Insurance Life

N ASRIN SHERAFAT

*** ******* ******, *******, ******* M2N 3M2

H: 416-***-**** M: 647-***-**** n *************@*****.***

I NSURANCE SPEC IAL IST-BROKER

SU M MARY OF SK I L LS

Extensive underwri ting experience working in both life and non-life insurance

•

L icensed in RIBO (Insurance Broker Association of Ontario) and L LQP ( FSCO)

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Master Degree in Management and Insurance

•

Strong k nowledge of company underwri ting philosophy, policy contracts, rating

•

p rograms, r isk information sources, underwrit ing/technical manual information,

s tatuary constraints, and computer workflow procedures

Excellent communication and interpersonal skills with proven experience in

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developing and maintaining excellent relationships with underwri ters

Strong negotiation skills and business savvy

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Proficient in MS Word, Excel, PowerPoint and internet applications with

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excellent keyboarding and data entry skills

Punctual, reliable and hardworking;capable of working under minimal

•

supervision

Recognized as one of the best employees in the company during the last five

•

years

E M P LOY MEN T EXPER I E NCE

Sales Representative

J une-July2014

C OMB INED I NSURANCE COMPANY OF AMER ICA

• Called on policyholders to deliver and explain policy,to analyze insurance program

and suggest additions or changes

• Ensured that policy requirement are fulfilled and completion of appropriate forms

• Explained features,advantages and disadvantages of various policies to promote sale of

i nsurance plans, calculated premiums and establish payment method

M anger - Technical Supervision Depa r tment October 2009-

December 2012

C ENTRAL I NSURANCE OF I RAN

Regulating and guiding insurance operations and insurance companies,protection of the

I nsured & beneficiaries as well as ensuring government supervision of insurance operations.

• Supervised the activities of insurance companies through four technical departments

• Worked with and supervised a team of 24 technical employees and provided t raining on

new procedures and changes

• Participated and led regular team meetings - discussed & presented team data, set

goals and challenged team members to increase supervision targets

Assistant Manager - Technical Supervision (life & non-life) Dec

2002-Oct 2009

C ENTRAL I NSURANCE OF I RAN

• Dealt with customer complaints in a timely and professional manner

• Ensured compliance with government regulations

• Prepared technical reports about insurance activities in the market

• Provided technical and professional service to all insurance companies in underwri ting

and claims

N ASR I N SHERAFAT 647-***-**** **************@*****.***

Page 2

--- Employment Exper ience Continued---

Assistant Manager - Personal line Under w r i ter October 2000-

December 2002

C ENTRAL I NSURANCE OF I RAN

• Responsible for discussing new insurance plans for insurance companies

• Monitored the insurance activities of branches

• Evaluated new and renewal applications to determine insurance r isks,insurance

p remiums extent of coverage and other relevant conditions to ensure compliance with

company procedures and government regulations

• Provided service to insurance companies and customers

• Int roduced various types of insurance policies to businesses and individuals on behalf of

i nsurance companies including life, accident and health insurances

L ife I nsurance Expert – Personal line Under w r i ter July

1992-October 2000

C ENTRAL I NSURANCE OF I RAN

• Responsible for r isk evaluation, selection and monitoring to ensure company wri tes a

p rofitable book of business

• Calculated and rated possible r isks to determine appropriate premiums using internal

guidelines

• Provided insurance advice and service to agents and clients adhering to the rules and

regulations

• Negotiated terms and conditions of coverage including pricing on renewals, new quotes

and other requests with brokers

Life I nsurance Expert-Assistant Under w r i ter J une 1990-

J uly 1992

C ENTRAL I NSURANCE OF I RAN

• Accurately processed premiums for new, renewal, endorsed and adjusted policies within

established t ime lines

• Ensured policy files are maintained in accordance with all administrative guidelines

and standards

• Prepared policy documents, including wordings, endorsements, letters, claims

summaries etc. within service standards

• Answered inqui ries and made recommendations to brokers and agents through verbal

and writ ten correspondence

• Gathering background information for new personal business

ED UCAT ION

Master of Arts in Business Management Tehran University, Tehran, I ran

1997

Bachelor of Arts in Management A lame University, Tehran, I ran

1989

T RA I N I NG & L ICENS I NG

Certificate of Proficiency - T he Chartered Insurance Institute – London, UK

1994

R IBO General I nsurance License - I nsurance Broker Association of Ontario, Toronto,

ON 2013

LLQP Life I nsurance License - FSCO, Toronto, ON

2014

R eferences Available Upon Request

Contact this candidate