Kenneth W. Greene
*** **** **** ****** • Baltimore, MD 21218 • 410-***-**** • *****@*******.***
SUMMARY
Consulting Professional with extensive experience in affordable housing and lending industries.
Expertise in credit analysis and underwriting, secondary market, rural and urban development,
and partnership-building. Proven abilities to explain complex terms and issues in an
understandable format. Client-focused with strong relationship building and strategic planning
skills. Key skills include:
• •
Project Management Residential Mortgage Lending
• •
Commercial Lending Training and Facilitation
PROFESSIONAL EXPERIENCE
US DEPT. OF THE TREASURY/ CDFI FUND, Washington, DC 2013-2014
External Grant Reviewer, New Markets Tax Credit Program
A subject matter expert. Phase 1: Peer Review external grant reviewer working in teams but
reading each application independently and without consultation. External reviewers evaluate and
score the applications using the CDFI Fund’s established review criteria, including factors such as
prior performance of the applicant in funding eligible activities; raising and managing investor
funds; entity’s capacity, skills and experience of the management team; proposed deployment of
allocated tax credit authority; and community impact of the expected investments.
COMMERCIAL LLC, Atlanta, GA 2012-2013
SIGNATURE
Senior Consultant & Project Manager
Provided contractual due diligence on consumer credit cards compliance issues at large
commercial banking organization. Looking at accounts from financial institutions that have been
taken over by FDIC Division of Resolutions, and Receivership Operations Branch. Doing analyst
on accounts for purchase to the new commercial bank.
EDWARDS GROUP LLC, Charlotte, NC 2011-2012
SOLOMON
Senior Consultant
Providing contractual mortgage loan reviews, mortgage loan valuation analysis, and review
underwriting guidelines on the financial organizations that were given TARP Funding and under
Consent Order by the Office of Comptroller of the Currency. This review was established to
determine if financial harm happen to residential mortgage consumer from the 14 largest lenders
was present within mortgage foreclosures from January 1, 2009 to December 31, 2010.
NEIGHBORWORKS® AMERICA, Baltimore, MD 1999-2011
Management Consultant, HomeOwnership
Managed twenty-five NeighborWorks® Network Organizations with single-family housing
programs that provide homeownership opportunities to targeted customers. By providing
technical assistance in lending, operations, partnership-building, rural/urban economic
development, training and project management. Knowledge of foreclosure programs at the
national level, and networking organizations to appropriate programs.
• Established procedures in Organizational/Capital Underwriting analysis, grant making, and
homeownership programmatic areas.
• Member of a cross-corporate team on secondary market issues, including strong working
relationships with Fannie Mae, Freddie Mac, FHLB, HUD (FHA) and NHSA by providing
secondary market products and partnership opportunities.
• Increased homeownership production by ensuring best practices are communicated, and
replicated as appropriate. Researched and shared current practices and model with
single-family housing specialty for staff and network organizations.
• Tracked trends impacting the homeownership line of business along with developing and
implementing responses to the foreclosure crisis.
• Provided training to organizations on compliance with federal foreclosure assistance
programs and SAFE Act.
• Ensured compliance with all Federal and State regulations, resulting in clean audits with
no findings with adherence to standard operational procedures.
• Provided mortgage underwriting guidelines training on a variety of programs to non-profit
housing organizations with mortgage brokerage licenses.
KNOX HOUSING PARTNERSHIP, Knoxville, TN 1995-1999
Housing Manager
Oversaw all single-family and multi-family housing programs and operations that provided
affordable living opportunities. Managed a six member staff of the housing programs and
operational budgets.
• Negotiated and contracted with nine local banks, offering more cost-effective options and
higher quality lending services to customers seeking affordable housing opportunities.
• Developed partnerships with HUD (FHA) and State Housing Finance Agencies on
counseling techniques, resulting in an increased homeownership ratio within service area.
• Initiated and implemented a homeownership training program, achieving a 20% yearly
increase in housing production.
• Facilitated the company’s first strategic planning session with senior management team,
resulting in network membership with NeighborWorks® America.
HARBOR MORTGAGE COMPANY, Norfolk, VA
Vice President and Loan Officer 1994-1995
Provided management and operational leadership for commercial and residential lending
activities.
• Redesigned orientation program and collateral materials standards to better implement
lending policies and procedures.
• Recruited all technical and administrative professionals on time and within budget.
ADDITIONAL RELEVANT EXPERIENCE
KeyBank, Cleveland, OH 1981-1991
AVP and Business Banking Officer
Calling on upscale clients and corporate customers in the Lakefront district of
Downtown Cleveland. Developed new, prospective and existing customers for
commercial mortgage loans, installment loans, residential mortgages (FHA, and
Fannie Mae), personal lines of credit, consumer credit cards and cash
management products. Provided underwriting approvals on all lending and credit
products up to $5MM
Commercial Loan Administrator
Attracted new small business customers and established new commercial loans,
commercial lines of credit and commercial mortgage loans for companies with
annual sales of $5MM to $15MM. Accountable for cross selling cash management
products and other bank services.
Mortgage Loan Officer
Provided residential mortgage lending underwriting and FHA approvals on loans up
to $1MM
EDUCATION
Bachelor of Science, Economics
Hampton University, Hampton, VA
PROFESSIONAL DEVELOPMENT
Yale University - New Haven, Connecticut
American Economic Association Scholarship Program
Graduate courses in Microeconomics, Macroeconomics, Economic Analysis and
Econometrics.
Case Western Reserve University - Cleveland, Ohio
The Federal Reserve Banks of Cleveland and San Francisco
National Community Development Lending School
National Community Development Lending Certificate
Course work in community and neighborhood revitalization lending in the following
areas: Community-Based Facilities, Commercial Real Estate, Multi-Family
Housing, Single Family Housing and Small Business.
The National Development Council - Edgewood, Kentucky
Economic Development Finance Certification Program
Economic Development Finance Professional Certificate
Course work in Economic Development Finance, Business Credit Analysis, Real
Estate Finance, The Art of Deal Structure
TECHNICAL SKILLS
Microsoft Office, Microsoft SMS, SharePoint, PeopleSoft