Sr Underwriter and Operations Manager

Phyllis Prosser

***** *********** ****** ** ******** Ohio

440-***-****

Email:******@*****.***

Work objective: Seeking full-time position as a Senior Underwriter. Highly motivated professional

with 20 years’ experience in mortgage lending and management.

Skills:

• Credit Analysis Supervising 23 employees

• Calculating debt ratios Appraisal Review

• LTV Performance reviews

• Operations management Exceptional leadership

• Excellent commutations

• Experienced in manual and automated underwriting.

5/2013-10/2013 Bank of America: Senior Underwriter

• Underwriting MHA loans

• Calculating income

• Credit analysis

• Appraisal Reviews

9/2010-5/2013 Ohio Catholic Federal Credit Union: Senior Underwriter

• Underwriting Mortgage, consumer and credit card loans.

• Calculating income

• Credit analysis

• Appraisal reviews

• Final loan approval

12/2008-9/2010 First Merit Bank: Personal Banker

• Selling Mortgage loans

• Closing mortgage and consumer loans

• Opening checking and savings accounts.

• Excellent customer service

8/2002-11/2007 First Franklin: Operations Manager /Senior Underwriter

• Underwriting up to credit limit of 1 million

• Final review of all loans

• Credit analysis, LTV, DTI

• Experienced in all manual and Automated underwriting systems

• Appraisal Review

• Maintained AQ audits under 10% each month and compliance audits under 5%

• Managed 23 employees, Employee reviews, Interviewed and hired employees.

• Managed all departments, provided leadership, training and ongoing training.

Education: Lakeland Community College- Completed all Real Estate Courses

Mentor High School – High school diploma

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