Accounting, Banker, Financial Analyst, Manager
Resume:
Joshua Michael Melendez
**-** **** ***, *** **A Corona, NY 11368 347-***-**** **************@*****.***
www.linkedin.com/in/joshuamelendez1/
SUMMARY
Financial analyst with management experience pursuing a Master’s degree in accounting. Proficiencies with financial statements, data
analysis, market research, and Microsoft Office will benefit your firm in a staff accounting or financial analyst role. My experience in
retail management and client service will allow your firm to consistently execute in its operations.
AREAS OF EXPERTISE
Financial and Data Analysis – Leadership – Communication – Problem Solving – Project Management – Decision Making –
International Trade – Marketing Strategies – Budgets – Regression Analysis – Critical Thinking – Strategic Planning – Time
Management – Banking – Life Insurance – Retirement Plans – B2C and B2B Client Service – Employee Supervision
PROFESSIONAL EXPERIENCE
The Ross Companies New York, NY Financial Analyst 01/13 – 06/14
● Reviewed budgets, records, and financial statements of clients in collaboration with manager to prepare sample ledgers and illustrations
to highlight future cash flows and insurance alternatives.
● Drafted proposals and presentations outlining insurance and retirement options to gain new business.
● Researched industry trends related to estates, trusts, insurance, etc. to incorporate findings into communication materials.
JP Morgan Chase Bank New York, NY Personal and Business Banker 04/10 – 10/12
● Advised on deposit accounts, loans, mortgages, credit cards, annuities, and mutual funds.
● Met and exceeded goals under challenging staff and time constraints, leading to over $2 million in new balances.
● Ensured financial transactions were within compliance regulations and internal control policies.
● Helped a team turn around branch’s performance from bottom to top tier.
Advance Auto Parts Scotch Plains, NJ and Newark, NJ Assistant Store Manager 04/09 – 04/10
● Opened brand new store and managed existing stores into profitability through inventory management and sales.
● Managed a team of 10-15 employees; interviewed, hired, and trained staff in sales and service.
● Served commercial clients through price negotiations.
The Kroger Company Columbus, OH and Circleville, OH Co-Manager 12/06 – 03/09
● Directly contributed to the increasing of net income by 3 to 8 percent in existing and remodeled stores, respectively, through sales
planning, special events, ordering, and merchandising.
● Co-led staff of approximately 100 employees through efficient scheduling and training in sales and service.
● Performed annual evaluations providing feedback to employees.
Bank of America Beachwood, OH Marketing Advisor 06/05 – 09/06
● Advised on loans, mortgages, credit cards, and ancillary benefits. Credit decisions, compliance, and negotiations. $6 million of balance
transfers achieved from competing institutions.
● Received letters of client praise, including 12 client service commendations.
The Social Security Administration Cleveland, OH Claims Representative 09/03 – 06/05
● Effectively communicated in English and Spanish with claimants regarding applications for new claims, redetermination of benefit
eligibility, disability reviews, appeals, and benefit payments.
● Nominated by and awarded “Client Service Award” for outstanding customer service.
EDUCATION
Baruch College, Zicklin School of Business New York, NY MS in Accountancy (Expected 05/15), GPA: 3.41
The University of Akron Akron, OH BS in International Business and BS in Marketing (08/03), GPA: 3.27
● Minors in Finance and Spanish.
● Internships in Financial and Product Marketing (2000-2003).
LICENSES
Series 6, Series 63, NY State Life Insurance (2010-Present), and NY State Notary Public (2011-Present).
SKILLS
Technology: Proficient in MS Office Suite (Excel, Word, PowerPoint, Outlook, Access, and Visio); research tools (Hoovers, Thomas
Register, Dun and Bradstreet, and Lexis-Nexis); and, CRM software (SmartOffice).
Contact this candidate