Finance, sales and management skill set

Kelton brunt

***** ********* ****, *******, ** 77064 832-***-****

********@*****.***

Manager with 10+ years banking experience

Golden Bank 04/12 - Present

Manager/credit Department/OREO Department/Workout Department

. Responsible for managing 5 full time credit underwritiers

. Responsible for managing 6 fulltime workout specialist

. Responsible for preparing quarterly compliance and budget reports (Loan

Loss Reserve)

. Assist in developing policy and procedures for the bank

. Review appraisals for the bank

Wells Fargo 09/08 - 04/12

Credit Specialist II

. Responsible for underwriting complex commercial loans

. Prepare presentations utilizing mathematical findings, industry alerts

and industry ratios.

. Analyzed financial statements and pertinent information to determine

creditworthiness of prospective customers

. Counseled corporate clients and high net-worth individuals with regard to

their borrowing needs

. Graduate of Wells Fargo Credit University

Wallis State Bank

Senior Credit Analyst 10/07-

9/08

. Responsible for underwriting complex commercial loans

. Analyzed financial statements and pertinent information to determine

creditworthiness of prospective customers

. Counseled corporate clients and high net-worth individuals with regard to

their borrowing needs

All Approved Funding Mortgage Company, Houston, TX 12/03-10/07

Owner and Ceo

. Solicit business accounts and develop strategic alliances with clientele

. Counsel high net-worth individuals and corporate clients with regard to

investment opportunities, risk analysis, and monetary returns

. Cross-sell banking services and products to clientele

. Participate in community events to position the company as a leader

within the industry

. Work substantial referral group targeting accountants and attorneys

Bank of Texas, Houston, TX 1/02-12/03

Credit Specialist

. Responsible for underwriting commercial loans from $200M to $4MM

. Directed daily operations for a retail bank, including, business

development, customer service, and credit analysis

. Managed a staff of 3 customer service representatives

. Analyzed financial statements and pertinent information to determine

creditworthiness of prospective customers

. Counseled corporate clients and high net-worth individuals with regard to

their borrowing needs

KBK Financial Inc., Houston, TX 2/01-9/01

senior underwriter / Marketing

. Managed senior officers in the underwriting process, including both

"Asset Based Lending" and "Factoring" transactions

. Responsible for generating new business from companies with annual

revenues ranging from $2MM to $50MM

Bank One Texas, Houston, TX 6/98-2/01

Commercial Underwriter (8/99-2/01)

. Attended Formal Credit Training (completed rotations in Commercial Real

Estate, Wealth management and Middle Market Lending)

. Underwrote packages for all three departments (revenues ranging from $2MM

to $15MM)

Mortgage Loan Originator (6/98-8/99)

. Developed marketing strategies for the Home Equity Department

. Managed employee training and skill development

. Managed $2MM Portfolio

. Recipient of numerous distinctive company awards and other honors based

upon sales results: Awarded Salesperson for the months of June, July and

August 1998; Awarded Top Salesperson in the State of Texas for the month

of July 1998.

Masters of Arts, Business Administration

Webster University, Wichita, Ka (12/97)

Bachelor of Arts, Marketing

Wichita State University, Wichita, Ka (5/92)

President of the National Student Business League

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