Sales Manager

Phyllis M. Feldman

**** ******** ***.

*******.*******@*****.*** Cell: 619-***-****

San Diego, CA 92117

MORTGAGE SPECIALIST

LIEN RELEASE/SHORT SALE...UNDERWRITING...REO FORECLOSURE...PRE-FORECLOSURE

COLLECTIONS

I seek to apply my extensive and diversified experience in mortgage

underwriting and pre-foreclosure collections to an organization that

supports innovation and teamwork throughout its culture.

Tradition of Performance Excellence

Financial Data Interpretation & Contract Negotiations Skills

Analysis

Advanced User Computer Skills Excellent Communication/Create Buy-In

Creative Problem Solving Establish & Develop Key Relationships

Comprehensive Listening Skills Key Account Management

Mortgage Process Specialist Teamwork Oriented Mindset

Professional Experience State Zip* xxx-xxx-xxxx *

xxx-xxx-xxxx * email addressvibration and universal joints.

s and authored a

Vericrest Financial/Caliber Home Loans

2011-2013

Triage-Special Servicing

Loan validations / underwriting, collections, loan modifications,

loan processing, short sales, SPOC.

Executive Real Estate

2008-2011

Short Sales Administrator

. Purchasing of short sales, foreclosures and loan rewrites. Working

with Realtors, Escrow/title companies, and lenders. Negotiating short

sales and loan modifications with banks and mortgage companies for

the borrower. Scheduling companies to clean-up properties and

verifying the work was done.

Union Bank of California

2007-2008

Collections Representative

. Collections of mortgage loans, lines of credit and personal loans.

Delinquency ranging from 15 to 46 days. Assisting in the loss

recovery unit with short sales and sending properties on to the

foreclosure unit if necessary. Assisted Cash Reserve on collections

for overdrawn checking accounts and credit cards.

Ameriquest Mortgage Services

2005-2006

Underwriter Analysis II

. Primary responsibilities included underwriting loans, short sale

negotiation and processing, notes sales, and assisted in generating

modifications for all Ameriquest Divisions. Ability to meet deadlines

and goals a must, had to make decisions based on a set of specific

circumstances. Worked in a team environment but also had individual

responsibilities.

Master Financial Incorporated

1998-2005

Lien Release Specialist:

. Specialized in short sales, lien releases, note sales, loan

negotiations/modifications/workouts, and foreclosure workouts on all

types of mortgage loans to include FannieMae, HUD1 and Conventional.

Worked closely with the collection department so loans were forwarded

to short sales when necessary to preserve property values. Maintained

reports on a weekly basis along with making sure personal goals and

department goals were always meet.

Advanta/Chase Mortgage and Finance Corporation

1992-1997

Pre-Foreclosure Collection Representative

. Collections on mortgages, 31+ days delinquent. Prepared the majority

of projects utilizing the Norwest Collection System. In addition,

prepared files to go to foreclosure, worked closely with reports and

the foreclosure department.

Education

_

American Institute of Banking (AIB), Various Courses in General Banking

1975 - 1986

San Diego State University, Courses Specializing in Business

Administration & Accounting 1970 - 1972

PERSONAL REFERENCES

1. Alice Sorenson - Chief Operations Officer /LRES Corporation/ Ph#

714-***-**** ext 125/ *********@****.***

2. Jackie May - Realtor/ Former Manager Master Financial / Ph# (714) 514-

5221/***********@*******.***

3. Janet Martin -VP Short Sale Teams/Caliber Home Loans/Ph# (858) 649-

5783/*****.******@****************.***

ADDITIONAL INFORMATION FURNISHED UPON REQUEST

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