Zachary Binkley
*******.*******@*************.*** 610-***-****
Address: *** ******* **** ***. *, Brighton MA 02135
EDUCATION
Albright College
Reading, PA
Bachelor of Arts in Economics, Summa Cum Laude
May 2012
Cumulative GPA: 3.93/4.00
EXPERIENCE
Liberty Mutual Group
Boston, MA
Product Management - State Management July
2013 - Present
State Assignment - Colorado
. Collaborated with Director of State Operations to monitor state's
financial performance and implement rating program changes totaling
$16.7 million in projected annual revenues
. Managed multiple compliance projects involving cross-channel
communication and diagnosis, implementation of best practice solutions
and construction of automated post-implementation monitoring tools
. Provided support and ongoing analysis for multiple product launches
and updates such as RightTrack Telematics, Deductible Fund and Gears
Auto Rating Program 2.0 throughout complete lifecycles
Countrywide Assignments
. Automated monthly Key Profitability Metrics Report, providing in-
depth financial and growth performance indicators across Liberty
Mutual brands at a senior management audience level
. Performed extensive current business and growth prospecting analysis
of the nine states composing the Western Quadrant including creation
of territorial metrics mapping tool and communication of results to
senior management
. Redesigned and automated Director of State Operations performance
review tool, designed for monitoring mid-term performance and
deviations from financial plan goals
. Led project to design Product Reporting data repository and email
management tool to allow for individual user selection of preferences
for weekly newsletters as well as email generator client for report
owners
. Monitored financial rate plan variations as member of Project Tracker
team as well as reported results to senior management at monthly top-
line growth meetings
Product Management Development Program (PMDP)
September 2012 - July 2013
Specialty Product Rotation
. Assisted with countrywide implementation of Automatic Increase in
Insurance (AII) program for Dwelling Fire line of business
Product Management Development Program Rotation
. Created automated underwriting exception tool for gathering customer
information and formatting output for improved appearance and logical
flow of recommendation process
. Participated in PMDP Process Improvement Team which included assessing
current needs, developing improved processes and best practices, and
routinely meeting with management to implement suggestions
State Management Rotation
. Improved North Carolina's auto and property profitability by engaging
in weekly Consent to Rate (CTR) form reporting process
Alabama Coastal Compliance Project
. Analyzed Alabama coastal business to ensure compliance with
underwriting guidelines
. Monitored and quantified current and expected catastrophe risk levels
based off various underwriting scenarios
. Delivered automated monthly underwriting report containing key areas
of interest and easily highlighting potential compliance issues
Thomson Reuters
New York, NY
Investments & Advisory, Wealth Management Analyst
June 2011 - August 2011
. Led project to develop techniques and strategies for leveraging social
media as a means of increasing brand awareness and establishing
effectiveness as a means of marketing
Strategic Pharmaforce, Inc.
Reading, PA
Research Analyst & Database Administrator
November 2005- August 2012
. Implemented and managed CRM software and charged with maintenance and
coordination of marketing efforts
. Worked in collaboration with IT department in creating and monitoring
dynamic software used for expenditure analysis
SKILLS & CERTIFICATIONS
. Highly proficient with Microsoft Office programs, SAS Enterprise
Guide, VBA programming and Hyperion Essbase
. Associate in Insurance Accounting and Finance (AIAF), Associate in
Personal Insurance (API), Associate in Regulation and Compliance (ARC)