Pooja Garg
*** ********** ****. ***. # ****,
Jersey City, NJ – 07310
Cell No. 201-***-**** Home No. 201-***-****
Email: *****.***@*****.***
Date:
Dear Hiring Manger,
I am interested in the position which your company has given the advertisement in indeed.
Job Description:-
About My Competency:-
Masters in Business Economics
Have experience in Funding, Customer Management and Financial Analysis of more than 6 years.
I am certain that my knowledge, experience and ability will give profit to your company.
I am enclosing my resume along with cover letter to give you a more insight in my resume.
Thanks for your attention
Sincerely Yours
Pooja Garg
Pooja Garg
*****.***@*****.***
Visa Status: L2 EAD Visa
As a Masters Degree Holder in Business Economics I am thorough with all verticals of Financial
Planning, Macro Tools, Financial Market Studies, Research Analysis and Business Economics. I
am looking for an opportunity in Financial Sector where I can enable my knowledge and provide
business with required information and guidance to safeguard business from financial risks.
Detail oriented and enthusiastic Business Administration graduate is looking to secure a career in the field
of Business Management, Finance, or Marketing.
Work Experience
Financial Analyst
HDFC Bank Ltd.
New Delhi, INDIA
April 2012 to August 2013
Responsibilities:
• Review Client collateral to provide loan recommendations to Bank.
• Provide support to financial advisors, private bankers, and business unit executives for security-based
lending
• Responsible for booking high net worth loans, which involve preliminary collateral assessments, legal
documentation review and collaborating with other portfolio loan accounts
• Client documentation management
• Updating and maintaining department metrics
• Review risk reports
• Process client rate exception requests
• Data entry of client information into various loan systems
• Processed daily reports to ensure existing loans followed regulations and procedures
Funding Specialist
Standard Chartered Bank – Loan Division
New Delhi, INDIA
January 2009 to March 2012
Responsibilities:
• Verifying and examining information and accuracy of loan applications and closing documents
• Calculating and reviewing interest, principal payments, and closing costs
• Managing a multitude of clients' needs, including their financial plans and addressing other business-
related concerns
• Reviewing all appropriate documentation, i.e.: income, legal documents, credit history, etc.
• Contacting credit bureaus, employers, and other sources in order to check applicants personal and
credit references
• Coordinating with clients regarding their application status, payment arrangements, and other financial
details
• Improving clients' cash flow, reducing credit granting/collection costs by factoring clients' accounts
receivable turnover ratio and calculating the best available approaches and identifying the best possible
resources for business stabilization and profit
Client Manager – HNI Deptt. (High Networth Individuals)
IL&FS
Mumbai, INDIA
June 2007 to November 2008
Responsibilities:
• Provided exceptional and interpersonal service to clients
• Worked with the internal financial planning team on all available products and services and pitched sales
ideas to new and steady customers
• Researched and informed the financial planning team about the available profitable purchases,
evaluated sales leads, and promoted services to companies and corporations
• Applied critical thinking skills and managed client conflicts and came up with effective resolutions
Education
QUALIFICATIONS YEAR UNIVERSITY/ BOARD PERCENTAGE
Master in Business
Economics. (Finance Guru Jambeshwar Science & Technology 61%
University, Hissar
B.Com Honors 2004 Kurukshetra University 74.6%
Additional Information
• Multilingual: Fluent in English and Hindi
• Computer savvy: proficient in all Microsoft applications and business/finance software
• Ability to multitask and apply critical thinking skills in high-pressure situations
• Excellent active listening skills and communication skills
• Excellent written and oral expression
• Great time management skills
* All References Available upon Request