Financial Management
Resume:
Henry Hu
*****.**.**@*****.*** 415-***-**** Mountain View, CA
PROFILE
A self-starter and quick learner. A dedicated team member who drives results. Versatile skill set in financial analysis,
accounting, reporting, and written and oral communication. Key contributor in growth projects.
EXPERIENCE
Union Bank San Francisco, CA
Financial Analyst (Consultant) April 2012 – June 2013
Mortgage Banking
• Financial Analysis & Accounting
o Led a three-person team in mortgage banking and processed loan sales to Fannie Mae and Freddie Mac
o Performed valuation of loans and derivatives for a $100MM+ notional loan portfolio with 500+ loans
o Monitored interest rate pricing and tracked mortgage banking’s P&L on UB’s financial statements
o Utilized LTV & FICO scores for credit risk analysis
• Business Analysis
o Built the Loan Sale Database with automated reporting layer and reduced back-end process times by 90%
o Liaised with various business and technical teams (Capital Markets, FP&A and IT)
M&A
• Financial Modeling & Loan Analytics
o As part of the due diligence team for $1.5B acquisition of Santa Barbara Bank & Trust (SBBT), updated a
sophisticated Excel model with cash flow projections for $4B loan portfolio of 40,000+ loans
o Reported credit quality of the acquired portfolio and conducted analysis on credit risk using DTI and DCR
o Utilized SQL for querying and calculating interest income, as well as structuring acquired loan data
• Project Management
o Provided weekly PowerPoint presentations on the team’s achievements to the Integration Office for UB’s CEO
Planned Lifetime Advocacy Network Vancouver, BC
Financial Consultant November 2010 – Dec 2011
• Provided financial planning for persons with disabilities
o Met with clients to assess financial planning needs and designed financial plans
o Directed a three-person team to create a financial planning tool, providing a streamlined planning framework
EDUCATION
Chartered Financial Analyst (CFA), Passed all three levels June 2012
In-depth coverage of corporate finance, investments, and risk management
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Sauder School of Business, University of British Columbia Vancouver, BC
Master of Science in Management, GPA: 4.0 August 2011
Financial Modeling: Performed company valuations utilizing (i) comparable company analysis, (ii) precedent
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transactions analysis and (iii) discounted cash flow (DCF) analysis and communicated key insights in research reports
University of Waterloo Waterloo, ON
Bachelor of Arts in Economics, GPA: 3.7 April 2010
SKILLS & ACTIVITIES
Technical Skills: Expert Excel, Advanced PowerPoint, Access, Visio, VBA, SQL
Activities: California Academy of Science, CFA SF Society, UBC Finance Club, Waterloo Investment Research Exchange
Visa Status: US Permanent Resident (Green Card)
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