RIDHIMA B
************@*****.***
Telephone: 732-***-****- I am available for Corp to Corp assignments only
SUMMARY
Experienced Business Analyst with 6+ years of experience in diverse
industry sectors including Finance, Banking and Insurance
Experience in project scope definition based on business objectives and
preliminary business requirements including documentation of
constraints, assumptions, business impacts, project risks and
scope exclusions as part of project management.
Adept in analyzing business needs, information system needs, evaluating end-
user requirements and designing custom solutions in line with
business objectives and client needs.
Working knowledge/experience in most phases (Feasibility studies,
Requirements Gathering/Documentation, Analysis, Development and
Testing coordination) of the industry standard Software
Development Life Cycle (SDLC) methodologies such as: Rational
Unified Process (RUP), Waterfall, Rapid Application Development
(RAD), and AGILE.
Ability to quickly understand the complex matrix of operating systems
across the infrastructure and their interrelationships and
dependencies, and end to end process flows.
Experienced in conducting JAD sessions, holding interviews, leveraging a
variety of techniques in eliciting, managing and progressively
elaborating requirements, and assessing and validating
solutions.
Experienced in translating business requirement into functional
specifications, supporting IT team in understanding and
assessing the fit and gaps between solution design and business
requirements, and reviewing test plans and testing results while
maintaining traceability of end user requirements.
Experienced in creating use cases, process flows, wireframes and site
structural diagrams.
Experienced in modeling Business Processes by creating and using UML
diagrams, including Use Case, Activity diagrams, using MS Visio.
Experienced in developing and maintaining overall testing methodology and
strategy, documenting Test plans, creating Test cases and
executing Test Scripts based on baseline requirements.
Involved in User Acceptance Testing (UAT) sessions and System Integration
Testing
Proficient in Microsoft Office skills including Word, Excel, PowerPoint,
Access, Project and Visio.
Highly motivated individual with exceptional analytical, quantitative,
problem solving, organization and communication and presentation
skills with proven record of contributing significantly to
projects independently and as part of the team.
Ability to think independently and demonstrate appropriate professional
maturity to substantiate and discuss opinions and
interpretations and maintain credibility with all levels within
the Company.
EDUCATION
. Master of Business Administration (MBA) The College of Saint Rose,
University of New York
. Bachelor of Science Sri Venkateswara College, Delhi University, New
Delhi, India
Skills
Applications MS Power Point, MS Excel, MS Word, MS Outlook, MS Project,
MS SharePoint, HP Quality Center
Database MySQL, SQL Server, Access
SDLC Methodologies Agile, Scrum, Waterfall, RUP (Rational Unified
Process), RAD, JAD
Modeling Tools MS Visio 2007/2010, Rational Clearcase
Platforms Windows 95/98/2000/ME/Vista/XP/7, Mac OS, DOS
Quality Standards Six Sigma, Total Quality Management (TQM)
Statistical Package and BI Tool SPSS
Web Technologies HTML, XML
experience
Oct 2012 - Present Confidential, Frederick, MD Business Systems
Consultant
Wells Fargo Bank is the largest mortgage provider in the U.S., making it
the biggest player in the capital markets. The businesses process of buying
and selling Mortgage backed securities to the investors requires a strong
database repository which would replace a de-normalized legacy system in
use for over two decades. This requirement triggered the creation of a
'Capital Markets Common Repository' (CMREP) an Oracle based database system
which will be used to Pool the loans into groups and sell them to the
investor agencies like Fannie Mae, Freddie Mac and Gennie Mae using a newly
designed web based pooling application called 'Asset Sales Delivery System'
(ASDS). The expectation from the new system was to be robust, dynamic and
future proof to accommodate foreseen and unpredicted modifications and
business requirements.
Responsibilities:
. Analyzed requirements documents to get in depth understanding of the
business need for creating a new trading system called ASDS.
. Created Use Case diagrams using MS Visio to depict the interactions
between the users and the multiple upstream and downstream systems.
. Gathered additional requirements by conducting meetings with users and
other stakeholders and contributed in creating Business Requirements
Document (BRD).
. Analyzed MISMO Uniform Loan Delivery Dataset (ULDDs), a standard set
by agencies and ensured the requirements were in compliance.
. Created a detailed Functional Specifications Document (FSD) to
document the functionalities, flow of data, Service Level Agreements
(SLA) for ASDS.
. Created wireframes for various screens and panels of ASDS application
and based on the wireframes created System Requirements Specification
to explain the functions and navigation steps.
. Gathered requirements for the data project CMREP based on the
suggested modifications to the legacy system.
. Coordinated with data analyst to create Data Requirements Document for
CMREP.
. Coordinated with the Project Managers to create a detailed Project
Plan, Resource Allocation and planning Sprints.
. Based on the business requirements for ASDS, created Use cases to
define each application function and related calculations.
. Created Change Control process and Maintained a Change Control log to
document every implemented application requirement change.
. Coordinated with application development team and database development
team to sync the sprints and the deliverable dependencies.
. Queried Bugzilla and Clear Quest for bugs and defects, researched
them, assisted in deploying the fix in all the environments and
validated.
. Worked with release leads to plan and manage quarterly enterprise and
off releases.
. Successfully met all the time lines, through Development, SIT, UAT and
Production through a smooth and well-implemented release.
. Worked on a complete product development lifecycle from inception to
production for two releases.
Environment: MS Visio, MS Office Suite, MS Project, Oracle, SQL, UML,
Windows, RUP, Agile, Rational Requisite Pro
Jul '11 - Sep '12 Confidential, Albany, NY
Business Analyst
Key Bank is a banking and payment technology implementer to financial
services firms and businesses worldwide. Their products and services drive
account processing for deposit, loan and trust systems, image-based and
conventional check processing, electronic funds transfer, consumer
healthcare payments, and electronic presentment and payment. . I worked on
the Credit approval system that was responsible for granting the credit
approval for Credit cards and Loans. The business of this division is to
process application from potential clients/customers, evaluate their
eligibility, approve them, and maintain the records. Reports are generated
for internal and external use.
Responsibilities:
Acted as liaison between the SME's and the technical teams, handled all
scheduling, resource planning and allocation matters, ran all
status meetings and compiled reports.
. Analyzed various monthly and quarterly Loan Portfolio Reports.
. Performed and conducted written analysis outlining key performance
indicators and key risk indicators.
. Studied existing process of the branch-based deposit and investment
products, personal finance services and loans, including residential
mortgages, home equity and various types of installment loans in the
Consumer Banking division. Documented the process and suggested
improvement to the system.
. Interacted with Subject Matter Experts such as Investment Managers and
Process Analysts to gather requirements and goals through interviews,
surveys to understand the business process. Conducted controlled
brainstorming sessions with project focus groups.
. Studied AS-IS processes of the diverse portfolio of products like
commercial lending, cash management, equipment leasing, asset-based
lending, commercial auto dealer finance, investment and employee
benefits programs, succession planning, and access to capital markets
derivatives and foreign exchange In the commercial banking division
and documented TO-BE process.
. Was involved in gathering and synthesizing business requirements and
translated into functional and non-functional requirements to be used
as input to the functional design specifications.
. Analyzed the existing Conventional system and proposed SOA (Service-
oriented architecture) approach for flexibility, quick response to
changes in the business environment.
. Conducted Joint Application Development (JAD) sessions for
communicating and managing expectations with SME's, understand the
business process and the interface requirements.
. Worked on creating User Requirement Specifications (URS), Functional
Requirement Specifications (FRS), Business Process Documents and
developed System Requirements.
. Prepared Use Cases, Use Case Scenarios and elaborated those using UML
diagrams like Use Case Diagrams, Activity Diagrams, Data Flow
Diagrams, Business Process and Data Process Model using MS Visio.
. Facilitated UAT and test strategies with developers and testers and
performed manual front-end testing to check all the functionalities
incorporated with the different modules.
Environment: MS Visio, MS Office Suite, MS Project, Oracle, SQL, UML,
Windows, RUP, Agile, Rational Requisite Pro
Apr '10 - Jun '11 Confidential, NJ Business
Analyst
Amica ranks Highest Customer Satisfaction among National Auto Insurers.
Amica Insurance is one among the oldest mutual insurers in the United
States. They provide Auto, Home and Life Insurance. Amica's Web Portal
incorporates a wide range of features for Policyholders and new customers.
I worked as BA and worked on a application that took care of online account
services which included Bill paying, Checking the bill history, Changing
customer profile, Ordering auto insurance ID cards and Modifying the load
provider details.
Responsibilities:
. Coordinated JAD sessions to understand the user requirements and also
their system's implementation.
. Was involved in gathering requirements, identifying and preparing Use
Case specification documents, creating Trace-ability matrix and
tagging it in the Rational Requisite Pro.
. Developed Use Case diagrams, business flow diagrams, Activity/State
diagrams and Sequence diagrams so that developers and other
stakeholders can understand the business process.
. Identified and documented issues, risk and gaps, their descriptions,
their impact and provided recommendation and alternatives to develop
the application to meet the user requirements.
. Synchronized and prioritized relevant defects and enhancement/system
requests based on business requirements, allowing sufficient time
frame to ensure accuracy and consider deadlines.
. Worked on analysis, design and testing for the Financial Data
implementation
. Assisted in data analysis and data integrity testing for loading and
validation of the data set output.
. Wrote requirements for various reports to be generated and migrated.
. Maintained documentation related to difficulties, complexities and
anomalies that may arise during the process.
. Regularly followed up with Development Team to discuss discrepancies
identified during testing.
. Served as a liaison between the users, facilitators and the project
team as a team lead.
. Was involved in the development of Project Plan in conjunction with
the Business and IT areas.
. Participated in User Acceptance Testing and Business-to-Business
Transaction testing for the project.
Environment: Rational Requisite Pro, Rational Clear Case, UML, MS Project,
MS Office, Oracle, SQL, Windows 2003 Server