Justin
Justin M. Davis
**** ******* *****, ******, ***** 78759 512-***-**** ***********.***@*****.***
Professional Summary:
Audit and Quality Assurance Specialist known for conducting financial, operational, and loss mitigation
audits who examines the accuracy and completeness of records and procedures for internal control to
safeguard bank assets. Ensures that the actions in various loan modification programs and underwriting
are in compliance with internal policies and procedures as well as federal regulations and laws. Integral
auditing professional experienced in extensive auditing and audit preparation as well as reporting the
audit findings and making recommendations to mitigate risk and improve efficiency.
Highlights:
Reviewed thousands of loans over 18 Responsible for training new employees
months in a central role in adherence to and providing feedback and support to
federal regulations under the Consent other team members and upper
Order management
Team player who takes initiative to meet Wrote and edited several of the policies
prescribed deadlines and goals and procedures for my department
Recognized multiple times for Created points of focus and standards
outstanding achievement in large scale for daily internal audits of several
projects and daily tasks departments and programs
Professional Experience:
OneWest Bank
April 2009-June 2014
Loss Mitigation Specialist-Quality Control
Audit loan modifications and identify errors made by our underwriters
Underwrite mortgage loans for borrowers being reviewed for modifications
Arbitrate discrepancies between underwriters and fellow quality monitors
Coordinate with teammates to maximize efficiency in day-to-day work and long term audits
Calculate income and verify the validity of essential documents
Build and edit databases to facilitate information distribution and storage
Observe inconsistencies and determine possible fraud
Timberlake Site Services, LLC May 2007-March 2009
Office and Accounting Clerk
Generate financial reports for the company’s President and the CFO
Prepare payroll for hourly and salary employees as well as subcontractor payments
Provide support for our Field Superintendents with scheduling, payment, and billing issues
Create invoices from field paperwork for our customers
Edit remittances for payments from customers to identify what has or has not been paid
Promesa Enterprises, Inc July 2006-May 2007
Verification Specialist/Production Specialist
Researched backgrounds of job applicants for our clients
Communicated with said applicant’s former employers and educational institutions to determine
validity
Contacted our clients, or their applicants, directly when there was a discrepancy with the claims
Conducted extensive criminal background investigations and credit checks
Maintained the highest level of confidentiality to protect all parties involved
Worldwide Dreams, Inc January 2006-June 2006
Dealer
Sold home cleaning systems through in-home demonstrations
Determined financing options for customers based on information from a credit check
Attended seminars and classes on my own time to better myself as a dealer
Trained and recruited new dealers
Education:
Texas State University, San Marcos, TX
Bachelor of Mass Communication in Broadcast Media, August 2003