Real Estate Commercial
Resume:
DANIEL T. BRENNAN
**** **** **. ******** *******, IL 60070
Telephone: 312-***-****
**************@*******.***
P R O F E S S I O N A L P R O F I L E
Seasoned professional proficient in residential and commercial financing,
analysis, and underwriting. CRE, C&I, and ADC asset valuation, and risk
management specialist. I have extensive experience in workout, loss
mitigation, and restructuring and placement of debt and equity on all types
of commercial real estate including; Office, Retail, Hotel, Multifamily,
Condominium, Warehouse/Industrial/Flex Space, Hotels, Residential
subdivisions, Mixed-use developments, Vacant land, SBA (504,7a) and USDA
Guaranteed loans. Additional assignments have included assisting with the
closing of two failed banking institutions as a contractor for the FDIC,
and most recently performed review of FNMA, and FHLMC repurchase request
validity for the one of the largest residential mortgage banks in the U.S.
RESERVE CAPITAL, LLC -- Chicago, IL
Managing Member 2005 -Present -Commercial Real Estate Consulting Firm
. Provide correspondent Commercial Debt, Mezzanine, and Equity Financing on
all types of commercial real estate.
. Provide Commercial and Residential Asset Management, and Due Diligence /
Underwriting services.
. Provide correspondent Purchase order and Receivable Financing
. Analysis of client, collateral, balance sheets, cash flow, financial
statements, exit strategy, and property risk.
. Providing residential and commercial loan portfolio risk
management, loss analysis, and portfolio level advisory services
to multiple Asset Management, and Due Diligence Firms.
. Reserve Capital or Myself individually, have been
hired by all the firms listed below, and specific descriptions
of the work performed is listed under each firm. All firms
listed are Clients of Reserve Capital, LLC on an ongoing basis.
GATEWAY ASSET MANAGEMENT-Saint Louis, MO
Senior Banking Advisor December 2009 --Present
. Senior member of review team on commercial loan portfolio
analysis. High level advisory service to the banking
industry that specializes in review and portfolio due diligence,
and risk assessment on commercial loans, loss analysis, bank
process and workflow review as well as bank stability
assessment. Loan review consists of all types of commercial
loans as each bank has a different portfolio allocation
including Residential and Consumer, CRE, Commercial and
Industrial, Agricultural, Equipment Finance & Leasing, SBA (504,
and 7a programs), and USDA guaranteed loans.
. Current underwrite of loss probability and loss exposure for
banking portfolio capital raising, and loan sales.
. Valuation of defaulted commercial real estate, C&I, and
construction loan portfolios.
. Rate asset risk and project time of default, and project loss
probability given default.
. Review and certify current underwriting guidelines meet
banking requirements.
. Preparation of legal exhibits relating to expert witness
testimony for bank litigation.
. Perform quarterly and annual compliance review for banking
institutions across the country.
WATERSTONE ASSET MANAGEMENT.-Charlotte, NC
Contract Underwriter July 2011--Present
. Full frontline underwrite of assets for live portfolio purchases by
institutional buyers.
. Inspect physical assets, analyze current market absorptions and
lease rates.
. Interview local brokers, realtors, appraisers, and developers to
gain further insight into market conditions.
. Creation of anticipated future performance, ROI and potential
upside of assets through pro forma creation.
CLAYTON SERVICES, INC.--Tampa, FL
Contract Consultant July 2009--Present
. Live underwrite of loss probability and loss exposure for buy side
portfolio acquisition.
. Valuation of defaulted commercial real estate, and construction
loan portfolios.
. Underwriting review and due diligence of CRE and C&I loans.
. Review underwriting of Bank files for Commercial loan portfolios
and valuation for asset sales.
. Data capture and document review to confirm clear recourse for CRE,
and C&I loans.
QUANTUM/ G&A JOINT VENTURE--Houston, TX
Asset Servicing Professional February 2010-May 2010 (two deployments)
. Assigned to assist FDIC asset servicing teams with the resolution
of assets for financial institutions in receivership.
. Facilities Professional assisting the facilities manager with site
and sensitive data security, and office logistics.
. Provided additional support to Investigations by inventorying
sensitive files and data for offsite review.
ZENTA/ EASTDIL SECURED-New York, NY
Contract Due Diligence/ Underwriter December 2009 --Present
. Contracted sell side portfolio due diligence and data capture
for distressed FDIC insured institutions.
. Preparation of summary reports of bank loan assets for
valuation and sale.
. Commercial mortgage underwriting review and summarization.
. Site inspection and property reporting of CRE portfolio
assets.
MISSION CAPITAL ADVISORS-New York, NY
Contract Consultant February 2010 --Present
. Contracted sell side portfolio due diligence and data capture
for distressed FDIC insured institutions.
. Preparation of asset summary reports of bank loan assets for
loan sizing, and sale.
. Commercial mortgage underwriting review and summarization.
.
SPRINGFIELD MORTGAGE COMPANY - Chicago, IL
Chicago Area Office Manager 2000 -2007
Personally originated over 40mm in residential loan volume and 1mm in
revenues.
Earned the responsibility of opening and managing two offices for the
company in the Chicago markets.
Became the highest grossing revenue producing offices for the company
in less than 1 year.
Responsible for all front and back end operations for 6 years in the
Chicago Offices.
Managed an office of 5 producers and 2 support staff.
In charge of underwriting and compliance on all new loans and QC on
all closed loans.
ADDITIONAL INFORMATION
. Member of the Association of Certified Fraud Examiners.
. FDIC Security Clearance for positions of Public Trust.
. Current references available upon request.
Contact this candidate