Insurance Construction

Oscar Diaz-Cobo

Miami Gardens, FL *****

Phone: 754-***-****

E-mail: ******@*****.***

KEY QUALIFICATIONS

Strong analytical, time management, and organizational skills

Completely fluent in English, and Spanish

Effective verbal and written communication skills

Extensive experience in the construction and inspection industry

Experience in home reconstruction and renovation

Excellent business writing and presentation mastery

Well versed in insurance claims and as an expert witness

PROFESSIONAL EXPERIENCE

Sovereign Investments, Miami, Florida 1988-Present

President/Investment Consultant

•Managed the purchase, investment, renovation and reconstruction of numerous distressed properties

•Consulted clients on investments, advising clients on the financial soundness of investments

•Examined, analyzed and determined the risks and stability of business ventures

•Generated new business through prospect outreach

•Created proposals and statements of work for clients

•Networked with current and prospective clients, maintaining relationships, generating new and recurring business

•Researched price comparisons to develop competitive financial offers

•Generated invoices and maintained account receivables and payables

Savant Construction, Miami, Florida 2005-Present

President/Owner

Conduct property inspections, home reconstructions and renovations

Experienced and knowledgeable with submission of insurance claims and procedures

Serve as an expert witness in insurance claims and public adjuster’s proceedings

Wind loss mitigation inspector

Write extensive remediation proposals

Participate in trial mediation and resolution

File any and all regulatory paperwork

Manage, supervise and oversee construction development, strictly adhering to timeline deadlines and successfully delivering within requested timeframes

Maintain interpersonal client relationships, addressing concerns and questions, and keeping clients abreast of project progress

Collaborate with diverse construction market segments to achieve optimal deliverables and profits

Generate invoices and maintain account receivables and payables

Oscar Diaz-Cobo

Precision Loans Corporation, Pembroke Pines, Florida 2003-2004

Commercial Loan Processing (Consultant)

Analyzed financial statements, credit reports, tax returns, assets and liabilities to determine solvency or credit risk

Presented and proposed potential accounts for approval or denial

Bankruptcy and foreclosure review experience

DU/LP Transmittal review for completion and file integrity

Income calculation, Employee/Self Employed, Tax Returns, K1, Schedule C & E, Profit and Loss Review

Asset & Anti-Money Laundering Review, including detection of misrepresentation or inconsistencies

Purchase contract and Title Review, Judgments, Liens, Bankruptcy and Secondary Liens

Appraisal Review and Market Analysis experience

Comprehensive FNMA, FHLMC and other Investor Guidelines experience

Interfaced and negotiated with potential clients

Developed relationships with customers and realtors, maintaining referrals

EDUCATION

The International University of Contemporary Studies, Washington, D.C

Doctor of Philosophy in Business Administration

St. John’s University, College of Law Juris Doctor Candidate

Rutgers’s University, N.C.A.S., Bachelors of Arts in Psychology

PUBLICATIONS and ACCOMPLISHMENTS

Foreclosure, Loss Mitigation and Home Owner’s Defense Stratagems, Doctoral Dissertation, Defense Stratagems Argued Before the U.S. Bankruptcy Court and Adjudicated Valid.

Certified Residential Contractor License No: CRC1326796.

0-215 life Insurance ( Including Variable Annuity & Health ) Insurance Agents License.

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