Loss Mitigations Specialist, With Great Negotiating Skills.

BRAD STARKS

*** ****** *****, ******, ** *****

Cell: 469-***-**** - *********@*****.***

PROFESSIONAL SUMMARY

Highly-accomplished and detail-oriented professional successful at attaining business goals through in-depth financial analysis, budget strategy design and sales development and execution. An experienced financial professional with a successful career managing risk, performing due diligence, leading projects and handling time-sensitive, complex transactions. Loss Mitigation Specialist possessing outstanding interpersonal, analytical and organizational skills.

SKILLS

Strong Negotiating Skills

Extremely organized

Excellent work ethic

Up-to-date with FDCPA Laws and

Procedures

Highly Dependable

WORK HISTORY

07/2012 to Current Loss Mitigations Specialist

BSI Financial Services – 1425 Greenway Drive Irving, Tx 75038 Interviewed clients to determine current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance and other information needed to develop a financial plan.

Recommended loan approvals and denials based on customer loan application reviews. For Possible Loan Modifications.

Maintained friendly and professional client interactions at all times. Responsible for the processing, negotiation, and successful approval of short sale files.

I oversee management, Investor, and mortgage insurance approval. Utilize negotiating skills to gain the best possible net proceeds for the property I offered five work options Payoff, Re-Instatement, Loan Modification, Short Sales and DIL.

10/2009 to 05/2012 Loss Mitigations Specialist ( Fannie Mae Short Sale) Saxon Mortgage – 3601 Regent Blvd. Irving, Tx.

Maintained friendly and professional client interactions at all times. Responsible for the processing, negotiation, and successful approval of Short Sale files for FNMA portfolio.

Performed documents and review the customer's financials in order to gain approval on the short sale file. Complying with published Policies and Procedures. (FNMA 80% or Better returns).

Utilizing my negotiating skills to gain the best possible net proceeds for the property.

Handling Inbound and Outbound calls from/for borrower/realtor who are involved with the sale.

Performed risk analysis and made decisions regarding deficiencies identified during the review process.

Performed sufficient investigative work to resolve issues. EDUCATION

1984 High School Diploma:

Ohio State University - Columbus, OH

ACCOMPLISHMENTS

Received the “Employee of the month Award” for exemplary performance and recognition for handling the largest account in the company. Led the department in Deals approved 9 of the 12 months for 2015

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