Management Professional
Resume:
RENAE MCPHERSON
******@*******.***
www.linkedin.com/pub/renae-mcpherson/77/228/a2a/
CAREER SUMMARY
Industry expert in reviewing compliance and operational matters on various types of collateral, legal documentation, securities and real estate. Proficient in writing and maintaining policies and procedures. Experienced creating cost-effective solutions for internal and external clients. A great communicator with a strong work ethic, drive and ambition.
PROFESSIONAL EXPERIENCE
Credit Analyst SunTrust Bank Atlanta, GA
2007 - 2015
Developed a team to streamline compliant monitoring processes
Prepared policies, procedures and created FAQ’s for department responsibilities
Tested internal controls and updated enhancements for automated monitoring system
Coordinated training for execution and conversion transfer of business processes
Provided risk analysis reviews of loan portfolio to internal clients
Analyzed secured collateralized loans, client portfolios to maintain compliance strategies
Monitored various equity investment accounts consisting of marketable securities
Obtained current collateral values utilizing various investment models to ensure minimal credit risk
Credit Policy & Portfolio Review Analyst Prudential Financial Atlanta, GA
1998 - 2004
Developed a safekeeping tracking system to ensure quality of collateral remained sound
Evaluated various process controls and recommend cost effective enhancements
Enhanced changes to policy and procedures for mortgage and home equity loan products
Interacted with regulators addressing reconciliation of collateral and portfolio issues
Analyzed 75% of credit/underwriting/title work/closing documents to ensure it met company policies
Conducted 80% of monthly collateral reviews for lending portfolios to ensure within credit guidelines
Operations Manager SunTrust Mortgage Atlanta, GA
1997
Developed associate action plan to improve and maximize performance
Coordinated training program and materials for mortgage programs, regulations and evaluated associate results
Reviewed and screened resumes of potential applicants, conducting interviews and hired qualified candidates
Performed mid-year and annual performance appraisals on associates
Conducted weekly staff meetings reinforcing various strategies, policies and procedures
Monitored daily collection activities on automatic dialer for a staff of 10 associates
Prepared delinquent reports and discussed with senior management ways to minimize risks
Account Officer Fleet Finance Atlanta, GA
1995 - 1996
Prepared case assessments of collateral for loan modifications
Identified fraudulent activities and prepared recommendations for loss mitigation
Educated clients on mortgage, bankruptcy and foreclosure processes
Restructured 90% of portfolio consisting of commercial and residential real estate loans
Assessed flood determinations, title policies and Phase I appraisals on required properties
EDUCATION
Columbia Southern University, Orange Beach, AL
MBA – Anticipated Graduation Date, June 2016 – GPA 3.8
2013 DeVry University, Decatur, GA
BS, Business Administration, Human Resource Management, Cum Laude
SKILLS/TRAINING/PROFESSIONAL AFFILIATIONS
Microsoft Office, Compass, Sales Force, Workday
Sigma Beta Delta International Honor Society for Business and Management
Society of Human Resource Management
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