Robert Woods
Fargo, ND *****
**********@*****.***
(732) 948 - 9492
Professional Qualifications:
• State Certified General Real Estate Appraiser
Work Experience:
January 2012 Present
Internal Appraiser
First International Bank and Trust
• Conduct internal or in house appraisals and valuations.
• Review appraisal reports from lenders, independent appraisers, or real estate brokers
to assess reasonableness of the assigned market values.
• Traveled to all markets served by the bank to monitor real estate values, conduct
appraisals, and train lending staff on appraisal procedures.
• Direct 3 junior department members
• Study short term and long range economic trends to assess potential changes in
market values of real estate in our operating markets.
• Develop a data base of recent real estate sales in each market for use as comparable
sales to be used for in house appraisals.
• Provide recommendations on third party approved appraiser list.
• Ensure appraisals adhere to appraisal laws and regulatory guidance.
• Serve as an integral part of credit management team with responsibility over
appraisal function.
• Manage and administer the Bank’s Appraisal Policies and procedures.
• Counsel management on appraisal issues and regulatory issues related to appraisals.
• Train lending staff in appraisal procedures and regulations.
• Prepare reports for management on real estate related activity on emerging trends
and activity.
November 2011 – January 2012
Independent Fee Appraiser
• Responsible for developing appraisals and national appraisal reviews of both
commercial and residential properties
• Perform desk review of appraisals
• Perform appraisals, appraisal reviews and field reviews
• Conduct research and analysis of O/A’s collateral utilizing expertise, internal/external
property valuation tools and resources
• Document conclusions in the form of a report communicating to the lender/investor
review findings
• Ability to multi task
2011 2011
National Review Appraiser (contract)
Fannie Mae
• Perform desk review of appraisals
• Conduct research and analysis on client collateral utilizing expertise, internal/external
property valuation tools and resources
• Determine appropriate actions to take in accordance with department and company
policies
• Document conclusions in the Quality Assurance System (QAS) with an accurate
assessment of the valuation review
• If warranted, compose a letter used to communicate inadequacies to the lender that
were identified through the review process
• Manage and prioritize caseload of pending and active appraisal reviews
• Maintain review productivity in line with the department's benchmarks
• Respond to valuation questions and disseminate valuation guidelines and
requirements with internal/external customers
• Maintain thorough and up to date knowledge of all guidelines, products and systems
that are pertinent to the loan review process, as well as USPAP
• Support client’s Housing goals and other corporate goals
March 2008 – 2011
Independent Fee Appraiser
• Responsible for developing appraisals and national appraisal reviews of both
commercial and residential properties
• Perform desk review of appraisals
• Perform field reviews
• Conduct research and analysis of O/A’s collateral utilizing expertise, internal/external
property valuation tools and resources
• Document conclusions in the form of a report communicating to the lender/investor
review findings
• Ability to multi task
March 2007 – March 2008
U.S. Department of State
Real Estate Analyst/Portfolio Manager / Appraiser
• Conducted appraisals and appraisal reviews of national and international properties
• Analyze investment risks and the methods to mitigate the risks in structuring
investments
• Managed multi billion dollar portfolio
• Exceptional quantitative and qualitative skills.
• Superior oral and written communication skills, strong presentation
• Ability to work both within a team and independently with minimal guidance
• Determine appropriate actions to take in accordance with department and company
policies
• Perform real estate financial modeling and analysis
• Prepares budget analysis for OMB
• Prepared and interpreted complex financial analysis
• Directly supervises and ensures that the services provided by third party contractors
are fully responsive to DOS needs
• Represents the USG in the valuation and operation of USG owned property and leases
July 2004 – November 2006
Commerce Bank
Appraisal Review Specialist
• Conducted reviews of a variety of appraisal types on a local, regional and national
level
• Responsible for developing review, evaluation, technical guidance and coordination
• Interprets, adapts and implements policies, procedures, directives of appraisal
functions
• Technical authority on real estate appraisal and valuation
• Provides authoritative advice and guidance to senior members of the bank regarding
real estate construction and real estate financing
• Conducts special assignments at the direction of supervisors, involving research and
fact finding to develop recommendations on a variety of program and budget issues
• Determine appropriate actions to take in accordance with department and company
policies
• Provides advice and assistance on all phases of building and budgeting process
EDUCATION:
• Columbia University (in the City of New York)
February 1996
B.A., Major – English