AVP CRA Mortgage Loan Officer

Ramon Moreno

Romeoville, Illinois *************@*****.*** 815-***-****

SUMMARY

Results oriented professional with over 12 years experience in financial services including mortgage loan sales originator and bank branch manager. Very active within the community; organized events such as homebuyer seminars.

I am fluent in Spanish. Expertise includes:

PROFESSIONAL EXPERIENCE

Inland Bank, Hillside IL

CRA-Loan Officer 06/2018-02/2019

Analyzed client’s financial situation to determine loan program that best fit their needs and worked with customers to approval exceptions.

Marketed to realtors, attorneys, financial advisers and individuals for prospective loan clients with an emphasis on CRA borrowers.

Ensure applications conform to bank policies and compliance procedures.

Organized, marketed and presented home buying seminars to realtors, church organizations and businesses.

BMO Harris Bank, Aurora, IL 01/2017- 05/2018

AVP, CRA Loan Officer

Analyzed client’s financial situation to determine loan program that best fit their needs and worked with customers to approval exceptions.

Marketed to realtors, attorneys, financial advisers and individuals for prospective loan clients with an emphasis on CRA borrowers.

Ensure applications conform to bank policies and compliance procedures.

Organized, marketed and presented home buying seminars to realtors, church organizations and businesses.

Associated Bank, Aurora, IL 12/2014-09/2016

AVP, CRA Residential Loan Officer

Analyzed client’s financial situation to determine loan program that best fit their needs and worked with customers to approval exceptions.

Marketed to realtors, attorneys, financial advisers and individuals for prospective loan clients with an emphasis on CRA borrowers.

Ensure applications conform to bank policies and compliance procedures.

Organized, marketed and presented home buying seminars to realtors, church organizations and businesses.

BMO Harris, Berwyn, IL 04/2012-11/2015

CRA Mortgage Banker

Analyzed client’s financial situation to determine loan program that best fit their needs and worked with customers to approval exceptions.

Marketed to realtors, attorneys, financial advisers and individuals for prospective loan clients with an emphasis on CRA borrowers.

Ensure applications conform to bank policies and compliance procedures.

Organized, marketed and presented home buying seminars to realtors, church organizations and businesses.

Fifth Third Bank Chicago, IL 06/2008 – 03/2012

CRA Mortgage Banker

Originate quality FHA, VA and conventional mortgage with an emphasis on CRA borrowers.

Manage customers throughout the entire loan process; collect and analyze information regarding customer income, assets and debts.

Focus on marketing and promotional strategies to attract new purchase business. Build network and community relations, while promoting Fifth Third Bank Mortgage to real estate agents, builders, developers, financial planners/CPAs and other referral sources.

Park National Bank Naperville, IL 12/2006 – 06/2008

Senior Emerging Market Loan Officer

Originate saleable FHA, VA and conventional mortgages with a focus on CRA.

Develop and maintain business relationships with internal and external referral sources, including financial planners, real estate brokers and attorneys

Market to realtors, attorneys, financial advisers and individuals for prospective loan clients with a focus on CRA. Organize, market and present home buying seminars to realtors, church organizations and businesses.

Charter One Bank Naperville, IL 01/2005 – 11/2006

Mortgage Loan Originator

Analyzed client’s financial situation to determine loan program that best fit their needs and worked with customers to clear approval exceptions.

Marketed to realtors, attorneys, financial advisers and individuals for prospective loan clients with an emphasis on CRA borrowers.

Ensure applications conform to bank policies and compliance procedures.

Organized, marketed and presented home buying seminars to realtors, church organizations and businesses.

Associated Bank Aurora, IL 11/2002 – 12/2004

Retail Sales Manager

Manage branch team; accountable for delivering superior financial results and best in class customer service by creating a proactive sales and service environment.

Manage team to meet goals set by management.

Attend sales calls with branch team to promote Associated Bank products to increase sales volume.

Family Bank & Trust Bank Bolingbrook, IL 06/2002 – 10/2002

Branch Manager

Maximize customer service through training, motivating and scheduling.

Planned and implemented appropriate training programs for all personnel within branch to ensure a high level of performance.

Conducted regular staff meetings.

Demonstrated skills in sales, sales management, coaching and problem solving.

Responsible for sales that resulted in the achievement of goals

EDUCATION

Harrison High School, Chicago Illinois Diploma –General academics

Richard Daley College, Chicago Illinois Credited hours

PROFESSIONAL ASSOCIATIONS

LUCHA, Member

Spanish Coalition, Member

Joseph Corporation, Member

References : Mike Jacobs Mortgage Sales Division Manager 630-***-****

Roci Verdin Mortgage Sales Manager 815-***-****

Contact this candidate