Equity Research Financial Analyst

Michael G. Paisan

**** ******* ****** ****

#***E

N. Ft. Myers, FL 33903

203-***-**** ********@*****.***

PROFESSIONAL: 20 years Wall Street Equity Research Experience

* ***** ***** "Best on the Street" analyst by Wall Street

Journal

Invited speaker for numerous industry and company-specific

events

Owned and operated small businesses

Paisan Commercial Capital - Small Business Advisor 05/2013 -

Present

Owner - Commercial Brokerage Business for small businesses

* Advise small businesses on appropriate ways of acquiring capital.

* Help small business locate and acquire capital for help in acquiring or

growing their business.

* Analyze needs and suggest solutions to capital needs for small-to-mid-

sized businesses.

.

CyberRisk Partners Advisor/CEO - Insurance Program Management 02/2012 -

02/2013

Managing Partner/Advisory Role - Cyber/Cloud Insurance Liability Program

*One year contract - Unpaid Advisor for start-up venture consulting cloud

service providers on risk mitigation techniques for data liability storage

in the cloud. Utilize insurance market as the main mechanism for risk

transfer.

*Main duty of CyberRisk Partners is to bring an insurance program platform

and capacity to bear the risk taking responsibility for the increasing

risks in Cloud Providers due to the increase in data storage usage.

* Structure CyberRisk Partners' insurance program utilizing extensive

contacts in the insurance industry.

Stifel Nicolaus, Inc. - New York, NY 06/2002

- 02/2012

Managing Director - Equity Research - Property & Casualty Insurance

* Senior sell-side investment analyst covering the property/casualty

insurance segment.

* Responsible for providing high-quality equity research for clients,

including large pension funds, mutual funds, and hedge funds.

* Senior analyst with responsibility for Associates and Assistant

* Duties include:

Expressing an opinion via research reports made from analysis of financial

statements.

Extensive marketing of ideas and investment thesis via sales force to asset

managers.

Conducting company evaluations through meetings with top-level management

of companies followed.

Williams Capital Group, Ltd. - New York, NY 5/01 -

06/02

Principal - Equity Research - Property & Casualty and Life

* Senior sell-side investment analyst covering for the property/casualty

and life insurance industry.

* Responsible for starting and building the insurance equity research

coverage.

Keefe, Bruyette & Woods - New York, NY 3/99 -

5/01

Vice-President - Equity Research - Property & Casualty

* Senior sell-side investment analyst covering the property/casualty

insurance industry.

* Responsible for building and initiating Insurance Research at KBW.

Deutsche Bank Securities - New York, NY.

7/96-3/99

Assistant Vice-President - Equity Research - Property & Casualty and Broker

Dealers

Standard & Poor's - New York, NY. 5/93 -

7/96

Credit Financial Analyst - Insurance Industry - Property & Casualty and

Life

* Identified & analyzed corporate strategies and profitability vis- -vis

forecasting models and analysis of public and non-public financial reports.

Conning & Company - Hartford, CT

Fall/91 - 5/93

Financial Analyst - Insurance Industry - Property & Casualty

* Worked for the senior analyst assisting with analysis of the property and

casualty industry.

EDUCATION:

University of Hartford, Hartford, CT and Paris, France

1991

Master of Business Administration (M.B.A.)

Finance Concentration

- Elected Vice President of the Student Advisory Board

MISCELLANEOUS:

* 2001, 2007, and 2010 - Voted "Best of the Street" analyst -

property/casualty stock picker by the Wall Street Journal

* Extensive contacts in the insurance industry - know many management

teams well.

Contact this candidate