Quality Assurance Specialist

Victoria Terrell

**** ********* ***, *** *****, NV 89081

Email *****************@*****.***

Cell 916-***-**** Hm 702-***-****

Objective: To obtain a Mortgage position with a financial institution.

Qualification Highlights:

Strong Knowledge of mortgage doc drawing and funding packages

20 years of Mortgage experience

Strong knowledge of FHA,VA and conventional loan

Effective time management skills

10 year under writing experience

Microsoft Word and Excel

Employment History

Homestreet Bank

Pleasanton, CA

Quality Assurance Specialist

August 2013 - Dec 2013

Audit pre-funding, underwriting that included calculating ltv, dti, mi

Audit reserves, voe, 1040 if self employed, tax transcripts for accuracy

Verified information inputed into LQ system

Sent file back to underwriter or processor per QA finding

Bank of America

Concord, CA

Modification Specialist

January 2011 - July 2013

Pre underwrite mod loans to insure borrowers qualify

Review credit report, ltv, verify income, ordered BPO

requested for additional Documents if needed

Systems used DLG, lamp, crmtool,

AS400 for escrow and MI information

Wells Fargo Bank

Walnut Creek, CA

Contractor Sr. Funder

February 2010 - Aug 2010

auditing loan docs

Requested conditions prior to funding

reviewed loan doc's with in a 24 hour turn around

Set up ABA # and Account # and wired to title companies

On Call Employee Solutions

Walnut Creek, CA

Senior Funder/Sr.doc drawer

November 2004 - Jan 2008

Audit FHA, VA and conventional loans prior to funding

Removed exhibit from title

Set ABA and account # wired funds to title companies

Systems used doc magic, data tracking

10 years underwriting with The Money store and Fidelity

Contact this candidate