Ronald J. Kifer
Middletown, DE *9709
302-***-**** (h) / 302-***-**** (c)
*********@***.***
With over 20 years of experience in Property and Casualty leadership
with a focus on claims management, I have been successful in building,
developing and improving organizational performance at all levels. I have
held several leadership roles focusing on providing claim services for
Workers Compensation, General Liability, Property and Auto lines to "Main
Street America ", Large Self Insured's and Public Entity clients. Along
with my operational roles, I have had significant experience providing
Account Management and Sales Leadership to the industry.
12-2008 to 8-2013 - CorVel Corporation - White Marsh, MD
Vice President of Claims
. With 12 direct reports and 180 indirect reports: Responsible for the
overall direction, performance, budget management and revenue
production of the Mid-Atlantic Region to include claim and managed
care operations for both public entity and private employers.
. Successfully managed and integrated the claim operations, account
management and sales operations (Workers Compensation, General
Liability, Auto Liability, Products Liability and Property) in the Mid-
Atlantic region (New England, New York, Pennsylvania, Delaware, New
Jersey, Maryland, Virginia and West Virginia).
. Successful in surpassing regional revenue objectives of 15% growth for
4 years in a row.
. Identified new CorVel product opportunities for current customers
within each office operation to improve revenue growth
. Provide support, guidance, leadership and motivation to each office
leader and their respective staffs.
. Successfully integrated the Sales, Claim and Managed Care teams to
establish an effective sales strategy, which included new
opportunities, maintaining ongoing relationships and revenue
production goals for Region.
. Participated and led responses to all RFP opportunities.
. Determined and led finalist presentations teams for all new business
opportunities
. Established and enhance all relationships with current and potential
clients (Employers and Brokers) to address all needs and establish
potential revenue opportunities.
4-2008 to 12-2008 - Southern United (Kingsway Financial) - Mobile, AL
(Contracted Position)
Senior VP Claims Operations
. As a member of the SUFI executive leadership team, served as senior
claim leader reporting directly to the President of SUFI. Responsible
for the takeover, reorganization and subsequent management for the
Southern United Claim Organization.
. SUFI provided standard and non-standard auto coverage through the
Southeast and Gulf States.
. Worked with the VP of underwriting to develop underwriting criteria
based on claims trends and results.
9-2005 to 4-2008 - Work First Casualty - Wilmington, DE
President
. Served as senior leader, responsible for the creation, development,
leadership and financial growth of a Mono Line Workers Compensation
carrier specializing in providing coverage to the Temp. Staffing and
PEO industries.
. Responsible for the overall management, development and
implementation of all policies/procedures and reporting requirements
for the Claims, Underwriting and Finance divisions.
. Effectively partnered with and managed a TPA to provide national
claim services for the organization.
. Successfully built, developed and managed a national distribution
network of agents and brokers throughout the U.S. specializing in the
PEO and Temp Staffing markets.
. Successfully bound $27 million in written premium within 2 years in
33 states
. Maintained a combined ratio of 92%.
. Responsible for evaluating and hiring the executive leadership team.
. Developed Underwriting criteria and produced the final Underwriting
manual for organization.
. Worked directly with state regulators to ensure compliance for Work
First.
. Oversaw the final pricing and underwriting approval on all policies.
6-2004 to 9-2005 Argonaut Insurance Company - Philadelphia PA
Regional Director of Claims
. Provided overall direction and leadership of Philadelphia regional
claim office.
. Provided claim leadership oversight for Atlanta regional office (GA,
FL, NC and SC Jurisdictions)
. Reporting and Management responsibility of all claims (General
Liability, Workers Compensation and Commercial Auto) for the eastern
United States.
. Responsible for development and adherence to annual claim budget for
region.
. Partnered with Regional Underwriting and Safety leadership to identify
needs and enhance product offerings to all current and potential
customers.
. Overall written premium of $46 million in Philadelphia and $24 million
in Atlanta.
. Responsible for staff consisting of 2 Managers, 4 supervisors, 23
adjusters and 5 support staff.
. Participate in "needs" presentations to new clients, brokers and
current clients.
. Responsible for implementation of claims improvement program with
current clients.
. Oversee and manage LAE/ULAE.
. Development and adherence to Claim Best Practices
3-2003 to 6-2004 Gates McDonald / Nationwide Insurance - Towson, MD
Regional Director of Claims
. Responsible for overall management and direction for the eastern US
which included the claim operations in Maryland, Florida New Jersey
and Massachusetts.
. Oversaw Workers Compensation operation for the East Coast
. Oversaw the Non - Workers Compensation claim operation for the entire
country
. Responsible for entire claim operation consisting of 55 claim
professionals
. Developed and managed annual budget of $9 million
. Responsible for generating new revenue opportunities with current and
new customers
. Managed the annual performance program for entire region
. Responsible for negotiating all Vendor contracts and agreements
. Assisted in developing a corporate system to achieve higher
deliverables for clients
8-1998 to 3-2003 Royal and Sun Alliance Insurance Group - Tampa, FL
Regional Vice President of Claims
. Responsible for establishing the overall direction of all Workers
Compensation, General Liability, Commercial Auto and PIP claims
services and process to achieve reserve integrity, and the timely
delivery of superior injury management, accident prevention, customer
service and retention in support of a combined ratio under 1.0
. Maintained a leadership role with all staff and field office. Oversaw
results and development if field offices in Nashville, Richmond and
Orlando
. Leadership role included staff development, goal and objective
development and the implementation of corporate guidelines and culture
. Services all business models (pricing) including Guaranteed Cost, Self
-Insured and large deductible programs.
. Responsible for renewal and Stewardship presentations to clients
. Member of the regional pricing committee
. Partnered with the Safety Management team to enhance overall results
to policy holders
. Developed and implemented a Regional Return to Work program which
reduced overall cost of risk
. Responsible for Regional budget for all service offices
. Negotiated and managed vendor contracts of outside services
Various positions (1987 to 1998)
Corporate Claims Manager - The Zenith Insurance Company - Sarasota, FL
Claim Supervisor - The PMA group - Philadelphia, PA
Claim Adjuster - AIG, Philadelphia, PA
Claim Adjuster - CIGNA Corporation, Philadelphia, PA
Education/Professional
. Insurance courses, Insurance Institute of America, Philadelphia, PA
. BS: Management Science/ Business Admin, Spring Garden College,
Philadelphia, PA