Michael P. McGovern, MSF

**** ********** ****

Bloomfield Hills, MI 48301

Cell phone: 248-***-**** Home phone: 248-***-****

E-mail: acclld@r.postjobfree.com

Seasoned real estate expert in finance, site acquisition, development,

construction management, leasing and property management. Background also

includes commercial real estate workouts, commercial lending, debt and

equity placements and tax syndications. Owned a business and understand the

implications of having to make payroll.

Core Competencies

Commercial real estate expert with direct experience in the finance,

development, construction and

management of all types of real estate in multiple states.

Trained Credit Program graduate and successful commercial real estate

lending officer.

Experienced loan workout officer comfortable with direct customer contact

to collect outstanding loans, negotiate restructures

including using salvage advance funds to

complete construction projects. Selection and management of Receivers

with direct involvement engaging other

professionals necessary to complete projects and

reduce Bank risk.

Successful Development Manager with a series of titles and responsibilities

with upwards of 40 direct and indirect reports. Considered

the top real estate resource and operations

executive within organizations.

Professional Experience

KS ASSOCIATES, LLC, Bloomfield Hills, MI

February 2013 - Present

Commercial mortgage brokerage, Real estate Development, Construction and

Consulting

Q10 / LUTZ FINANCIAL SERVICES, Birmingham, Michigan

April 2013 - October 2013

Director

Directly responsible for the origination of debt and equity financing for

owners of commercial and multi-family properties. Loans range in size from

$1 million to $50 million. Continuous efforts on marketing for new

transactions.

Responsibilities include identifying transactions, underwriting and

packaging up the transactions for solicitation of funds from life

companies, Wall Street, Conduits, CMBE's and traditional Lenders.

Responsible for the smooth closing of transactions which includes

interaction and direction of all closing professionals including lawyers,

title companies, environmental companies, appraisers and assuring the loans

are compliant for servicing.

Complete understanding of legal documentation, civil engineering drawings

and title issues.

FLAGSTAR BANK, Troy Michigan March 2009 -

February 2013

$14 billion thrift, $1.8 billion commercial portfolio

Vice President, Commercial Loan Workout Officer

Successful in managing down a $250 million portfolio of risk rated

commercial real estate loans

located in multiple states. The loans were all income

producing properties and included construction loans.

Successfully accomplished numerous workout transactions converting non-

performing assets into performing assets and reduced Bank exposure.

Directly responsible for significant loan payoffs resulting in a

significant positive impact to the Bank's capitalization.

EMM CAPITALAL MANAGEMENT, LLC, Troy, Michigan March 2001 -

March, 2009

Co-Founder and Member

. Successfully launched a small, progressive merchant bank involved in

debt and equity placements, direct investment, real estate, business

consulting, tax syndications and oil and gas ownership.

. Successfully raised several million dollars in equity and conventional

debt for various private and publicly traded clients.

. Developed and raised equity and debt for various real estate projects.

. Successful in the procurement and syndication of alternative fuel tax

credits throughout the United States.

THE DAMONE GROUP, Troy, Michigan July 1994 - March,

2001

Senior Vice President, Construction & Development

. Managed all development and construction operations yielding

tremendous profits.

. Complete responsibility for budgets and profit centers which included

a detailed growth plan which resulted in sales expanding from $5

million to a peak of $85 million.

. Managed the Development and Construction departments including 2

Development Managers, 5 Construction Managers and Superintendents as

well as support staff. This aggressive growth strategy increased the

staff from just 5 to over 30.

. Successfully obtained site plan approval on many sites in various

states which required presentations and interaction with various local

and state authorities.

. Expanded proficiency and experience in all types of real estate

including, retail, multifamily, office, hospitality, land development,

health care, high tech, self storage. This included detailed

preconstruction budgeting, bidding and contract administration.

M D GORGE & COMPANY February, 1989 -

July, 1994

Bloomfield Hills, Michigan

Vice President

. Successfully managed the operations which included the financing,

accounting and property management of properties including the

negotiations of a work out project.

. Managed the Construction Management of various retail properties.

. Successfully obtained site plan approval on projects which included

presentations and interaction with various local and state

authorities.

. Successfully handled on site construction operations for a local

condominium project which included contract

negotiation/administration, scheduling, and delivery, close out,

homeowner interaction as well as warranty follow up resulting in

profits above projections.

HUNTINGTON BANKS, Troy, Michigan

December, 1985 - February, 1989

Vice President-Commercial Real Estate Lending

. Instrumental in increasing the commercial real estate portfolio by

over 35% while at the same time keeping delinquencies well below

industry averages.

. Developed and maintained strong client relationships which resulted in

tremendous and frequent repeat business.

EDUCATION:

Walsh College of Business and Accounting, MSF

University of Miami, BBA Finance

Contact this candidate