides a platform for learning and self-improvement. To work collaboratively with team members to achieve common goals while maintaining responsibilities and commitments, I would be inclined therefore to a career that reflects my interests.

EDUCATION QUALIFICATION:-

B’com (Commerce) From Kuvempu university –Bhadravathi – 1995 to 1998 AY

P.U.C - Karnataka Pre-University Board –Bhadravathi – 1993 to 1995 AY

S.S.L.C.- Karnataka state Board-Khalihal –Govt High School -1992 – 93 AY

ADDITIONAL QUALIFICATIONS…

Operating Systems MS-DOS, Windows.

Operational Knowledge of MS Office Package.

MS - Excel

PROFESSIONAL EXPOSURE & JOB RESPONSIBILITIES:-

CAPITAL FIRST LTD:- Relationship Manager from Nov-2012-to -Till date.

Working as a Relationship Manager for Consumer Durable Loans for Bangalore Location. As Reporting Sales Manager of Karnataka & Kerala.

Managed the Team of up to 28 Sales Officers.

Setting up new Business for Bangalore Location, establish new tie-ups to Promote Consumer Durable Loans in Electronics Showrooms & fostered Good Relationship with Dealer & Dealer Staffs’

Recruiting, Training and Motivation of Sales Officers to ensure high Productivity with clean portfolio. Optimum utilization of human resource towards increased market share.

To ensure Files Dipping and Disbursal of files with Backend & Operation Team, Reconciliation of payments of Disbursals. Preparation of MIS for the dealer cases, vendors Activation, SO’s on boarding Process and Trade Advance functionalities.

Inter-department interaction and support to achieve the sales target and Control the Delinquency.

Organize Training programs & Contests for Sales Officers & Dealers.

As a Senior Relationship Manager - Given training to New Joiner TLs & RMs.

Along with the Main Product – Focused on Cross Selling products like –EBC card, SBI Credit Card, Insurance, Credit Vidya & IHO Membership Card.

BAJAJ FINSERV LENDIING:- Sr. Sales Executive from Dec-2008 to Oct 2012

Worked as Sr. Sales Executive in Consumer Durable Loans Department.

Promoting Consumer Durable Loans in Electronics Showrooms & Build Good Relationship with Dealer & Staffs’

Attending the customer and explain the loan schemes along with Cross Selling Products as Term Insurance & EMI Card to generate the cross selling income.

Closing the file and follow-up the file until disburse.

Responsible to do the Reconciliation of Loan files of the Dealer.

HDFC BANK LTD:- Financial Planning Officer from May-2008 to Oct-2008

Worked as a Financial Planning Officer in HDFC BANK Wealth Management Department to Promote Sales of Assets, Liabilities & Wealth Management Products.

Promote the loan products as Home Loan, Mortgage Loan, Personal Loan and Car Loans.

Promote the Life Insurance & Mutual Funds,

Prospect generation- New Customers to Bank for Savings Account, Current Account, Demat Account. NRI Account & Credit Cards.

Attending the customer from the Market, and explain all the products as per the customer needs and planning as per the customer financial profile. Closing the file and follow-up the file until disbursed with good service build up good relationship with the customers.

ICICI PRUDENTIAL LIFE INSURANCE CO LTD:- Banc assurance officer - from May-2007 to May-2008

Worked as a Banc - assurance Officer to Handling Auto Loans Team to promote cross selling of Credit Assure.

Setting up new Business for Bangalore to manage the ICICI BANK Car Loans Cross Selling.

Consisting of Three Team Leaders & Ten CSR’s, Selling third-party product to New & Existing customer,

To manage relationships of Banc assurance Channels- Bank Auto Loan Team, Bank Dealers, DSTs & DSAs to establish new tie-ups.

To interact with RSMs, ASMs, RMs, Credit Team, Operation Team and other partners to ensure support for Sales Team.

Reporting to Sales Manager of Karnataka.

Conducting Training & Contests for DST, DSA & Dealer Executives of ICICI Bank.

G.E.MONEY FINANCIAL SERVICES PVT LTD:- Team Leader from Nov-2004 to May -2007

Worked as a Team Leader in G.E.MONEY to promote Two Wheeler Loans.

Managed Four Dealers of Two-wheeler Showrooms & Three executives to build cooperative environment with Dealers. Attending Customers and explaining about the loan schemes.

Closing and follow-up of the files until disbursement and reconciliation.

KHALEEL AHMED Chartered Accountant: - Accounts Assistant from May-2001 to Aug-2003.

Worked as a accounts assistant to prepare, Day-to-day accounting functions, Data processing & Analysis of financial aspects, Maintenance of General Ledgers.

Finalization of A/Cs. (Preparation of profit & loss a/c and Balance Sheet on the basis of respective ledger accounts)

ACHIEVEMENTS:-

Recognized & got a Promotion in Capital First Ltd from Team Leader to RM - officer Grade in 2014 and Officer Grade to senior officer Grade in 2016.

Recognized & Awarded as Outstanding Performance of AMJ -2015 Quarter in Capital First Ltd.

From 252 Numbers to 15000 Numbers Every Month Constant Loans growth, create a New Bench Mark in Capital First Consumer Durable Loans.

Recognized & Awarded as Risk Control Executive in Bajaj Fiserv Lending.

Recognized & Awarded as Best Performer of the Month for Karnataka in ICICI Prudential.

PERSONAL DETAILS:-

Father’s Name : - K. Ahmed Shareef

Date of Birth: - June 26th 1977

Sex:-Male

Marital Status: - Married

Nationality:-Indian

Languages Known:-English, Kannada, Hindi, & Urdu.

DECLARATION:

I hereby declare that the above-furnished information’s are true and complete to the best of my knowledge.

PLACE: Bangalore.

DATE:

(ARIFULLA A)

Contact this candidate