BEN A. NEW, MBA

*** ******* *****, **********, ** 40324 ? PHONE: 502-***-**** ?

acengn@r.postjobfree.com

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* ***** ******* & BANKING EXECUTIVE

EXECUTIVE LEADERSHIP NEW BUSINESS DEVELOPMENT BUSINESS MODELING &

STRUCTURE

Distinguished finance executive with more than 20 years of experience

leading banking institutions through start-up, change, revitalization,

turnaround, and exponential business growth. Track record of driving

accelerated gains in revenues and bottom-line profits through strategic

financial leadership. Specialized expertise in managing all aspects of

establishing de novo bank start-ups including: vendor selection,

communications and data processing, ensuring regulatory compliance,

contract negotiations, staffing, public relations, and fundraising.

Talented leader and mentor able to foster collaboration and cooperation

among cross-functional teams. Eager to leverage success and expertise to

drive profitable business results in even the most challenging of business

environments.

1 core competencies

Executive Leadership ? New Business Development ? Financial Institution

Business Modeling ? Capital Planning

Investment & Wealth Management ? Treasury Management ? Lending Operations ?

Risk Analysis & Management

Asset Liability Management ? Auditing ? Financial Reporting ? De Novo Bank

Structure ? Regulatory Compliance

Strategic Business Planning ? Marketing & Sales Strategy ? Contract

Negotiations ? Consumer Insights

2 PROFESSIONAL experience

D & N FINANCIAL SOLUTIONS, Georgetown, KY

2004-

Present

Founder and Partner

. Fulfill a key role in building from the ground up a full-service company

that provides financial and operational consulting services to community

banks throughout the U.S. Services include: CFO responsibilities,

regulatory compliance, audit, loan review, and de novo banking services

such as regulatory charter application filings.

. Contracted to serve as a CFO for Farmers Bank in Nicholasville,

Kentucky. Oversaw the charter application for a new branch at Farmers at

the Brannon Crossing location in Nicholasville.

. Served as a contracted CFO for Louisa Community Bank in Louisa,

Kentucky. Managed financial functions and implemented strategies for the

de novo institution that helped lead to the initial profitability of the

bank.

First Security Bank of Lexington, Inc., Lexington, KY

1997-2003

Chief Financial Officer (2000-2003)

First Vice President; Chief Investment Officer ; and Compliance Officer

(1997-2003)

. Served as a key strategist and worked collaboratively with bank owners

to establish the de novo financial institution. Consulted and provided

direction on all policies and procedures, internal controls, training of

employees, and various financial projects.

. Recognized for expertise in banking and leadership and tapped by key

business stakeholders to serve in various executive level roles

including CFO and Chief Investment Officer. Played a pivotal role in

bank growing from $10 million to $240 million in total assets.

. Skillfully managed the investment portfolio during a time of rapid

growth from $5 million in total investments to $45 million. Oversaw the

portfolio at a time of extensive trading in Mortgage Backed Securities

(MBS), generating book gains of over six figures for two consecutive

years.

. Under leadership, multiple branches opened and led efforts that drove

rapid market share growth. Also opened what became the largest branch

bank in Lexington (Southland Drive Branch).

BEN A. NEW, MBA - Page 2 of 2

PHONE: 502-***-**** ? acengn@r.postjobfree.com

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3 PROFESSIONAL experience CONTINUED

WHITAKER BANK CORP. OF KENTUCKY, INC., Lexington, KY

1989-1997

Vice President, Chief Compliance Officer (1995-1997)

. Managed merger of two holding companies, managed bank charter

acquisition, and implemented new systems.

. Led supervision and administration of compliance with federal and state

banking regulations for 10 affiliate banks. Role involved conducting

independent compliance audits; reporting audit findings; interfacing

with regulatory authorities and external audit firms; monitoring

regulatory changes on a continuing basis; and training bank personnel in

numerous areas.

. Skillfully selected and implemented data processing systems for the

bank. Evaluated competing EDP systems and made appropriate selections.

Vice President, Director of Internal Audit (1989-1995)

. Managed the internal audit function for the affiliate banks in a holding

company environment. Designed, implemented, and reviewed the internal

audit program to test the system of internal check and control. Also

planned, budgeted, supervised the audit staff.

. Directed special projects that included developing policies and

procedures for affiliate banks, credit analysis of large business lines

of credit, analysis of potential bank acquisitions, and assisting the

corporate Treasurer with various financial projects.

Earlier Career Notes:

Georgetown Bank & Trust Co., Georgetown, KY, Cashier & Operations Officer

Farmer's Bank & Trust Co., Georgetown, KY, Assistant Vice President &

Auditor, Compliance Officer

Kentucky Public Service Commission, Frankfort, KY, Public Utility Rate

Analyst

4 KEY COMMUNITY OUTREACH & SERVICE NOTES

. Served as Director for the Visiting Angels Franchise for two years.

Provided quality assisted living services to the elderly.

. Operated as a Founding Organizer of a de novo bank, Bluegrass Community

Bank, in Georgetown, KY.

. Worked as an Instructor in Department of Business & Economics at

Georgetown College and for the American Institute of Banking.

5 PROFESSIONAL AFFILIATIONS & VOLUNTEERISM

. Member of the National Society of Certified Bank Auditors

. Active member of the community serving in various roles including:

Parish Volunteer, President of Parish Council, President of School

Board, and President of Finance Council

. Served as President for the Bank Auditors of Central Kentucky

. Member of St. John Catholic Church, Georgetown, KY

6 EDUCATION & PRofessional DEVELOPMENT

. Xavier University, Cincinnati, OH, Master of Business Administration,

Finance

. Georgetown College, Georgetown, KY, Bachelor of Arts, Economics and

Political Science (Graduated Magna Cum Laude)

. Professional Development & Continuing Education: Completed post-graduate

courses in economics and finance in addition to 32 semester hours in

accounting

Contact this candidate