Customer Executive
Resume:
CURRICULAM VITATE
MAHESH KUMAR NANDI
SUJATACLASSIC APPARTMENT
F-3,2ND FLOOR,H NO -16-11-585/A
GADDIANNARAM,DILSUKH NAGAR
HYDERABAD-500060,TELANGANA
Mobile: # +91
* ***il:
***********@*****.***
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CAREER OBJECTIVE
Seeking a responsible management position in Operations to enable an
organization in achieving new horizons. To arise above the rest in all
circumstances, initiate and ensure teamwork to peak prospectus for the
companies, meet targets set by the company, adhere to the norms of the
company. To constantly learn and grow in the organization.
SUMMARY OF SKILLS AND EXPERIENCE
An astute professional with over 6 years of total experience
in Operations & Office Management
. Currently serving at L&T Finance as a Operation Executive from 16th
Jan'2009 till date, at Bhubaneswar HUB.
. Worked as a MIS Executive (Assistant) and Login Executive for Tata
Tele Services Limited (Authorized Business Associates of Tata
Indicome)
. Worked as Team Leader in Login Team for Tata Tele Services Limited
deputed from Jak Kay Solaces. (Authorized business associates ABU,
Tata Indicom) since 20.01.2007
TOTAL WORK EXPERIENCE
6 YEARS AND 3 MONTHS.
PRESENT PORTFOLIO
> Jan'09 to till date at Family Credit India Ltd Bhubaneswar Hub.
. At present handling underwriting segment Two Wheeler,Three
Wheeler,Auto New,Auto Use and LPL LOANS in Credit Operations from
Bhubaneswar Hub, Orissa.
. Overseeing diverse operations encompassing team management,
imparting product knowledge, operations etc in Bhubaneswar-Hub,
Orissa.
Credit & Risk:
> UNDERWRITING: Appraisal of client profile according to policy, Analysis
of Risk, Review and approval of credit files as per policy, Perform
credit and reference checks, Credit Approval of deals as per authorized
limits: RAAC LTV 80%; recommends and forwards to appropriate authority in
case of higher limit/ deviation/ deferral.
> INTERNAL&EXTERNALCHECK:Ensure quality, controls and checks (like Dedupe,
CIBIL, Tele verification, reference check, FI report & analysis, RCU
report & analysis etc)
CORE COMPETENCIES
Operations
. Working DI(Disbursement Initiation) in customer acquations (CAS)
. pre-screened the KYC documentations annexed to the loan applications
. Generating CIBIL (Credit Information Bureau India Ltd) Report and
takeing
decision either approve & reject as per CIBIL policy
. Checking financial document of the customer processing the file as per
credit policy.
. Updating AUTO VALUATION report in System with proper vefification
of asset details as per RC copy
. Checking internal dedupe in CAS
. Up loading of customer details and generation of loan a/c number for
each Application received.
. De-duplication & CIBIL check of all the pre-screened applications.
. Ensuring enforcement and adherence of company credit policy in
processing all
loan application files.
. To receive and inspect application form and documents.
. To study the FI report and prepare deviation for approving the case.
. To prepare disbursement documents and database..
ACADEMIC QUALIFICATION
. MBA under Madras University on 2013
. Graduation in Economics(Hons) under Utkal University, Orissa on
2006..
. +2 Under CHSE, Orissa on 2003
. 10th Under BSE, Orissa on 2000
TECHNICAL QUALIFICATION :
. "O" Level under DOEACC on 2007.
. Accounting Package (tally 7.2 and Tally 8.1) Under LCC BBSR on 2006.
. PGDCA Under Govt. of Orissa CCLASS, BBSR on 2006
Web designing under PRIL Computer, BBSR on 2007.
KEY RESPONSIBILITIES:
Initiative and Drive to aggressively pursue ambitious targets, with
consistent determination to overcome obstacle and achieve outstanding
results.
PERSONAL DETAILS
Father's Name : Jaladhar Nandi
Date of Birth : 16th July, 1985
Permanent Address : At/Po-Malapatana,Via-Pattamundai,
Dist-Kendrapara,Ps-Aul,Pin-754215
Marital Status : Unmarried
Gender : Male
Nationality : Indian
Religion : Hindu
DECLARATION: The above statements and information's regarding me are true
and best of my belief.
Place: Bhubaneswar.
Signature
Date: / / 2014
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