IT / Computer Info Systems / Accounting / Financial-Credit Analysis
Resume:
Jeff Malone
**** ******* **** *****, ********, GA 30038
*************@*******.***
Professional Summary:
IT/C O M P U T E R I N F O S Y S T E M S A C C O U N T I N G CONTRACTUAL REVIEW
FINANCIAL ANALYSIS C R E D I T A N A L Y S I S C O N S U L T I N G S A L E S M A N A G E M E N T
• Information Technology; 5+ yrs. Implementation (Full Life Cycle), QA Testing, Regression Testing, POS,
Programming, Data Conversion, Developing/Reviewing Test Plans, Test Cases & Scenarios/Scripts; Discovering,
Reporting, & Debugging Defects; Managing & Completing Change Orders
• Accounting / Computer Info Systems / Financial Analysis; 8+ yrs. Managing Corporations’ Financial
Contracts, Budgets, Pensions Plans, IRA’s, 401K’s, 403B’s, Web-Based Calculator(s), & Investments, while also
conducting managerial reports (both web-based & excel-based)
• Credit Analysis; 3+yrs Analyzing Credit & Financial Reports following Legal Guidelines & Compliance to
Restructure Debt, Issue/Refinance Mortgages, Equity Credit Lines, Unsecured Credit Lines, Credit Cards,
Commercial Loans, Business Loans, Vehicle Loans, & Insurance Products.
• As Senior Credit Analyst for Wells Fargo Financial – I received Employee of the Month several times in more
than one district of the Company, ranging from Georgia to South Florida.
Education: Georgia Southern University, Statesboro, GA
Bachelor of Business Administration in Accounting, Minor in Spanish Language and Literature
Experience: SunTrust Bank, Mid-Town Atlanta, GA
EIS (Enterprise Information Services) Project Manager, March 2014 – Present
• EIS Mentoring Program; Project Management, Analysis Reports, Implementation Guidance
• Testing Team alignment on complex software projects ensuring proper plan, design, & execution
• Track milestones, resolving issues, adjusting plans/resources & escalating issues appropriately
Senior Banker IV, March 2013 – March 2014
• Utilize all necessary resources to conduct effective consultative client conversations.
• Credit Analysis of Financial Statements for Small Business’, Personal Clients, &
Consultants
• Focus on all client segments including Banking Products/Services, IRA plans, Investments,
etc.
• Consulting for other line(s) of business partners for business growth opportunities. Partners
include, but are not limited to: Fraud Dept., Audit Dept., Financial Advisory, Investment Group,
Wealth Manager, Treasury Services, Mortgage Consultant, Business Banker, Merchant Services
Enterprise Iron / Serco Inc., Matawan, NJ - Atlanta, GA (Remote Position)
Retirement Investments Consultant (CONTRACTOR), Serco Inc, December 2011 – January 2013
• Software Tool Design/Development/Testing Lead; utilizing Excel, SQL, Java, Oracle, etc.
• Analyze corporation’s financial status generating financial calculations, rations, & test scripts
• Manual Testing to create automated calculations/code; providing a Roth TSP vs. Traditional IRA
comparison (manipulating data & analyzing current and/or forecasted values)
• Provide automated guidance on participant(s) IRA/401K/403B account growth
• Create visual design, language, & formulas; Managing all for Implementation
• Writing of documentation on how calculator updates to reflect any and all regulations; QA Testing
in large scale database environment(s) (front end and back end)
• Team Lead on project production and development
Aon-Hewitt, Atlanta, GA
Calculations Analyst/QA Tester (HUMAN RESOURCE SERVICES), November 2007 – December 2011
• Responsible for Reading, Understanding, & Analyzing specifications from Client HRO
Implementation Requirements Document(s) (utilizing SQL, SDLC, SmallTalk, DB2, GUI, etc.)
• Front/Back End web testing; Writing/Architecting Code, Analysis, & Technical Documentation
• Programming, Preparation, & Review of calculations, test cases, & test scenarios for Retirement
Plans (Pension, IRA, 401K), Regression Testing, Reporting Defects in various Implementation(s)
• QA Testing of various DB calculations/code; identifying test participants, creating automated test
scripts, test plans, test cases, data conversion, & performing Manual Calculations/Macros in Excel;
(Manipulating data & analyzing current and/or forecast values)
• Auditing, evaluating, and correcting/debugging calculation and documentation issues
Wells Fargo, Atlanta/Buckhead, GA & Port St Lucie, FL
Senior Credit Analyst Manager, July 2005 - September 2007
• Ranked in the top in my Region (number 7 of 200) for the company at year end 2006
• District Manager for all WFF non-RE products, meeting each week with all Store Managers to
present reports on various weekly & monthly goals
• Responsible for first-level management & training process of new associates
• Analyzed credit applications, case specific financial situations, while managing 1st rate customer service.
• Analyzed financial information, such as statements, management accounts and cash flow statements.
• Stayed informed about the legal compliance and market-risk-related issues involved in the approval
of credit.
• Reviewed credit data to determine rating, approval or denial.
• Manage, Report, and Reconcile all funding/transactions for end day balance/close
Lewis Color Lithographers, Statesboro, GA
Manager, Main Warehouse Coiling Dept., Summer 2004 - Summer 2005
• Supervised/allocated responsibilities throughout entire department (10 employees)
• Actively managed inventory reports, job assignments, files, reports, and supply chain
• Responsible for reaching departmental daily, weekly, and monthly goals
• Tracked all transactions in all files & work orders while managing deadlines & budgets
• Assisted all department employees, Maintaining Machinery & Supply Chain
Third Federal Savings and Loan Headquarters, Cleveland, OH
Accountant/Internship, Loan Services Dept., Summer 2002, Winter 2002-03
• Loan Data Inputting; Analyzed & Completed Journal Entries on customers’ loan accts.
• Completed Quality Control; Reconciliation of Accounts; Financial Planning & Analysis
• Performed loan completion, Financial Reporting assistance, and Documentation Services
• QA; Reviewed and Analyzed Client Bank/Loan Accounts and Financial Investments
• Handled daily Mailing distribution for Dept(s) – Loan Services & Loan Completion
Computer Skills:
• Microsoft Office (Word, {Excel-Expert Level – handling pivot tables, graphs, charts, macros,
Vlookup(s), Hlookup(s), IF statements, Macros, creation of manual calculations, etc.}, PowerPoint,
Access, Outlook), Word Perfect, Database skills, Report Developing skills, Insurance Testing,
Retail Knowledge, Queries, POS, Oracle, SQL, Waterfall, Agile, Small Talk, Linux, GUI, SDLC,
DB2, Java, SAP, Windows, Lotus Notes, Kronos
Other skills:
• Credit Analysis, Financial Analysis, Statistical Analysis, Mathematical Skills, Telecommunication
Skills, Mortgage Refinancing/Financial Restructuring knowledge; Pension Plans, 401K, and entire
Health & Welfare (Property & Casualty) domain
• Management skills; Logical Problem Solving Ability; Decision Making Skills; Excellent
Communication Skills (written & verbal); Customer Service Skills; Retail Knowledge, POS Skills,
familiar with Spanish language
Honors/
Certifications: Notary of Public, 2006-Present
Hope Scholarship Recipient, 2000-2004
Award for Academic Excellence in Accounting, Spring 2000, Spring 2001
National Dean’s List Honoree, 2004-2005
Activities: Tutor for Tower Education – Tutoring students K-12 in Math & Spanish, January 2008-Present
Boys & Girls Club Volunteer, Winter 2006-2008
Latino Outreach Mentor, Fall 2004-Spring 2005
Accounting Association, Spring 2004
Delta Sigma Pi, Spring 2002-Present, 2005-Vice President of Finance
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