Life Insurance Sales
Resume:
GREGORY P. RANIERI
NORTH BELLMORE NY, 11710
OBJECTIVE : To better utilize my analytical abilities & experience in an Underwriting
capacity with the potential for growth. I have the ability & desire to analyze
numerous variables in aiding in the decision-making process which will benefit
both the organization & myself.
EDUCATION: Graduate of Baruch College with a B.B.A degree in Computer & Statistics.
Graduate of Manhattan Community College,with a degree in Data Processing.
BUSINESS EXPERIENCE: February 2000 to Present:
WESCO-Division of Amtrust, N.A.(formerly National Benefit Life Insurance Company)
State Plans Disability Underwriter.
• Prepare quotes for New York State and New Jersey Disability Insurance,based on requests
received from General Agents and Brokers.
• Have authority to underwrite groups generating estimated annualized premium up to $75,000
and up to 600 lives.
• Was instrumental in improving the overall loss ratio for the Disability book of business as di-
rected by parent company.
• Utilize premium & claims information received in determining appropriate rate to offer.
• Balance the quality of information received with marketing objectives in determining
offered rate.
• Prepare and send out premium and claims experience information on our current Policyhold-
ers,per requests made from Agents,Brokers or Policyholders.
• Periodically,review current accounts to determine possible renewal action based on trending
of Group’s experience.
• Utilize Microsoft Excel to track new quote activity,as well as new policies written.
• Use Microsoft Word in preparing Experience Request letters.
• Generate in-force reports to show total in-force premiums for our General Agents and Brokers
books of business.
• Review new applications for Disability prior to binding coverage to ensure proper verified ex-
perience from the prior carrier is received.
• Prepare monthly production reports showing new business written by General Agents and
Brokers. Year to date totals are shown and compared to prior year’s YTD totals.
October 1987-February 2000:
Rate Analyst for New England Financial.
Duties included:
• Utilize a COMPAQ Prolinea 4/25S,IRM PSII And ZEOS 486 for calculating Group Life &
Health Insurance rates for a prospective Policyholder.
• Enter demographic information into the database such as age,sex,dependent status &
salaries in determining overall group benefit rates.
• Responsible for analyzing a company’s claim history to apply specific points for employees
with ongoing illnesses to correctly determine rates.
• Produce rate reports for the Sales Representatives.
• Train staff employees in the use of the rating system.
• Utilize “ENRICH” program for tracking incoming prospect activity.
Contact this candidate